Velocity Financial (NYSE: VEL) executive sells 2,130 common shares

Rhea-AI Filing Summary

Velocity Financial, Inc. Executive VP of Capital Markets Jeffrey T. Taylor reported an open-market sale of 2,130 shares of common stock at a weighted average price of about $20.00 per share. Following this transaction, he directly holds 178,985 shares of Velocity Financial common stock.

Insights

Equity markets analyst

Small, routine open-market sale with substantial holdings retained.

Executive VP of Capital Markets Jeffrey T. Taylor sold 2,130 shares of Velocity Financial common stock in an open-market transaction at a weighted average price of $20.00 per share. The sale was executed as multiple trades within this single price point.

After the sale, Taylor still directly owns 178,985 shares, so the transaction represents a small portion of his reported stake. With no derivative positions disclosed in this filing and no indication of a trading plan in the footnote, the activity appears routine and does not, by itself, materially change the broader investment picture.

Insider Trade Summary 10b5-1

Net Seller: 2,130 shares ($42,600)

Net Sell 1 txn

Insider Taylor Jeffrey T.

Role Executive VP, Capital Markets

Sold 2,130 shs ($43K)

Type	Security	Shares	Price	Value
Sale	Common Stock	2,130	$20.00	$43K

Holdings After Transaction: Common Stock — 178,985 shares (Direct)

Footnotes (1)

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Key Figures

Shares sold: 2,130 shares Sale price: $20.00 per share Shares held after sale: 178,985 shares +1 more

4 metrics

Shares sold 2,130 shares Open-market sale of common stock

Sale price $20.00 per share Weighted average price, trades from $20.00 to $20.00

Shares held after sale 178,985 shares Direct ownership following the reported transaction

Net shares sold 2,130 shares Net sell direction in this Form 4

Key Terms

open-market sale, weighted average price, Form 4

3 terms

open-market sale financial

"transaction_action is described as an open-market sale of common stock"

An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.

weighted average price financial

"The price reported in column 4 is a weighted average price"

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

Form 4 regulatory

"within the ranges set forth in footnote (1) to this Form 4"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Taylor Jeffrey T.

(Last) (First) (Middle)

C/O VELOCITY FINANCIAL, INC.

2945 TOWNSGATE ROAD, SUITE 110

(Street)

WESTLAKE VILLAGE CALIFORNIA 91361

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Velocity Financial, Inc. [ VEL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive VP, Capital Markets

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/17/2026		S		2,130	D	$20(1)	178,985	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $20.00 to $20.00. The reporting person undertakes to provide the Issuer, any securityholder of the Issuer or the staff of the Securities and Exchange Commission, upon request, the full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4.

Remarks:

	/s/ Roland T. Kelly, by power of attorney	04/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Velocity Financial (VEL) report for Jeffrey T. Taylor?

Velocity Financial reported that Executive VP of Capital Markets Jeffrey T. Taylor sold 2,130 shares of common stock in an open-market transaction. The sale used a weighted average price of $20.00 per share, executed through multiple trades within that single price point.

At what price did the Velocity Financial (VEL) insider shares sell?

The reported sale used a weighted average price of $20.00 per Velocity Financial share. According to the footnote, all trades occurred between $20.00 and $20.00, meaning the individual execution prices were effectively at that same level for this transaction.

How many Velocity Financial (VEL) shares does Jeffrey T. Taylor hold after the sale?

After selling 2,130 shares, Executive VP Jeffrey T. Taylor directly holds 178,985 shares of Velocity Financial common stock. This indicates that the reported sale represented only a small fraction of his overall reported position, suggesting he maintains substantial ongoing exposure to the company.

Was the Velocity Financial (VEL) insider sale part of a derivative or option exercise?

No. The filing shows a non-derivative transaction in common stock coded as an open-market sale. The derivative section is empty in this report, indicating no option or other derivative exercises were disclosed alongside this particular sale of common shares.

Does the Velocity Financial (VEL) Form 4 describe the sale as open-market?

Yes. The transaction is characterized as an open-market sale of common stock. The code “S” and the description confirm it was a sale in the market or a private transaction, rather than a grant, option exercise, tax withholding event, gift transfer, or internal restructuring move.