Uwharrie Capital director acquires 142 shares as fee payment

Uwharrie Capital Corp director Chris M. Poplin reported acquiring 142 shares of the company’s common stock on December 15, 2025.

Rhea-AI Filing Summary

Uwharrie Capital Corp director Chris M. Poplin reported acquiring 142 shares of the company’s common stock on December 15, 2025. The shares, held jointly with a spouse, represent payment for a portion of Poplin’s Annual Retainer for serving as a director, with the number of shares based on dividing the retainer amount by the trading price of the stock for this payment, noted as $10.50 per share.

After this transaction, Poplin beneficially owns 9,874 shares of Uwharrie Capital Corp common stock in direct form. The filing is a Form 4 submitted for one reporting person in the capacity of director.

Insider Trade Summary

Grant/Award: 142 shares

Grant/Award 1 txn

Insider Poplin Chris M

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock (Held jointly with Spouse)	142	$10.50	$1K

Holdings After Transaction: Common Stock (Held jointly with Spouse) — 9,874 shares (Direct)

Footnotes (2)

1. F1. This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director.
2. F2. The number of shares acquired by the reporting person is based on the amount of the Annual Retainer being paid divided by the trading price of the issuer's common stock acquired for this specific payment.

FAQ

What insider transaction did Uwharrie Capital Corp (UWHR) disclose in this Form 4?

The filing reports that director Chris M. Poplin acquired 142 shares of Uwharrie Capital Corp common stock on December 15, 2025.

How many UWHR shares did director Chris M. Poplin receive and for what purpose?

Chris M. Poplin received 142 common shares, held jointly with a spouse, as payment for a portion of the Annual Retainer for serving as a director.

What price was used to determine the number of Uwharrie Capital (UWHR) shares awarded?

The number of shares was based on the Annual Retainer amount divided by the trading price of the issuer’s common stock for this payment, noted as $10.50 per share.

How many Uwharrie Capital Corp (UWHR) shares does Chris M. Poplin own after this transaction?

Following the reported transaction, Chris M. Poplin beneficially owns 9,874 shares of Uwharrie Capital Corp common stock in direct ownership.

Is this Uwharrie Capital (UWHR) Form 4 filed for more than one reporting person?

No. The Form 4 is indicated as filed by one reporting person, covering director Chris M. Poplin only.

What is Chris M. Poplin’s relationship to Uwharrie Capital Corp (UWHR)?

Chris M. Poplin is reported as a Director of Uwharrie Capital Corp on this Form 4.

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Accepted by SEC EDGAR 12/16/2025 - 02:32 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Poplin Chris M

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held jointly with Spouse)	12/15/2025		A(1)		142	A	$10.5(2)	9,874	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director.

2. The number of shares acquired by the reporting person is based on the amount of the Annual Retainer being paid divided by the trading price of the issuer's common stock acquired for this specific payment.

	Chris M. Poplin by Tamara M. Singletary, EVP, Uwharrie Capital Corp	12/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.