UWM Holdings (UWMC) SEC Filings, Aug 5-31, 2026

UWM Holdings Corp filed an initial beneficial ownership report for director Nicholas Daniel Basso. The Form 3 lists him as a director and does not report any equity transactions or holdings at this time, serving as a baseline disclosure of his reporting status.

Norges Bank, the central bank of Norway, filed an amended beneficial ownership report for UWM Holdings Corp common stock. Norges Bank reported beneficial ownership of 13,750,000 shares, representing 4.0534% of the outstanding common stock.

All of these shares are reported with sole voting power and sole dispositive power, with no shared voting or dispositive authority. Norges Bank also indicated that it now holds 5 percent or less of this class of securities.

The Goldman Sachs Group, Inc. and its subsidiary Goldman Sachs & Co. LLC report beneficial ownership of Class A common stock of UWM Holdings Corporation. The filing shows 17,398,287.62 shares beneficially owned, representing 5.1% of the class.

Both entities report 0 shares with sole voting or dispositive power and instead report 17,396,683.62 shares with shared voting power and 17,397,374.62 shares with shared dispositive power. The securities are owned, or may be deemed to be beneficially owned, by Goldman Sachs & Co. LLC, a registered broker-dealer and investment adviser. The Goldman Sachs reporting units disclaim beneficial ownership for certain client accounts and investment entities as described.

UWM Holdings Corporation’s controlling stockholder group filed an amended Schedule 13D reflecting a new $1.65 billion financing with funds affiliated with Oaktree Capital Management and entities associated with Mat Ishbia. The issuer sold $1.5 billion of Series A‑1 preferred stock and warrants to Oaktree purchasers and $150,000,000 of Series A‑2 preferred stock and warrants to SFS Capital. The deal includes Class A and Class B warrants, each to buy Class A common stock, with terms extending up to ten years and NYSE stockholder approval required for SFS Capital’s warrants.

The filing adds SFS Capital Group, LLC as a reporting person and updates ownership. Mat Ishbia is deemed to beneficially own 1,297,097,115 shares of Class A stock (including shares issuable upon conversion or exercise), or 79.4% of the Class A outstanding, but his voting power is capped at 79% by a voting limitation in the charter. SFS Holding Corp. beneficially owns 1,261,862,603 shares (Class D exchangeable into Class A), or 78.7% of the Class A outstanding.

The financing is paired with a backstopped rights offering for 200,000,000 Class A shares targeting at least $400,000,000 in proceeds, priced at the greater of $2.00 per share or 85% of a 10‑day VWAP. Oaktree and Ishbia-affiliated parties have backstop purchase rights and commitments, with options to take additional Class A stock or junior preferred plus warrants. The filing also describes investor rights, support, and an amended tax receivable agreement, and notes that 653,792,940 paired interests are pledged as collateral for multiple loans while preserving SFS’s voting rights absent default.

UWM Holdings Corp disclosed that SFS Group Capital, LLC, an entity managed by CEO Mat Ishbia, acquired 15,000,000 Class A Warrants at a $6.00 exercise price and 15,000,000 Class B Warrants at $2.00, each for Class A common stock and expiring August 5, 2036.

The warrants were issued with SFS Capital’s purchase of 150,000 Series A-1 Preferred shares at $1,000 per share under an August 5, 2026 Securities Purchase Agreement and are not exercisable until stockholders approve their exercise under New York Stock Exchange rules. Ishbia also directly holds 408,131 Class A shares.

UWM Holdings Corporation reported a consolidated net loss of $451.9 million for the quarter ended June 30 2026, compared with net income of $314.5 million a year earlier, as large losses on other interest rate derivatives of $603.2 million and a negative MSR fair‑value change outweighed stronger revenue.

Total revenue rose to $888.0 million (in thousands: 888,003) from 758,700, driven by loan production income of 527,217, loan servicing income of 220,503 and interest income of 140,283 (all in thousands). Quarterly loan originations were $39.7 billion, flat year over year, while year‑to‑date originations increased to $84.6 billion from $72.1 billion. Mortgage servicing rights at fair value grew to $5.31 billion, supported by $2.14 billion of MSR capitalization and $51.8 billion of MSR sales year‑to‑date.

At June 30 2026, total assets were $17.94 billion, funded by $8.60 billion of warehouse lines, $2.95 billion of secured MSR credit facilities and $3.00 billion of senior notes, with equity of $985.3 million. Subsequent to quarter‑end, the company closed a $1.65 billion preferred equity and warrant financing with Oaktree and CEO‑affiliated entities and announced plans for a $400 million Class A common stock rights offering.

UWM Holdings Corporation entered into a $1.65 billion preferred equity and warrant financing with Oaktree Capital funds and Ishbia-affiliated entities and outlined a fully backstopped rights offering targeting at least $400 million, together forming a $2.05 billion strategic capital partnership aimed at strengthening liquidity and reducing debt.

The company issued 1,500,000 shares of Series A-1 and 150,000 shares of Series A-2 Preferred Stock at a $1,000 Stated Value per share, carrying cumulative dividends of 10.0% in cash or 13.0% if accreted, plus 330,000,000 Warrants split between $6.00 Class A and $2.00 Class B strikes, exercisable in cash through 2036. Oaktree gains significant consent rights, two board seats (plus an observer) and potential board majority after seven years or upon specified Events of Noncompliance, while extensive covenants constrain new debt, dividends and major corporate actions.

Management plans a registered Rights Offering for 200,000,000 Class A shares at the greater of $2.00 or 85% of a 10-day VWAP, fully backstopped by Oaktree and the Ishbia family. For the second quarter of 2026, UWM generated $39.7 billion of originations, $888.0 million of revenue and a net loss of $451.9 million, with Adjusted EBITDA of $185.9 million, non-funding debt-to-equity of 6.13 and approximately $1.3 billion of available liquidity; the board has suspended the quarterly common dividend.

UWM Holdings Corporation has filed an automatic shelf registration statement on Form S-3 as a well-known seasoned issuer, permitting it and certain selling stockholders to offer from time to time an indeterminate amount of Class A common stock, preferred stock, depositary shares, warrants and subscription rights.

The company may sell these securities in one or more offerings, while selling stockholders may resell Class A common stock, preferred stock and warrants; UWM will not receive proceeds from selling stockholder sales and expects to use any proceeds from its own sales for general corporate purposes. UWM operates an Up-C structure in which UWM Holdings Corporation owns Class A common units of UWM Holdings, LLC, and SFS Holding Corp. holds Class B common units paired with Class D non-economic common stock, which carries ten votes per share and significant voting influence.

UWM Holdings Corp EVP and Chief People Officer Laura Lawson received a grant of 2,689 shares of Class A common stock at $1.82 per share on July 31, 2026 under the Team Milestone Program for her 15-year anniversary, with the shares fully vested upon grant. Of these, 783 shares were mandatorily withheld by the company to satisfy minimum tax withholding obligations and were not sold. Lawson also holds restricted stock units that convert to Class A stock on a one-for-one basis, covering 548,848, 175,439 and 18,129 underlying shares granted under the 2020 Omnibus Incentive Plan.