Uwharrie Capital Corp (UWHR) director awarded 142 shares for retainer

Rhea-AI Filing Summary

Uwharrie Capital Corp director Matthew D. McAulay reported acquiring 142 shares of common stock on 12/15/2025 as part of his annual retainer for board service. The shares, held jointly with his spouse, were calculated using a price of $10.5 per share based on the issuer's trading price for this specific payment.

After this acquisition, McAulay beneficially owns 1,802 shares of Uwharrie Capital common stock in direct ownership. This transaction reflects receipt of company stock as payment for a portion of his director compensation.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McAulay Matthew D.

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held jointly with Spouse)	12/15/2025		A(1)		142	A	$10.5(2)	1,802	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director.

2. The number of shares acquired by the reporting person is based on the amount of the Annual Retainer being paid divided by the trading price of the issuer's common stock acquired for this specific payment.

	Matthew D. McAulay by Tamara M. Singletary, EVP, Uwharrie Capital Corp	12/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Uwharrie Capital Corp (UWHR) director Matthew D. McAulay report?

He acquired 142 shares of Uwharrie Capital Corp common stock on 12/15/2025 as part of his Annual Retainer for serving as a director.

How many Uwharrie Capital Corp (UWHR) shares does Matthew D. McAulay own after this transaction?

Following the reported acquisition, Matthew D. McAulay beneficially owns 1,802 shares of Uwharrie Capital Corp common stock in direct ownership, held jointly with his spouse.

What was the purpose of the 142-share acquisition reported by Uwharrie Capital Corp director Matthew D. McAulay?

The filing states that the acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of director.

How was the number of shares for Matthew D. McAulay’s retainer payment determined at Uwharrie Capital Corp (UWHR)?

The number of shares was based on the amount of the Annual Retainer divided by the trading price of Uwharrie Capital Corp common stock ($10.5 per share) for this specific payment.

What is Matthew D. McAulay’s reported relationship to Uwharrie Capital Corp (UWHR)?

The form identifies Matthew D. McAulay as a Director of Uwharrie Capital Corp.

Is this Form 4 for one or multiple reporting persons at Uwharrie Capital Corp (UWHR)?

The filing indicates that the Form is filed by one reporting person, covering Matthew D. McAulay only.