Uwharrie Capital (UWHR) director reports 142-share stock retainer

Rhea-AI Filing Summary

Uwharrie Capital Corp director Allen K. Furr reported receiving company stock as part of his board compensation. On 12/15/2025, he acquired 142 shares of Uwharrie Capital common stock held jointly with his spouse at $10.5 per share as payment for a portion of his annual director retainer.

Following this transaction, he beneficially owns 4,371 jointly held shares and 967 shares held directly, along with additional shares held through IRA and custodial accounts for himself, his spouse, and their daughter.

Insider Trade Summary

6 transactions reported

Mixed 6 txns

Insider Furr Allen K

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock (Held jointly with Spouse)	142	$10.50	$1K
holding	Common Stock (Held by Self)	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock (Held by Spouse as Custodian for Daughter)	--	--	--

Holdings After Transaction: Common Stock (Held jointly with Spouse) — 4,371 shares (Direct); Common Stock (Held by Self) — 967 shares (Direct); Common Stock — 4,442 shares (Direct); Common Stock — 230 shares (Indirect, By Pershing LLC As Custodian IRA FBO Jennifer R. Furr (Spouse of Reprting Person)); Common Stock (Held by Spouse as Custodian for Daughter) — 8 shares (Indirect, By Spouse As Custodian for Daughter)

Footnotes (1)

1. This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director. The number of shares acquired by the reporting person is based on the amount of the Annual Retainer being paid divided by the trading price of the issuer's common stock acquired for this specific payment. Held by Cede & Co., Depository for Pershing LLC As Custodian IRA FBO Allen K. Furr Held by Cede & Co., Depository for Pershing LLC As Custodian Roth IRA FBO Allen K. Furr Held by Cede & Co., Depository for Pershing LLC As Custodian IRA FBO Jennifer R. Furr

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Furr Allen K

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held jointly with Spouse)	12/15/2025		A(1)		142	A	$10.5(2)	4,371	D
Common Stock (Held by Self)								967	D
Common Stock(3)								4,442	D
Common Stock(4)								230	D
Common Stock(5)								230	I	By Pershing LLC As Custodian IRA FBO Jennifer R. Furr (Spouse of Reprting Person)
Common Stock (Held by Spouse as Custodian for Daughter)								8	I	By Spouse As Custodian for Daughter

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director.

2. The number of shares acquired by the reporting person is based on the amount of the Annual Retainer being paid divided by the trading price of the issuer's common stock acquired for this specific payment.

3. Held by Cede & Co., Depository for Pershing LLC As Custodian IRA FBO Allen K. Furr

4. Held by Cede & Co., Depository for Pershing LLC As Custodian Roth IRA FBO Allen K. Furr

5. Held by Cede & Co., Depository for Pershing LLC As Custodian IRA FBO Jennifer R. Furr

	Allen K. Furr by Tamara M. Singletary, EVP, Uwharrie Capital Corp	12/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Uwharrie Capital Corp (UWHR) disclose in this Form 4 filing?

The filing reports that director Allen K. Furr acquired 142 shares of Uwharrie Capital Corp common stock on 12/15/2025, reflecting a change in his beneficial ownership.

How many UWHR shares did Allen K. Furr acquire and at what price?

Allen K. Furr acquired 142 shares of Uwharrie Capital Corp common stock at a price of $10.5 per share.

Why did Allen K. Furr receive Uwharrie Capital (UWHR) shares in this transaction?

According to the explanation of responses, the share acquisition represents payment for a portion of his Annual Retainer for serving as a director of Uwharrie Capital Corp.

On what date did the reported Uwharrie Capital (UWHR) stock transaction occur?

The reported acquisition of Uwharrie Capital common stock by Allen K. Furr took place on 12/15/2025.

What is Allen K. Furrs relationship to Uwharrie Capital Corp (UWHR)?

Allen K. Furr is a director of Uwharrie Capital Corp, as indicated by the relationship section of the filing.

How are the newly acquired UWHR shares held by Allen K. Furr?

The 142 newly acquired shares are Uwharrie Capital common stock held jointly with his spouse. He also holds additional shares directly and through IRA and custodial accounts.

How many Uwharrie Capital (UWHR) shares does Allen K. Furr own directly and jointly after the transaction?

After the transaction, Allen K. Furr beneficially owns 4,371 shares of common stock held jointly with his spouse and 967 shares held directly in his own name.