Velocity Financial, Inc. filings document operating results, capital-structure actions and governance matters for a real estate finance company focused on investor and business-purpose loans. The company’s 8-K filings furnish quarterly and annual earnings releases, preliminary results and Regulation FD presentations covering loan portfolio growth, net income, core earnings, portfolio net interest margin and related risk disclosures tied to economic, real estate market and regulatory conditions.
Material-event filings also describe debt financing by wholly owned subsidiary Velocity Commercial Capital, LLC, including the completed issuance of 9.375% Senior Notes due 2031, the indenture, company guarantee and unregistered Rule 144A and Regulation S offering structure. Proxy filings cover annual meeting and shareholder voting matters for Velocity’s common stock.
Velocity Financial, Inc. Executive VP of Capital Markets Taylor Jeffrey T. reported a Form 4 transaction involving company common stock. On 01/13/2026, 3,459 shares were withheld and retained by Velocity as payment for tax liabilities arising from the vesting of previously granted restricted stock, at a price of $18.70 per share. This reflects a tax-related withholding rather than an open-market sale.
After this transaction, Taylor Jeffrey T. beneficially owned 155,213 shares of Velocity common stock in direct form.
Velocity Financial, Inc. reported that its Chief Legal Officer and General Counsel, Kelly Roland Thomas, had 2,109 shares of common stock withheld on January 13, 2026. These shares were retained by Velocity as payment for tax liabilities arising from the vesting of previously granted restricted stock at a price of $18.70 per share. After this tax withholding, Thomas beneficially owned 98,861 shares of Velocity common stock, held directly.
Velocity Financial, Inc. Chief Accounting Officer Tam Fiona reported an administrative share transaction. On January 13, 2026, 681 shares of common stock were withheld and retained by Velocity at a price of $18.70 per share to cover tax liabilities from the vesting of previously granted restricted stock. After this withholding, Tam Fiona directly beneficially owned 42,752 shares of Velocity common stock. This type of transaction reflects tax settlement on equity compensation rather than an open-market sale.
Velocity Financial, Inc. reported an insider share sale by its Executive VP, Capital Markets. On 12/31/2025, the reporting officer sold 3,049 shares of common stock at a weighted average price of $20.1338 per share, with individual trades ranging from $20.00 to $20.27. Following this transaction, the officer beneficially owns 158,672 shares of Velocity Financial common stock, held directly.
Velocity Financial insider reports stock sale. An officer of Velocity Financial, Inc. serving as Executive VP, Capital Markets filed a Form 4 disclosing the sale of 7,571 shares of common stock on 12/16/2025. The shares were sold at a weighted average price of $20.0299 per share, in multiple trades between $20.00 and $20.15. Following this transaction, the reporting person directly beneficially owns 161,721 shares of Velocity Financial common stock.
A holder of VEL common stock filed a Rule 144 notice to sell 15,934 shares through Morgan Stanley Smith Barney on or about December 16, 2025 on the NYSE. The filing lists an aggregate market value of $312,943.76 for this planned sale, alongside 38,900,030 VEL common shares outstanding.
The shares to be sold were acquired as equity compensation from the issuer, including 15,078 shares from restricted stock awards acquired on January 15, 2024 and 856 shares from performance stock units acquired on January 21, 2025. Payment for these awards is described as non-cash (N/A) in the notice.
Velocity Financial, Inc. reported that on December 16, 2025, it issued a press release announcing an agreement to sell $133.2 million in UPB of non-performing loans. The details of this agreement are provided in the press release filed as Exhibit 99 to this report. The company’s common stock, par value $0.01 per share, is listed on the New York Stock Exchange under the symbol VEL.
Velocity Financial, Inc. reported an insider stock sale by its Chief Legal Officer and General Counsel. On 12/02/2025, the executive sold 6,655 shares of Velocity Financial common stock in an open-market transaction coded "S" for a sale. The weighted average sale price was $19.3787 per share, with individual trades executed between $19.31 and $19.45 per share.
After this transaction, the reporting person beneficially owns 100,970 shares of Velocity Financial common stock, held directly. The sale was disclosed on a Form 4, which is required for officers to report changes in their ownership of company securities.
A shareholder of VEL has filed a notice to sell 6,655 common shares, with an aggregate market value of $128,965.25, through Morgan Stanley Smith Barney LLC on the NYSE, with an approximate sale date of 12/02/2025. The filing notes that 38,900,030 shares of the issuer’s common stock were outstanding. The shares to be sold were acquired partly via an open market purchase of 100 shares on 03/16/2020 paid in cash, and 6,555 shares from restricted stock vesting under a registered plan on 01/15/2022, also paid in cash. The signer represents that they are not aware of undisclosed material adverse information about the issuer’s current or prospective operations.
Velocity Financial, Inc. insider trading report: A Form 4/A discloses that the company’s Chief Financial Officer sold common stock on 12/01/2025. The filing shows a sale of 1,572 shares of Velocity Financial common stock at a weighted average price of $19.3442 per share, executed through a family trust.
After this transaction, the reporting person beneficially owns 46,967 shares indirectly through a family trust and 106,412 shares directly. The price is based on multiple trades within a range of $18.53 to $19.49, and full trade-by-trade details are available upon request to the company or the SEC staff.