Uwharrie Capital (UWHR) Chief Credit Officer awarded 458-share stock grant

Rhea-AI Filing Summary

Uwharrie Capital Corp’s Chief Credit Officer Cheryl P. Rinehardt reported an award of common stock on March 2, 2026. She acquired 458 shares of common stock at a weighted average price of $10.90 per share as a grant or other acquisition, increasing this directly held position to 3,028 shares (held "Self TOD Son"). A separate directly owned holding of 1,906 common shares is shown as being held by Cede & Co. as depository for an IRA for her benefit.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Rinehardt Cheryl P

Role Chief Credit Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock (Held by Self TOD Son)	458	$10.90	$5K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock (Held by Self TOD Son) — 3,028 shares (Direct); Common Stock — 1,906 shares (Direct)

Footnotes (1)

1. Shares granted pursuant to the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust. Represents a weighted average price for the issuer's common stock acquired for this grant. Held by Cede & Co., Depository for IRA FBO Cheryl P. Rinehardt Pershing LLC As Custodian

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Rinehardt Cheryl P

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Credit Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held by Self TOD Son)	03/02/2026		A(1)		458	A	$10.9(2)	3,028	D
Common Stock(3)								1,906	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares granted pursuant to the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust.

2. Represents a weighted average price for the issuer's common stock acquired for this grant.

3. Held by Cede & Co., Depository for IRA FBO Cheryl P. Rinehardt Pershing LLC As Custodian

	Cheryl P. Rinehardt by Tamara M. Singletary, EVP, Uwharrie Capital Corp	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UWHR’s Cheryl P. Rinehardt report?

Cheryl P. Rinehardt reported receiving a grant of 458 Uwharrie Capital Corp common shares. The award was recorded on March 2, 2026 at a weighted average price of $10.90 per share, categorized as a grant, award, or other acquisition rather than an open-market purchase.

At what price were the UWHR shares granted to Cheryl P. Rinehardt?

The 458 granted Uwharrie Capital Corp shares used a weighted average price of $10.90 per share. This figure reflects the issuer’s common stock price applicable to the grant and is disclosed as a weighted average, not an individually negotiated open-market transaction price.

How many UWHR shares does Cheryl P. Rinehardt hold after the grant?

After the March 2, 2026 grant, Cheryl P. Rinehardt directly holds 3,028 common shares in the “Self TOD Son” account. A separate directly owned position of 1,906 common shares is reported as held by Cede & Co. as depository for her IRA.

What is the nature of Cheryl P. Rinehardt’s Form 4 acquisition in UWHR?

The Form 4 shows a grant, award, or other acquisition of 458 Uwharrie Capital Corp common shares. It is coded as an acquisition transaction (code A) rather than an open-market buy, aligning with stock granted under a corporate stock grant arrangement.

What role does Cheryl P. Rinehardt hold at Uwharrie Capital Corp (UWHR)?

Cheryl P. Rinehardt serves as Chief Credit Officer at Uwharrie Capital Corp. Her Form 4 filing reflects equity granted in connection with her position, documenting changes in her directly held common stock and additional shares associated with an IRA account.