Welcome to our dedicated page for Velocity Financial SEC filings (Ticker: VEL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Velocity Financial, Inc. (NYSE: VEL) files a range of reports and disclosures with the U.S. Securities and Exchange Commission that provide detailed insight into its real estate finance business. As a company focused on business purpose and investor real estate loans, its SEC filings are a primary source for understanding loan portfolio composition, credit performance, securitization activity, liquidity and capital structure.
Current reports on Form 8-K are used to announce material events such as quarterly financial results, including net income, core net income, diluted and core diluted earnings per share, portfolio net interest margin, loan production volumes and nonperforming loan metrics. Form 8-K filings also document events like the sale of nonperforming loans, the establishment of a third-party servicing mandate, and the dual listing of the company’s common stock on NYSE Texas, Inc. alongside its New York Stock Exchange listing.
Investors reviewing Velocity’s SEC filings can use annual and quarterly reports, when available, to analyze segment disclosures, interest income, origination fee income, fair value gains, allowance for credit losses under CECL, and detailed tables on loan portfolio unpaid principal balance by property type. Filings also describe securitization transactions, warehouse line capacity, liquidity measures and equity issuance through an at-the-market program.
On this page, Stock Titan provides real-time access to Velocity Financial’s SEC submissions as they are posted to EDGAR, along with AI-powered summaries that explain the key points of lengthy documents in plain language. Users can quickly identify important items in earnings-related 8-Ks, track developments affecting nonperforming loans and real estate owned, and monitor disclosures related to securitizations and capital markets activity without reading every line of each filing.
Velocity Financial, Inc. posted its management presentation for the second quarter of 2025 on its Investor Relations website, furnishing the slide deck as Exhibit 99 and including an interactive cover page data file as Exhibit 104. The company states the presentation is being furnished under Regulation FD and explicitly notes it is not intended to be "filed" for purposes of Section 18 nor incorporated by reference into other filings except by specific reference. This disclosure makes the management presentation publicly accessible to investors and provides the companys prepared materials for Q2 2025 results.
Velocity Financial, Inc. (VEL) – Form 4 insider transaction
Chief Financial Officer Mark R. Szczepaniak reported a sale of 1,572 common shares on 07/01/2025 at a price of $18.44 per share. The shares were held indirectly through a family trust. After the transaction, the trust’s balance stands at 54,827 shares. In addition, the filing lists 106,412 shares held directly by the executive. No derivative security activity was reported.
The reported sale represents roughly $29,000 in gross proceeds and is small relative to the executive’s total ownership, which remains above 160 k shares when direct and indirect holdings are combined.