Grant lifts Uwharrie (UWHR) CEO’s direct stake to 14,092 shares

Rhea-AI Filing Summary

STONER CHRISTY D reported acquisition or exercise transactions in this Form 4 filing.

Uwharrie Capital Corp reported that Christy D. Stoner, President & CEO of Uwharrie Investment Advisors and CMO of Uwharrie Capital Corp, received a grant of 917 shares of common stock on March 2, 2026. The shares were granted under the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust at a weighted average price of $10.90 per share. Following this grant, her directly held common stock increased to 14,092 shares, with additional direct and indirect holdings reported for various custodial and family accounts.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STONER CHRISTY D

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & CEO UIA & CMO UCC

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held by Self)	03/02/2026		A(1)		917	A	$10.9(2)	14,092	D
Common Stock(3)								34,390	D
Common Stock(4)								5,215	I	By Daughter Soley With Reporting Person as Attorney-in-Fact
Common Stock(5)								4,285	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares granted pursuant to the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust.

2. Represents a weighted average price for the issuer's common stock acquired for this grant.

3. Held by Cede & Co., Depository for Pershing, LLC Safekeeper for Christy D. Stoner

4. Held by Cede & Co., Depository for Pershing, LLC Safekeeper for Daughter of Reporting Person Soley (Reporting Person Attorney-in-Fact for Daughter)

5. Held by Cede & Co., Depository for IRA FBO Christy Davis Stoner Pershing LLC As Custodian Rollover Account

	Christy D. Stoner by Tamara M. Singletary, EVP, Uwharrie Capital Corp	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transaction did UWHR executive Christy D. Stoner report?

Christy D. Stoner reported receiving a stock grant of 917 shares. The award of Uwharrie Capital Corp common stock was recorded on March 2, 2026, as a grant or other acquisition, not an open-market purchase or sale.

At what price was Christy D. Stoner’s UWHR stock grant recorded?

The 917-share grant was recorded at a weighted average price of $10.90 per share. This figure reflects the average price used for the issuer’s common stock acquired for this specific grant under the stock grant trust.

How many UWHR shares does Christy D. Stoner hold directly after this grant?

After the grant, Christy D. Stoner directly holds 14,092 shares of Uwharrie Capital Corp common stock. This total reflects her direct ownership reported following the 917-share award on March 2, 2026.

Was Christy D. Stoner’s UWHR transaction a purchase or a grant?

The transaction was a grant or award acquisition, not a market purchase. It is classified under transaction code A, indicating shares granted pursuant to the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust.

Does the Form 4 for UWHR include indirect holdings for Christy D. Stoner?

Yes, the filing reports indirect holdings related to her daughter. Common stock is held for the daughter, with Christy D. Stoner acting as attorney-in-fact, in addition to her directly held shares and other custodial accounts.

What trust was used for Christy D. Stoner’s UWHR stock grant?

The shares were granted through the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust. This trust provided the 917-share common stock award reported in the Form 4 filing for March 2, 2026.