Velocity Financial (VEL) CFO reports sale of 1,573 common shares

Rhea-AI Filing Summary

Velocity Financial, Inc. Chief Financial Officer Mark R. Szczepaniak reported an open-market sale of 1,573 shares of common stock on March 2, 2026. The shares were sold at a weighted average price of $18.32 per share and were held indirectly through a family trust.

After this sale, Szczepaniak indirectly held 73,119 shares of Velocity Financial common stock and directly held 101,535 shares. The filing also notes that the reported sale was executed in multiple transactions at prices ranging from $18.32 to $18.32.

Insider Trade Summary

Net Seller: 1,573 shares ($28,817)

Net Sell 2 txns

Insider Szczepaniak Mark R

Role Chief Financial Officer

Sold 1,573 shs ($29K)

Type	Security	Shares	Price	Value
Sale	Common Stock	1,573	$18.32	$29K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 73,119 shares (Indirect, Held through family trust); Common Stock — 101,535 shares (Direct)

Footnotes (1)

1. [object Object]

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Szczepaniak Mark R

(Last) (First) (Middle)

C/O VELOCITY FINANCIAL, INC.

2945 TOWNSGATE ROAD, SUITE 110

(Street)

WESTLAKE VILLAGE CA 91361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Velocity Financial, Inc. [ VEL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/02/2026		S		1,573	D	$18.32(1)	73,119	I	Held through family trust
Common Stock								101,535	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $18.32 to $18.32. The reporting person undertakes to provide the Issuer, any securityholder of the Issuer or the staff of the Securities and Exchange Commission, upon request, the full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4.

Remarks:

	/s/ Roland T. Kelly, by power of attorney	03/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Velocity Financial (VEL) report for its CFO?

Velocity Financial’s CFO reported selling 1,573 common shares. On March 2, 2026, Chief Financial Officer Mark R. Szczepaniak executed an open-market sale of 1,573 Velocity Financial common shares at a weighted average price of $18.32 per share, according to the Form 4 filing.

At what price did the Velocity Financial (VEL) CFO sell shares on March 2, 2026?

The Velocity Financial CFO sold shares at $18.32 per share. The Form 4 states a weighted average sale price of $18.32, with multiple transactions executed within a price range from $18.32 to $18.32 for the 1,573 common shares sold.

How many Velocity Financial (VEL) shares does the CFO hold after the reported sale?

After the sale, the CFO held 73,119 indirect and 101,535 direct shares. The Form 4 shows 73,119 shares held indirectly through a family trust and 101,535 shares held directly by Chief Financial Officer Mark R. Szczepaniak following the March 2, 2026 transaction.

How were the sold Velocity Financial (VEL) shares held before the transaction?

The sold shares were held indirectly through a family trust. The Form 4 indicates that the 1,573 Velocity Financial common shares sold on March 2, 2026 were beneficially owned indirectly by CFO Mark R. Szczepaniak via a family trust arrangement.

Does the Velocity Financial (VEL) Form 4 indicate multiple trades for the CFO sale?

Yes, the sale was executed in multiple transactions. A footnote explains that the reported weighted average price of $18.32 reflects several trades, with individual transaction prices ranging from $18.32 to $18.32 for the 1,573 shares of common stock sold.