Every Form 4 that Velocity Financial, Inc. (VEL) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A Form 4 covers the transactions officers, directors and large holders report, so if you follow VEL and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full VEL filings page.
Velocity Financial, Inc. (VEL) reported that Chief Financial Officer Mark R. Szczepaniak sold 2,000 shares of common stock on September 10, 2026 in a sale reported as either an open market or private transaction at a weighted average price of $18.03 per share. The shares were sold indirectly through a family trust, which held 64,400 shares after the sale, while an additional 101,535 shares were reported as held directly. The transactions were effected pursuant to a Rule 10b5-1 trading plan.
Velocity Financial, Inc. (VEL) reported that Chief Legal Officer and General Counsel Kelly Roland Thomas sold common stock in an open-market transaction pursuant to a Rule 10b5-1 trading plan. On 2026-09-01, Thomas sold 1,600 shares at a weighted average price of $18.00 per share, leaving 98,139 shares of common stock held directly.
Velocity Financial, Inc. executive Jeffrey T. Taylor, Executive VP, Capital Markets, reported selling 4,330 shares of common stock on 2026-08-11 in an open-market or private transaction under a Rule 10b5-1 trading plan at a weighted average price of $19.06 per share. After this sale, he directly holds 172,490 shares of Velocity Financial common stock.
Velocity Financial, Inc. Chief Accounting Officer Fiona Tam reported a sale of 1,232 shares of common stock on August 11, 2026, at $19.00 per share in an open-market or private transaction. Following this transaction, she holds 47,129 shares of Velocity Financial common stock directly. The transaction was affirmed as made under a Rule 10b5-1 trading plan.
Velocity Financial, Inc. reported that Chief Financial Officer Mark R. Szczepaniak sold 2,000 shares of common stock on 2026-08-10 at a weighted average price of $18.16 per share, with individual trade prices ranging from $18.11 to $18.22. The shares were indirectly held through a family trust, which held 64,400 shares after the sale. A separate holding entry shows 101,535 shares of common stock held directly. The transaction was reported as being made under a Rule 10b5-1 trading plan.
Velocity Financial, Inc. executive Kelly Roland Thomas, Chief Legal Officer and General Counsel, sold 1,600 shares of common stock on 2026-08-06 in an open-market transaction under a Rule 10b5-1 trading plan. The sale occurred through multiple trades at weighted-average prices between $18.355 and $18.72 per share, and Thomas now holds 95,794 shares directly.
Velocity Financial, Inc. reported that Chief Financial Officer Mark R. Szczepaniak, through a family trust, sold 400 shares of common stock on August 6, 2026 at a weighted-average price of $18.00 per share under a Rule 10b5-1 trading plan. The family trust held 66,400 shares afterward, and Szczepaniak also reported 101,535 shares held directly as of that date.
Velocity Financial, Inc. Chief Financial Officer Mark R. Szczepaniak reported a sale of 400 shares of common stock held through a family trust at a weighted average price of $18.00 per share under a Rule 10b5-1 trading plan. After these transactions, he reports 68,000 shares held indirectly via the trust and 101,535 shares held directly.
Velocity Financial, Inc. Chief Accounting Officer Fiona Tam reported an open-market sale of 68 shares of common stock at $19.00 per share. The transaction occurred on July 7, 2026 and was executed under a pre-planned Rule 10b5-1 trading plan adopted on March 14, 2026. Following this sale, Tam directly holds 48,361 shares of Velocity Financial common stock, so the transaction represents only a small portion of her overall reported ownership.
Velocity Financial, Inc. Executive VP of Capital Markets Jeffrey T. Taylor reported an open-market sale of 2,165 shares of Common Stock at $19.00 per share on July 7, 2026.
After this transaction, he directly holds 176,820 shares. The sale was made under a pre-arranged trading plan intended to satisfy the affirmative defense conditions of Rule 10b5-1(c), suggesting it was scheduled in advance as part of routine portfolio management.
Velocity Financial, Inc. Chief Legal Officer and General Counsel Kelly Roland Thomas reported an open-market sale of common stock. On July 1, 2026, he sold 1,600 shares at a weighted average price of $18.5685 per share in multiple trades between $18.355 and $18.72. After this transaction, Thomas directly holds 98,252 shares of Velocity Financial common stock.
Velocity Financial, Inc. Chief Legal Officer Kelly Roland Thomas acquired 858 shares of common stock through the company’s employee stock purchase plan at $18.46 per share. After this routine ESPP transaction, Thomas directly holds 99,852 common shares.
Velocity Financial, Inc. Chief Executive Officer Christopher D. Farrar reported a small change in his common stock holdings. A Form 4 entry shows an “other” transaction involving 1,272 shares, which a footnote explains were purchased through the Company’s employee stock purchase plan (ESPP) in a transaction exempt under Rule 16b-3(c).
After this ESPP-related acquisition, Farrar directly holds 399,665 shares of common stock and indirectly holds 637,051 shares through a family trust. This is a routine, compensation-related share purchase rather than an open-market trade, and the transaction size is small relative to his overall position.
Velocity Financial, Inc. Chief Financial Officer Mark R. Szczepaniak reported a sale of 1,573 shares of Common Stock held through a family trust on June 26, 2026. The indirect shares were sold in multiple open-market transactions at a weighted average price of $18.0677, with individual prices ranging from $18.00 to $18.13. Following this sale, the family trust holds 68,400 shares indirectly, while Szczepaniak also reports 101,535 shares held directly.
Velocity Financial, Inc. director John Pitstick reported an issuer-related disposition of 3,603 shares of Common Stock at $17.17 per share. This transaction was coded as a disposition to the issuer, not an open-market sale. After the transaction, he directly holds 59,410 shares.
Velocity Financial, Inc. director Joy L. Schaefer reported a disposition of common stock back to the company. On May 26, 2026, she transferred 3,603 shares of common stock to the issuer at $17.17 per share under a transaction coded as a disposition to issuer.
Following this transaction, Schaefer directly owns 40,798 shares of Velocity Financial common stock, showing she retains a meaningful equity position even after returning shares to the company.
Beckett Dorika M reported acquisition or exercise transactions in this Form 4 filing.
Velocity Financial, Inc. director Dorika M. Beckett received an annual grant of restricted common stock tied to her re-election to the company’s Board of Directors. The grant covers 5,413 shares at a reference price of $17.55 per share, bringing her direct holdings to 41,311 shares after the transaction.
Schaefer Joy L. reported acquisition or exercise transactions in this Form 4 filing.
Velocity Financial, Inc. director Joy L. Schaefer received an annual grant of restricted common stock tied to her re-election to the company’s Board of Directors. The award covered 5,413 shares at a reference price of $17.55 per share, bringing her directly held stake to 44,401 shares.
Velocity Financial director receives annual stock grant
Velocity Financial, Inc. director John Pitstick received an award of 5,413 shares of common stock at a reference price of $17.55 per share. This grant is described as an annual grant of restricted stock upon his re-election to the company’s Board of Directors by shareholders.
Following this compensation-related grant, Pitstick directly holds 64,934 shares of Velocity Financial common stock. The transaction is classified as an acquisition by grant or award, not an open-market purchase.
Velocity Financial, Inc. Chief Financial Officer Mark R. Szczepaniak reported an insider transaction involving the company’s common stock. A family trust associated with him completed an open-market sale of 1,573 shares of common stock on May 1, 2026 at a weighted average price of $19.30 per share, with all trades executed within that price. Following this sale, the filing shows he holds 101,535 shares directly and 69,973 shares indirectly through the family trust, indicating he maintains a substantial ownership stake after the transaction.
Velocity Financial, Inc. Executive VP of Capital Markets Jeffrey T. Taylor reported an open-market sale of 2,130 shares of common stock at a weighted average price of about $20.00 per share. Following this transaction, he directly holds 178,985 shares of Velocity Financial common stock.
Velocity Financial, Inc. Chief Financial Officer Mark R. Szczepaniak reported an open-market sale of 1,573 shares of common stock at a weighted average price of $18.13 per share, executed through a family trust. After this transaction, he indirectly holds 71,546 shares and directly holds 101,535 shares of Velocity Financial common stock.
Velocity Financial, Inc. Chief Legal Officer and General Counsel Kelly Roland Thomas reported open-market sales of company common stock. On March 30, 2026, Thomas sold 14,026 shares at a weighted average price of $18.0339 per share. On March 31, 2026, Thomas sold an additional 814 shares at a weighted average price of $18.2157 per share. After these transactions, Thomas directly holds 98,994 shares of Velocity Financial common stock. The prices on each day reflect multiple trades within disclosed intra-day price ranges.
Velocity Financial, Inc. Chief Legal Officer and General Counsel Kelly Roland Thomas reported an open-market sale of 5,160 shares of common stock at a weighted average price of $18.0647 per share. The shares were sold in multiple trades between $18.00 and $18.16.
After this transaction, Thomas directly holds 113,934 shares of Velocity Financial common stock, indicating that only a portion of his overall stake was sold.
Velocity Financial, Inc. Chief Financial Officer Mark R. Szczepaniak reported an open-market sale of 1,573 shares of common stock on March 2, 2026. The shares were sold at a weighted average price of $18.32 per share and were held indirectly through a family trust.
After this sale, Szczepaniak indirectly held 73,119 shares of Velocity Financial common stock and directly held 101,535 shares. The filing also notes that the reported sale was executed in multiple transactions at prices ranging from $18.32 to $18.32.
Velocity Financial, Inc. insider Taylor Jeffrey T., Executive VP, Capital Markets, reported a sale of common stock. On February 2, 2026, he sold 1,772 shares of Velocity Financial common stock at a weighted average price of $20.33 per share. After this transaction, he beneficially owned 181,115 shares of common stock, held directly.
Velocity Financial, Inc. insider filing shows a small share sale by a family trust associated with the company’s Chief Financial Officer. On February 2, 2026, a family trust associated with CFO Mark R. Szczepaniak sold 1,573 shares of Velocity Financial common stock at a weighted average price of $20.5287 per share, with individual trade prices ranging from $20.395 to $20.68. After this transaction, the trust held 74,692 shares indirectly, while Szczepaniak also held 101,535 shares directly.
Velocity Financial, Inc. insider tax-withholding transaction reported
Chief Legal Officer and General Counsel Roland Thomas Kelly reported a disposition of 16,170 shares of Velocity Financial common stock on January 28, 2026. The shares were withheld and retained by Velocity as payment for tax liabilities tied to vesting performance stock units.
Following this tax-withholding event, Kelly beneficially owned 118,994 shares of Velocity Financial common stock in direct ownership. The filing reflects an administrative share withholding for taxes rather than an open‑market trade.
Velocity Financial, Inc. reported that a family trust associated with Chief Executive Officer Christopher D. Farrar had 64,705 shares of common stock withheld on January 28, 2026 at $20.22 per share. The shares were retained by Velocity to cover tax liabilities from vesting performance stock units.
After this tax-withholding transaction, the family trust held 630,779 shares indirectly, while Farrar also held 404,665 shares directly.
Velocity Financial, Inc.’s Chief Financial Officer Mark R. Szczepaniak reported a routine tax-related share withholding on common stock. On January 28, 2026, Velocity withheld 23,540 common shares at $20.22 per share to cover tax liabilities from vesting performance stock units.
After this transaction, 76,265 common shares were held indirectly through a family trust and 101,535 common shares were held directly. The filing reflects tax settlement mechanics rather than an open-market purchase or sale.
Velocity Financial Executive VP reports tax-related share withholding. Executive VP, Capital Markets, Jeffrey T. Taylor had 18,575 shares of Velocity Financial common stock withheld on January 28, 2026, at $20.22 per share. These shares were retained by the company to pay tax liabilities from vesting of previously granted performance stock units. After this transaction, Taylor directly beneficially owned 182,887 Velocity Financial shares.
Velocity Financial, Inc. insider Tam Fiona, the Chief Accounting Officer, reported a tax-related share withholding transaction. On 01/28/2026, 4,251 shares of common stock were withheld at $20.22 per share to cover tax liabilities from vesting performance stock units. After this withholding, Fiona directly beneficially owns 48,429 shares of Velocity Financial common stock.
Velocity Financial, Inc. officer Taylor Jeffrey T., Executive VP of Capital Markets, reported selling common stock in the company. On January 26, 2026, he sold 1,770 shares of Velocity Financial common stock at a price of $20 per share. After this transaction, he continued to hold 184,137 shares of the company’s common stock in direct ownership. This filing records a routine insider sale and updates his reported beneficial ownership.
Velocity Financial, Inc. reported an insider equity transaction involving Chief Executive Officer and director Christopher D. Farrar01/23/2026, 23,171 shares of common stock were withheld and retained by Velocity at $19.39 per share to cover tax liabilities arising from the vesting of previously granted restricted stock. After this tax withholding, Farrar is reported as beneficially owning 553,734 shares indirectly, held by a family trust, and 475,540 shares directly of Velocity common stock.
Velocity Financial Inc.’s Chief Financial Officer, Mark R. Szczepaniak, reported a tax-related share withholding on January 23, 2026. The company withheld and retained 4,329 shares of common stock at $19.39 per share to cover tax liabilities from the vesting of previously granted restricted stock, rather than executing an open‑market sale. Following this transaction, 56,493 shares of common stock were held indirectly through a family trust and 123,191 shares were held directly by the executive.
Velocity Financial executive Jeffrey T. Taylor, Executive VP of Capital Markets, had 4,140 shares of common stock withheld on January 23, 2026 at $19.39 per share. The shares were retained by Velocity Financial to pay tax liabilities from the vesting of previously granted restricted stock. After this tax-related withholding, Taylor directly beneficially owns 185,907 shares of Velocity Financial common stock.
Velocity Financial, Inc. insider tax-share withholding: Chief Legal Officer and General Counsel Roland Thomas Kelly reported a Form 4 transaction involving company common stock. On 01/23/2026, 1,416 shares of Velocity Financial common stock were withheld at a price of $19.39 per share, coded as "F," which indicates shares were withheld by the company to cover tax liabilities. These taxes arose from the vesting of previously granted restricted stock, so this reflects a tax-related withholding rather than an open-market sale. After this transaction, Kelly beneficially owned 123,753 shares of Velocity Financial common stock directly.
Velocity Financial, Inc. Chief Accounting Officer Tam Fiona reported a routine tax-related transaction involving company stock. On 01/23/2026, 453 shares of common stock were withheld and retained by Velocity as payment for tax liabilities tied to the vesting of previously granted restricted stock, at a reported price of $19.39 per share. After this withholding, Tam Fiona beneficially owned 47,880 shares of Velocity common stock in direct form.
Velocity Financial CEO Christopher D. Farrar reported an insider tax-withholding transaction involving 25,681 shares of common stock at $19.53 per share on January 21, 2026. The shares were withheld and retained by Velocity Financial to cover tax liabilities arising from the vesting of previously granted restricted stock, rather than sold in the open market.
After this transaction, 538,877 shares of common stock were reported as indirectly owned through a family trust, and 498,711 shares were reported as directly owned. Farrar is listed as both a director and the Chief Executive Officer of Velocity Financial.
Velocity Financial, Inc. Chief Financial Officer Mark R. Szczepaniak reported a Form 4 transaction related to company stock. On January 21, 2026, 3,374 shares of common stock held through a family trust were withheld by Velocity Financial at $19.53 per share to pay tax liabilities arising from the vesting of previously granted restricted stock.
After this tax-withholding event, the family trust held 52,754 shares of Velocity Financial common stock indirectly, and Szczepaniak also reported 131,259 shares held directly. The filing reflects a routine tax-related share withholding rather than an open market trade.
Velocity Financial executive Jeffrey T. Taylor reported a routine tax-related share withholding. On January 21, 2026, 3,430 shares of Velocity Financial, Inc. common stock were withheld at a price of $19.53 per share to cover tax liabilities tied to the vesting of previously granted restricted stock. After this withholding, Taylor beneficially owned 190,047 shares of common stock in direct form. This type of transaction does not represent an open-market sale, but rather shares retained by the company to satisfy tax obligations on equity compensation.
Velocity Financial Chief Legal Officer Roland Thomas Kelly reported a Form 4 showing 1,752 shares of common stock withheld on January 21, 2026. The shares were withheld and retained by Velocity as payment for tax liabilities arising from the vesting of previously granted restricted stock, rather than an open‑market sale. Following this tax withholding, Kelly beneficially owned 125,169 shares of Velocity Financial common stock directly.
Velocity Financial, Inc. insider tax withholding transaction
Velocity Financial, Inc. reported that Chief Accounting Officer Fiona Tam had 541 shares of common stock withheld on 01/21/2026. The shares were withheld and retained by Velocity as payment for tax liabilities arising from the vesting of previously granted restricted stock, rather than being sold on the open market. Following this tax-related transaction, Tam beneficially owned 48,333 shares of Velocity common stock in direct ownership form.
Velocity Financial, Inc. reported that Chief Executive Officer and director Christopher D. Farrar received new equity awards on January 15, 2026. He acquired 89,285 shares of common stock, bringing his directly held common stock to 435,107 shares, and separately was granted 89,285 Performance Stock Units (PSUs), increasing his directly held PSUs to 524,392 units.
The restricted stock is scheduled to vest in equal annual installments over three years from the grant date. The PSUs are subject to forfeiture and will vest from 0% to 200% of the granted amount based on Velocity’s average annual Core Net Income growth for fiscal years 2026, 2027 and 2028, with vesting determined after the end of fiscal 2028. Farrar is also reported as indirectly beneficially owning 522,411 shares of common stock through a family trust.
Velocity Financial, Inc. Chief Accounting Officer Tam Fiona reported equity awards received on 01/15/2026. She acquired 3,061 shares of common stock at $19.6 per share as restricted stock that vests annually in equal installments over three years from the grant date. She was also granted 3,061 Performance Stock Units (PSUs) valued at $19.6 per unit.
Under the PSU grant terms, all units are subject to forfeiture and potential vesting from 0% to 200% of the granted amount, based on Velocity’s average annual Core Net Income growth for fiscal years 2026, 2027 and 2028, with vesting determined after fiscal year end 2028. Following these awards, Fiona beneficially owns 45,813 shares of common stock and 48,874 Performance Stock Units, all held directly.
Velocity Financial, Inc. reported that Chief Legal Officer and General Counsel Roland Thomas Kelly received new equity awards on January 15, 2026. He acquired 14,030 shares of common stock at $19.60 per share as restricted stock that vests in equal annual installments over three years from the grant date. He also received 14,030 Performance Stock Units (PSUs) at the same reference price. The PSUs can ultimately vest between 0% and 200% of the granted amount based on Velocity’s average annual Core Net Income growth for fiscal years 2026, 2027, and 2028, with vesting determined after the end of fiscal 2028. Following these grants, Kelly directly holds 112,891 shares of common stock and 126,921 PSUs.
Velocity Financial, Inc. reported that Executive VP, Capital Markets Jeffrey T. Taylor received equity awards on January 15, 2026. He was granted 19,132 shares of common stock as restricted stock at $19.60 per share, increasing his directly held common shares to 174,345. He was also granted 19,132 Performance Stock Units (PSUs) at the same grant date, bringing his PSU balance to 193,477.
The restricted stock vests in equal annual installments over three years from the grant date. The PSUs are subject to forfeiture and will vest from 0% to 200% of the granted amount after fiscal year-end 2028, based on Velocity’s average annual performance as measured by Core Net Income Annual Growth for fiscal years 2026, 2027 and 2028.
Velocity Financial, Inc. reported that its Chief Financial Officer, Mark R. Szczepaniak, acquired 19,132 shares of common stock and 19,132 Performance Stock Units on January 15, 2026, at a reference price of $19.6 per share. After these awards, he directly beneficially owned 118,326 shares of common stock and 137,458 Performance Stock Units, with an additional 49,929 shares of common stock held indirectly through a family trust.
The footnotes explain that the common stock grant is restricted stock that vests in equal annual installments over three years from the grant date. The Performance Stock Units are subject to forfeiture based on Velocity’s average annual Core Net Income Annual Growth for fiscal years 2026, 2027 and 2028, with potential vesting of between 0% and 200% of the granted PSUs after the end of fiscal year 2028.
Velocity Financial, Inc. insider activity: Chief Financial Officer Mark R. Szczepaniak reported a sale of common stock on 01/15/2026. A family trust associated with him sold 1,573 shares of Velocity Financial common stock at a weighted average price of $19.5085 per share, with individual trades executed between $19.22 and $19.82.
Following this transaction, the filing shows 49,929 shares of common stock held indirectly through a family trust and 99,194 shares held directly. This Form 4 reflects a routine disclosure of insider holdings and a relatively small sale compared with the total reported ownership.
Velocity Financial, Inc. reported an insider tax-related share withholding by its CEO. Chief Executive Officer and director Christopher D. Farrar filed a Form 4 showing that on January 13, 2026, 8,854 shares of Velocity Financial common stock were withheld at $18.70 per share. According to the footnote, these shares were retained by Velocity to pay tax liabilities arising from the vesting of previously granted restricted stock, rather than being sold in the open market.
After this transaction, Farrar directly beneficially owned 345,822 shares of common stock and indirectly beneficially owned an additional 522,411 shares held by a family trust. This filing reflects routine tax withholding associated with equity compensation.