Velocity Financial (VEL) legal chief sells 5,160 common shares

Rhea-AI Filing Summary

Velocity Financial, Inc. Chief Legal Officer and General Counsel Kelly Roland Thomas reported an open-market sale of 5,160 shares of common stock at a weighted average price of $18.0647 per share. The shares were sold in multiple trades between $18.00 and $18.16.

After this transaction, Thomas directly holds 113,934 shares of Velocity Financial common stock, indicating that only a portion of his overall stake was sold.

Insider Trade Summary 10b5-1

Net Seller: 5,160 shares ($93,214)

Net Sell 1 txn

Insider Kelly Roland Thomas

Role Chief Legal Officer and GC

Sold 5,160 shs ($93K)

Type	Security	Shares	Price	Value
Sale	Common Stock	5,160	$18.0647	$93K

Holdings After Transaction: Common Stock — 113,934 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kelly Roland Thomas

(Last) (First) (Middle)

C/O VELOCITY FINANCIAL, INC.

2945 TOWNSGATE ROAD, SUITE 110

(Street)

WESTLAKE VILLAGE CALIFORNIA 91361

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Velocity Financial, Inc. [ VEL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Legal Officer and GC

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/17/2026		S		5,160	D	$18.0647(1)	113,934	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $18.00 to $18.16. The reporting person undertakes to provide the Issuer, any securityholder of the Issuer or the staff of the Securities and Exchange Commission, upon request, the full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4.

Remarks:

	/s/ Roland T. Kelly	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Velocity Financial (VEL) disclose for Kelly Roland Thomas?

Velocity Financial reported that Chief Legal Officer Kelly Roland Thomas sold 5,160 shares of common stock in an open-market transaction. The sale was executed at a weighted average price of $18.0647 per share, with trades occurring between $18.00 and $18.16.

At what price did Kelly Roland Thomas sell Velocity Financial (VEL) shares?

Kelly Roland Thomas sold 5,160 Velocity Financial shares at a weighted average price of $18.0647. According to the disclosure, the individual trades took place within a range from $18.00 to $18.16 per share, reflecting relatively tight pricing around the reported average.

How many Velocity Financial (VEL) shares does Kelly Roland Thomas hold after the sale?

Following the reported sale, Kelly Roland Thomas holds 113,934 shares of Velocity Financial common stock directly. This post-transaction balance shows that the 5,160 shares sold represent only a fraction of his total reported holdings in the company’s equity.

What role does Kelly Roland Thomas hold at Velocity Financial (VEL)?

Kelly Roland Thomas serves as Chief Legal Officer and General Counsel at Velocity Financial. As a senior executive, his equity transactions must be reported, providing transparency into his ownership changes and maintaining regulatory compliance for insider trading disclosures.

Was the Velocity Financial (VEL) insider sale a single trade or multiple trades?

The sale was executed through multiple trades rather than a single transaction. The filing states that the 5,160 shares were sold at prices ranging from $18.00 to $18.16, with $18.0647 disclosed as the weighted average price across all executed trades.