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[8-K] Velocity Financial, Inc. Reports Material Event

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K
Rhea-AI Filing Summary

Velocity Financial, Inc. posted its management presentation for the second quarter of 2025 on its Investor Relations website, furnishing the slide deck as Exhibit 99 and including an interactive cover page data file as Exhibit 104. The company states the presentation is being furnished under Regulation FD and explicitly notes it is not intended to be "filed" for purposes of Section 18 nor incorporated by reference into other filings except by specific reference. This disclosure makes the management presentation publicly accessible to investors and provides the companys prepared materials for Q2 2025 results.

Velocity Financial, Inc. ha pubblicato la presentazione della direzione per il secondo trimestre 2025 sul suo sito delle Relazioni con gli Investitori, fornendo il deck diapositive come Exhibit 99 e includendo un file interattivo di copertina contenente i dati come Exhibit 104. La società dichiara che la presentazione viene resa disponibile ai sensi della Regulation FD e precisa esplicitamente che non è intesa ad essere "filed" ai fini della Sezione 18 né incorporata per riferimento in altre comunicazioni, salvo specifico riferimento. Questa divulgazione rende la presentazione della direzione accessibile al pubblico e mette a disposizione degli investitori i materiali preparati dalla società relativi ai risultati del secondo trimestre 2025.

Velocity Financial, Inc. publicó su sitio de Relaciones con Inversores la presentación de la dirección correspondiente al segundo trimestre de 2025, proporcionando el conjunto de diapositivas como Exhibit 99 e incluyendo un archivo interactivo de portada con los datos como Exhibit 104. La compañía indica que la presentación se facilita conforme a la Regulation FD y aclara expresamente que no está destinada a ser "filed" a efectos de la Sección 18 ni a incorporarse por referencia en otras presentaciones, salvo referencia específica. Esta divulgación hace que la presentación de la dirección sea accesible al público y proporciona a los inversores los materiales preparados por la compañía para los resultados del segundo trimestre de 2025.

Velocity Financial, Inc.는 2025년 2분기 경영진 프레젠테이션을 투자자 관계 웹사이트에 게시하고 슬라이드 자료를 Exhibit 99로, 인터랙티브 표지 데이터 파일을 Exhibit 104로 제공했습니다. 회사는 이 발표가 Regulation FD에 따라 제공되는 것이며 섹션 18의 목적상 'filed'된 것으로 간주되거나 특정한 참조에 의해서만 다른 제출문서에 포함되는 것이 아님을 명시적으로 밝혔습니다. 이 공시는 경영진 프레젠테이션을 투자자들이 공개적으로 열람할 수 있도록 하며 2025년 2분기 실적 관련 회사 작성 자료를 제공합니다.

Velocity Financial, Inc. a publié sa présentation de la direction pour le deuxième trimestre 2025 sur son site des relations investisseurs, mettant le diaporama à disposition en tant que Exhibit 99 et incluant un fichier de page de couverture interactif contenant les données en tant que Exhibit 104. La société précise que la présentation est fournie en vertu de la Regulation FD et indique explicitement qu'elle n'est pas destinée à être "filed" aux fins de la Section 18, ni à être incorporée par renvoi dans d'autres dépôts, sauf mention expresse. Cette communication rend la présentation de la direction accessible au public et fournit aux investisseurs les documents préparés par la société relatifs aux résultats du deuxième trimestre 2025.

Velocity Financial, Inc. hat seine Management-Präsentation für das zweite Quartal 2025 auf seiner Investor-Relations-Webseite veröffentlicht und das Folienset als Exhibit 99 sowie eine interaktive Titelseiten-Datendatei als Exhibit 104 bereitgestellt. Das Unternehmen erklärt, dass die Präsentation gemäß Regulation FD bereitgestellt wird und stellt ausdrücklich klar, dass sie nicht dazu bestimmt ist, im Sinne der Section 18 als "filed" betrachtet zu werden oder durch Verweis in andere Einreichungen aufgenommen zu werden, außer durch ausdrückliche Bezugnahme. Diese Offenlegung macht die Management-Präsentation für Investoren öffentlich zugänglich und stellt die von der Gesellschaft vorbereiteten Unterlagen zu den Ergebnissen des zweiten Quartals 2025 zur Verfügung.

Positive
  • None.
Negative
  • None.

Insights

TL;DR: Routine Regulation FD furnishing of the Q2 2025 management presentation; provides public access to management materials without creating new filing liabilities.

The company furnished its Q2 2025 earnings presentation as Exhibit 99 and included an Inline XBRL cover page as Exhibit 104. This is a standard disclosure practice to distribute prepared materials to investors and analysts while limiting legal filing exposure by stating the materials are "furnished" not "filed." The action itself is informational and does not on its face change reported results, capital structure, or liabilities disclosed elsewhere.

TL;DR: Investor relations update improves transparency but is procedural; explicit non-incorporation language preserves legal boundaries.

Posting the management presentation on the companys IR site and furnishing it as Exhibit 99 aligns with Regulation FD practices to ensure fair public access to management commentary. The filing reiterates the materials are furnished and not filed for Section 18 purposes, which is standard to avoid automatic incorporation into other SEC filings. This is a governance- and disclosure-process event rather than a material operational change.

Velocity Financial, Inc. ha pubblicato la presentazione della direzione per il secondo trimestre 2025 sul suo sito delle Relazioni con gli Investitori, fornendo il deck diapositive come Exhibit 99 e includendo un file interattivo di copertina contenente i dati come Exhibit 104. La società dichiara che la presentazione viene resa disponibile ai sensi della Regulation FD e precisa esplicitamente che non è intesa ad essere "filed" ai fini della Sezione 18 né incorporata per riferimento in altre comunicazioni, salvo specifico riferimento. Questa divulgazione rende la presentazione della direzione accessibile al pubblico e mette a disposizione degli investitori i materiali preparati dalla società relativi ai risultati del secondo trimestre 2025.

Velocity Financial, Inc. publicó su sitio de Relaciones con Inversores la presentación de la dirección correspondiente al segundo trimestre de 2025, proporcionando el conjunto de diapositivas como Exhibit 99 e incluyendo un archivo interactivo de portada con los datos como Exhibit 104. La compañía indica que la presentación se facilita conforme a la Regulation FD y aclara expresamente que no está destinada a ser "filed" a efectos de la Sección 18 ni a incorporarse por referencia en otras presentaciones, salvo referencia específica. Esta divulgación hace que la presentación de la dirección sea accesible al público y proporciona a los inversores los materiales preparados por la compañía para los resultados del segundo trimestre de 2025.

Velocity Financial, Inc.는 2025년 2분기 경영진 프레젠테이션을 투자자 관계 웹사이트에 게시하고 슬라이드 자료를 Exhibit 99로, 인터랙티브 표지 데이터 파일을 Exhibit 104로 제공했습니다. 회사는 이 발표가 Regulation FD에 따라 제공되는 것이며 섹션 18의 목적상 'filed'된 것으로 간주되거나 특정한 참조에 의해서만 다른 제출문서에 포함되는 것이 아님을 명시적으로 밝혔습니다. 이 공시는 경영진 프레젠테이션을 투자자들이 공개적으로 열람할 수 있도록 하며 2025년 2분기 실적 관련 회사 작성 자료를 제공합니다.

Velocity Financial, Inc. a publié sa présentation de la direction pour le deuxième trimestre 2025 sur son site des relations investisseurs, mettant le diaporama à disposition en tant que Exhibit 99 et incluant un fichier de page de couverture interactif contenant les données en tant que Exhibit 104. La société précise que la présentation est fournie en vertu de la Regulation FD et indique explicitement qu'elle n'est pas destinée à être "filed" aux fins de la Section 18, ni à être incorporée par renvoi dans d'autres dépôts, sauf mention expresse. Cette communication rend la présentation de la direction accessible au public et fournit aux investisseurs les documents préparés par la société relatifs aux résultats du deuxième trimestre 2025.

Velocity Financial, Inc. hat seine Management-Präsentation für das zweite Quartal 2025 auf seiner Investor-Relations-Webseite veröffentlicht und das Folienset als Exhibit 99 sowie eine interaktive Titelseiten-Datendatei als Exhibit 104 bereitgestellt. Das Unternehmen erklärt, dass die Präsentation gemäß Regulation FD bereitgestellt wird und stellt ausdrücklich klar, dass sie nicht dazu bestimmt ist, im Sinne der Section 18 als "filed" betrachtet zu werden oder durch Verweis in andere Einreichungen aufgenommen zu werden, außer durch ausdrückliche Bezugnahme. Diese Offenlegung macht die Management-Präsentation für Investoren öffentlich zugänglich und stellt die von der Gesellschaft vorbereiteten Unterlagen zu den Ergebnissen des zweiten Quartals 2025 zur Verfügung.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

 

FORM 8-K

 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): May 01, 2025

 

 

Velocity Financial, Inc.

(Exact name of Registrant as Specified in Its Charter)

 

 

Delaware

001-39183

46-0659719

(State or Other Jurisdiction
of Incorporation)

(Commission File Number)

(IRS Employer
Identification No.)

 

 

 

 

 

2945 Townsgate Road, Suite 110

 

Westlake Village, California

 

91361

(Address of Principal Executive Offices)

 

(Zip Code)

 

Registrant’s Telephone Number, Including Area Code: (818) 532-3700

 

 

(Former Name or Former Address, if Changed Since Last Report)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class

 

Trading
Symbol(s)

 


Name of each exchange on which registered

Common stock, par value $0.01 per share

 

VEL

 

The New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

 


Item 7.01 Regulation FD Disclosure.

We posted to our Investor Relations website, www.velfinance.com, management's second quarter 2025 earnings presentation. A copy of the presentation is furnished as Exhibit 99 and is incorporated herein by reference.

 

The information provided in this Form 8-K, including Exhibit 99, is intended to be furnished and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any other filing under the Securities Act or the Securities Exchange Act, except as expressly set forth by specific reference in such a filing.

Item 9.01 Financial Statements and Exhibits.

 

Exhibit Number

 

 

Description

 

 

99

 

Management Presentation dated August 7, 2025

 

 

104

 

Cover Page Interactive Data File (embedded within the Inline XBRL document)

 


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

 

 

 

Velocity Financial, Inc.

 

 

 

 

Date:

August 8, 2025

By:

/s/ Roland T. Kelly

 

 

 

Chief Legal Officer and General Counsel

 


FAQ

What did Velocity Financial (VEL) disclose in this Form 8-K?

Velocity Financial furnished its Q2 2025 management earnings presentation to its Investor Relations website and listed it as Exhibit 99, with an Inline XBRL cover page as Exhibit 104.

Where can investors find the Q2 2025 presentation from VEL?

The presentation is posted on Velocity Financials Investor Relations website at www.velfinance.com, as stated in the filing.

Is the furnished presentation considered "filed" with the SEC?

No. The company states the information, including Exhibit 99, is furnished and shall not be deemed filed for purposes of Section 18, nor incorporated by reference except by specific reference.

What exhibits were included in the 8-K for VEL?

Exhibit 99: Management Presentation dated August 7, 2025; Exhibit 104: Cover Page Interactive Data File (Inline XBRL).

What is the stated date of the earliest event reported in this 8-K?

The filing lists the Date of Report (Date of earliest event reported) as May 01, 2025.
Velocity Financial, Inc.

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