[Form 4] Valley National Bancorp Insider Trading Activity

Q: How much did Arch Capital (ACGL) earn per share in Q2 2025?

Diluted EPS was $3.23 , down from $3.30 in Q2 2024.

Q: What drove the revenue increase for ACGL in the second quarter of 2025?

Higher net premiums earned (+22%) , stronger investment income and realized gains lifted total revenue 23% YoY to $5.21 bn.

Q: How has Arch Capital’s shareholders’ equity changed since year-end 2024?

Equity rose to $23.0 bn from $20.8 bn, aided by improved AOCI and retained earnings.

Q: Did Arch Capital repurchase shares during the first half of 2025?

Yes, it bought back $392 m of common shares, reducing treasury share count to 223.7 m.

Q: What are Arch Capital’s cash and investment levels?

Cash stood at $0.98 bn and total investments at $44.3 bn as of June 30 2025.

Filing Impact

(Low)

Filing Sentiment

(Negative)

Form Type

Rhea-AI Filing Summary

Arch Capital Group Ltd. (ACGL) reported strong top-line expansion but lower profitability in its Q2 2025 Form 10-Q.

Revenue: Total revenues climbed 23% YoY to $5.21 bn on higher net premiums earned (+22% to $4.34 bn) and a 12% rise in investment income to $405 m. Six-month revenues increased 21% to $9.89 bn.
Earnings: Net income available to common shareholders slipped 3% YoY to $1.23 bn; diluted EPS fell to $3.23 from $3.30. For the first half, net income dropped 24% to $1.79 bn (diluted EPS $4.70).
Expenses: Losses and LAE rose 26% to $2.30 bn; total expenses advanced 31% to $3.80 bn. Net FX losses of $88 m vs. a $1 m gain last year pressured results.
Balance Sheet: Total assets reached $78.8 bn, up 11% since year-end. Shareholders’ equity expanded 11% to $23.0 bn, aided by a $672 m swing in AOCI (to –$48 m). Book value per share rose despite $392 m in share buybacks.
Cash Flow: Operating cash flow for the six months was $2.58 bn, down 16% YoY; investing outflows rose on heavier fixed-income purchases.
MCE Acquisition: Integration of the $450 m U.S. MidCorp & Entertainment business (closed Aug-2024) is complete; final purchase accounting booked $276 m of goodwill and $565 m of amortizable intangibles.

Key takeaways: Premium growth across Insurance, Reinsurance and Mortgage segments remains robust and unrealized investment gains lifted equity, but higher loss costs, operating expenses, FX headwinds and acquisition amortization compressed margins and earnings.

Arch Capital Group Ltd. (ACGL) ha riportato una forte crescita dei ricavi ma una redditività inferiore nel suo modulo 10-Q del secondo trimestre 2025.

Ricavi: I ricavi totali sono aumentati del 23% su base annua, raggiungendo 5,21 miliardi di dollari, grazie a un incremento dei premi netti guadagnati (+22% a 4,34 miliardi di dollari) e a un aumento del 12% dei proventi da investimenti, saliti a 405 milioni di dollari. I ricavi per i sei mesi sono cresciuti del 21% a 9,89 miliardi di dollari.
Utile: L’utile netto disponibile per gli azionisti comuni è diminuito del 3% su base annua, attestandosi a 1,23 miliardi di dollari; l’utile diluito per azione è sceso da 3,30 a 3,23 dollari. Nel primo semestre, l’utile netto è calato del 24% a 1,79 miliardi di dollari (utile diluito per azione di 4,70 dollari).
Spese: Perdite e spese per sinistri (LAE) sono aumentate del 26% raggiungendo 2,30 miliardi di dollari; le spese totali sono cresciute del 31% a 3,80 miliardi di dollari. Le perdite nette da cambio di 88 milioni di dollari, rispetto a un guadagno di 1 milione dell’anno precedente, hanno inciso negativamente sui risultati.
Bilancio: Gli attivi totali hanno raggiunto 78,8 miliardi di dollari, in aumento dell’11% rispetto alla fine dell’anno precedente. Il patrimonio netto degli azionisti è cresciuto dell’11% a 23,0 miliardi di dollari, supportato da una variazione di 672 milioni di dollari in AOCI (a –48 milioni). Il valore contabile per azione è aumentato nonostante il riacquisto di azioni per 392 milioni di dollari.
Flusso di cassa: Il flusso di cassa operativo per i sei mesi è stato di 2,58 miliardi di dollari, in calo del 16% su base annua; le uscite per investimenti sono aumentate a causa di maggiori acquisti di titoli a reddito fisso.
Acquisizione MCE: L’integrazione dell’attività MidCorp & Entertainment statunitense da 450 milioni di dollari (completata ad agosto 2024) è stata finalizzata; la contabilità finale dell’acquisto ha registrato 276 milioni di dollari di avviamento e 565 milioni di dollari di attività immateriali ammortizzabili.

Punti chiave: La crescita dei premi nei segmenti Assicurazioni, Riassicurazioni e Mutui resta solida e i guadagni non realizzati sugli investimenti hanno incrementato il patrimonio netto, ma i maggiori costi per sinistri, le spese operative, le pressioni valutarie e l’ammortamento dell’acquisizione hanno compresso margini e utili.

Arch Capital Group Ltd. (ACGL) reportó un sólido crecimiento de ingresos pero una menor rentabilidad en su Formulario 10-Q del segundo trimestre de 2025.

Ingresos: Los ingresos totales aumentaron un 23% interanual hasta 5,21 mil millones de dólares, impulsados por un aumento del 22% en primas netas devengadas a 4,34 mil millones de dólares y un incremento del 12% en ingresos por inversiones a 405 millones de dólares. Los ingresos de seis meses crecieron un 21% hasta 9,89 mil millones de dólares.
Ganancias: La utilidad neta disponible para accionistas comunes cayó un 3% interanual a 1,23 mil millones de dólares; las ganancias diluidas por acción bajaron a 3,23 dólares desde 3,30. En el primer semestre, la utilidad neta disminuyó un 24% a 1,79 mil millones de dólares (ganancias diluidas por acción de 4,70 dólares).
Gastos: Las pérdidas y gastos por siniestros (LAE) aumentaron un 26% hasta 2,30 mil millones de dólares; los gastos totales subieron un 31% a 3,80 mil millones de dólares. Las pérdidas netas por tipo de cambio de 88 millones de dólares, frente a una ganancia de 1 millón el año pasado, afectaron negativamente los resultados.
Balance: Los activos totales alcanzaron 78,8 mil millones de dólares, un 11% más desde fin de año. El patrimonio neto de los accionistas creció un 11% hasta 23,0 mil millones de dólares, impulsado por un cambio de 672 millones de dólares en AOCI (a –48 millones). El valor contable por acción aumentó a pesar de recompras de acciones por 392 millones de dólares.
Flujo de caja: El flujo de caja operativo para los seis meses fue de 2,58 mil millones de dólares, un 16% menos interanual; las salidas de inversión aumentaron debido a mayores compras de renta fija.
Adquisición MCE: La integración del negocio estadounidense MidCorp & Entertainment de 450 millones de dólares (cerrado en agosto de 2024) está completa; la contabilidad final de la compra registró 276 millones de dólares en plusvalía y 565 millones de dólares en intangibles amortizables.

Puntos clave: El crecimiento de primas en los segmentos de Seguros, Reaseguros y Hipotecas sigue siendo sólido y las ganancias no realizadas de inversión aumentaron el patrimonio, pero los mayores costos por siniestros, gastos operativos, vientos en contra cambiarios y la amortización de la adquisición comprimieron márgenes y ganancias.

Arch Capital Group Ltd. (ACGL) a annoncé une forte croissance de son chiffre d’affaires mais une rentabilité moindre dans son formulaire 10-Q du deuxième trimestre 2025.

Revenus : Les revenus totaux ont augmenté de 23 % en glissement annuel pour atteindre 5,21 milliards de dollars, grâce à une hausse des primes nettes acquises (+22 % à 4,34 milliards de dollars) et une augmentation de 12 % des revenus d’investissement à 405 millions de dollars. Les revenus sur six mois ont progressé de 21 % à 9,89 milliards de dollars.
Bénéfices : Le revenu net attribuable aux actionnaires ordinaires a diminué de 3 % en glissement annuel pour s’établir à 1,23 milliard de dollars ; le BPA dilué est passé de 3,30 à 3,23 dollars. Sur les six premiers mois, le revenu net a chuté de 24 % à 1,79 milliard de dollars (BPA dilué de 4,70 dollars).
Dépenses : Les pertes et charges de sinistres (LAE) ont augmenté de 26 % pour atteindre 2,30 milliards de dollars ; les dépenses totales ont progressé de 31 % à 3,80 milliards de dollars. Les pertes nettes de change de 88 millions de dollars, contre un gain de 1 million l’an passé, ont pesé sur les résultats.
Bilan : Le total des actifs a atteint 78,8 milliards de dollars, en hausse de 11 % depuis la fin de l’année. Les capitaux propres des actionnaires ont augmenté de 11 % à 23,0 milliards de dollars, soutenus par une variation de 672 millions de dollars dans l’AOCI (à –48 millions). La valeur comptable par action a augmenté malgré des rachats d’actions de 392 millions de dollars.
Flux de trésorerie : Le flux de trésorerie opérationnel sur six mois s’est élevé à 2,58 milliards de dollars, en baisse de 16 % en glissement annuel ; les sorties d’investissement ont augmenté en raison d’achats plus importants d’obligations.
Acquisition MCE : L’intégration de l’activité américaine MidCorp & Entertainment de 450 millions de dollars (finalisée en août 2024) est terminée ; la comptabilisation finale de l’acquisition a enregistré 276 millions de dollars de goodwill et 565 millions de dollars d’actifs incorporels amortissables.

Points clés : La croissance des primes dans les segments Assurance, Réassurance et Hypothèques reste solide et les plus-values latentes sur investissements ont renforcé les capitaux propres, mais des coûts sinistres plus élevés, des dépenses opérationnelles accrues, des vents contraires liés au change et l’amortissement de l’acquisition ont comprimé les marges et les bénéfices.

Arch Capital Group Ltd. (ACGL) meldete im Form 10-Q für das 2. Quartal 2025 ein starkes Umsatzwachstum, jedoch eine geringere Profitabilität.

Umsatz: Die Gesamterlöse stiegen im Jahresvergleich um 23 % auf 5,21 Mrd. USD, getrieben durch höhere verdiente Nettoprämien (+22 % auf 4,34 Mrd. USD) und einen 12%igen Anstieg der Anlageerträge auf 405 Mio. USD. Die Umsätze in den ersten sechs Monaten stiegen um 21 % auf 9,89 Mrd. USD.
Ergebnis: Der den Stammaktionären zurechenbare Nettogewinn sank im Jahresvergleich um 3 % auf 1,23 Mrd. USD; das verwässerte Ergebnis je Aktie fiel von 3,30 auf 3,23 USD. Im ersten Halbjahr sank der Nettogewinn um 24 % auf 1,79 Mrd. USD (verwässertes Ergebnis je Aktie 4,70 USD).
Aufwendungen: Verluste und Schadenaufwendungen (LAE) stiegen um 26 % auf 2,30 Mrd. USD; die Gesamtkosten erhöhten sich um 31 % auf 3,80 Mrd. USD. Netto-FX-Verluste von 88 Mio. USD gegenüber einem Gewinn von 1 Mio. USD im Vorjahr belasteten das Ergebnis.
Bilanz: Die Gesamtaktiva erreichten 78,8 Mrd. USD, ein Anstieg von 11 % seit Jahresende. Das Eigenkapital der Aktionäre wuchs um 11 % auf 23,0 Mrd. USD, unterstützt durch eine Veränderung von 672 Mio. USD im AOCI (auf –48 Mio. USD). Der Buchwert je Aktie stieg trotz Aktienrückkäufen in Höhe von 392 Mio. USD.
Cashflow: Der operative Cashflow für die sechs Monate betrug 2,58 Mrd. USD, ein Rückgang von 16 % im Jahresvergleich; die Investitionsabflüsse stiegen aufgrund erhöhter Käufe von festverzinslichen Wertpapieren.
MCE-Akquisition: Die Integration des 450 Mio. USD schweren US-Geschäfts MidCorp & Entertainment (Abschluss August 2024) ist abgeschlossen; die endgültige Kaufpreisallokation verbuchte 276 Mio. USD Geschäfts- und Firmenwert sowie 565 Mio. USD abschreibungsfähige immaterielle Vermögenswerte.

Wesentliche Erkenntnisse: Das Prämienwachstum in den Segmenten Versicherung, Rückversicherung und Hypotheken bleibt robust, und nicht realisierte Anlagegewinne stärkten das Eigenkapital, jedoch drückten höhere Verlustkosten, Betriebsausgaben, Wechselkursbelastungen und Akquisitionsabschreibungen die Margen und Gewinne.

Positive

Revenue growth of 23% YoY and 21% YTD demonstrates strong market penetration across core lines.
Shareholders’ equity increased 11% to $23.0 bn, supported by a $672 m AOCI improvement.
MCE acquisition integration completed, adding new U.S. middle-market/entertainment niches and $565 m tax-deductible intangibles.
Active capital management: $392 m of share repurchases completed while maintaining robust capital ratios.

Negative

Net income declined 3% QoQ and 24% YTD; diluted EPS fell to $3.23 (–2%) and $4.70 (–24%).
Losses & LAE and total expenses grew faster than premiums, compressing underwriting margins.
Net FX loss of $88 m vs. prior-year gain indicates heightened currency exposure.
Operating cash flow down 16% YoY, reflecting higher receivables and reserve build.

Insights

TL;DR Solid premium momentum but earnings down; equity base stronger; valuation hinges on future underwriting discipline.

Revenue growth above 20% confirms ACGL’s ability to capture share in both P&C and mortgage lines. However, the 3% quarterly and 24% YTD earnings contraction signals margin pressure driven by higher LAE, acquisition costs and an $88 m FX hit. Book value per share growth (AOCI swing + share buybacks) is encouraging and supports capital return capacity. The MCE acquisition appears accretive long term but drags near-term via $97 m YTD intangible amortization. Overall tone is mixed: top-line and capital strength positive; profitability trend a watch item.

TL;DR Rising reserves and FX volatility elevate risk; capital cushion offsets.

Loss reserves climbed $2.7 bn to $32.1 bn (+9%) while unearned premiums grew 14%, indicating rapid book expansion that must be matched by disciplined pricing. Net FX losses underscore currency exposure that management will need to hedge more actively. Liquidity is adequate: $1.8 bn cash & equivalents and $44.3 bn investments. Senior debt stable at $2.73 bn; leverage acceptable. No new legal or regulatory red flags noted. Impact considered neutral but trending cautious pending combined-ratio disclosure.

Arch Capital Group Ltd. (ACGL) ha riportato una forte crescita dei ricavi ma una redditività inferiore nel suo modulo 10-Q del secondo trimestre 2025.

Ricavi: I ricavi totali sono aumentati del 23% su base annua, raggiungendo 5,21 miliardi di dollari, grazie a un incremento dei premi netti guadagnati (+22% a 4,34 miliardi di dollari) e a un aumento del 12% dei proventi da investimenti, saliti a 405 milioni di dollari. I ricavi per i sei mesi sono cresciuti del 21% a 9,89 miliardi di dollari.
Utile: L’utile netto disponibile per gli azionisti comuni è diminuito del 3% su base annua, attestandosi a 1,23 miliardi di dollari; l’utile diluito per azione è sceso da 3,30 a 3,23 dollari. Nel primo semestre, l’utile netto è calato del 24% a 1,79 miliardi di dollari (utile diluito per azione di 4,70 dollari).
Spese: Perdite e spese per sinistri (LAE) sono aumentate del 26% raggiungendo 2,30 miliardi di dollari; le spese totali sono cresciute del 31% a 3,80 miliardi di dollari. Le perdite nette da cambio di 88 milioni di dollari, rispetto a un guadagno di 1 milione dell’anno precedente, hanno inciso negativamente sui risultati.
Bilancio: Gli attivi totali hanno raggiunto 78,8 miliardi di dollari, in aumento dell’11% rispetto alla fine dell’anno precedente. Il patrimonio netto degli azionisti è cresciuto dell’11% a 23,0 miliardi di dollari, supportato da una variazione di 672 milioni di dollari in AOCI (a –48 milioni). Il valore contabile per azione è aumentato nonostante il riacquisto di azioni per 392 milioni di dollari.
Flusso di cassa: Il flusso di cassa operativo per i sei mesi è stato di 2,58 miliardi di dollari, in calo del 16% su base annua; le uscite per investimenti sono aumentate a causa di maggiori acquisti di titoli a reddito fisso.
Acquisizione MCE: L’integrazione dell’attività MidCorp & Entertainment statunitense da 450 milioni di dollari (completata ad agosto 2024) è stata finalizzata; la contabilità finale dell’acquisto ha registrato 276 milioni di dollari di avviamento e 565 milioni di dollari di attività immateriali ammortizzabili.

Arch Capital Group Ltd. (ACGL) reportó un sólido crecimiento de ingresos pero una menor rentabilidad en su Formulario 10-Q del segundo trimestre de 2025.

Ingresos: Los ingresos totales aumentaron un 23% interanual hasta 5,21 mil millones de dólares, impulsados por un aumento del 22% en primas netas devengadas a 4,34 mil millones de dólares y un incremento del 12% en ingresos por inversiones a 405 millones de dólares. Los ingresos de seis meses crecieron un 21% hasta 9,89 mil millones de dólares.
Ganancias: La utilidad neta disponible para accionistas comunes cayó un 3% interanual a 1,23 mil millones de dólares; las ganancias diluidas por acción bajaron a 3,23 dólares desde 3,30. En el primer semestre, la utilidad neta disminuyó un 24% a 1,79 mil millones de dólares (ganancias diluidas por acción de 4,70 dólares).
Gastos: Las pérdidas y gastos por siniestros (LAE) aumentaron un 26% hasta 2,30 mil millones de dólares; los gastos totales subieron un 31% a 3,80 mil millones de dólares. Las pérdidas netas por tipo de cambio de 88 millones de dólares, frente a una ganancia de 1 millón el año pasado, afectaron negativamente los resultados.
Balance: Los activos totales alcanzaron 78,8 mil millones de dólares, un 11% más desde fin de año. El patrimonio neto de los accionistas creció un 11% hasta 23,0 mil millones de dólares, impulsado por un cambio de 672 millones de dólares en AOCI (a –48 millones). El valor contable por acción aumentó a pesar de recompras de acciones por 392 millones de dólares.
Flujo de caja: El flujo de caja operativo para los seis meses fue de 2,58 mil millones de dólares, un 16% menos interanual; las salidas de inversión aumentaron debido a mayores compras de renta fija.
Adquisición MCE: La integración del negocio estadounidense MidCorp & Entertainment de 450 millones de dólares (cerrado en agosto de 2024) está completa; la contabilidad final de la compra registró 276 millones de dólares en plusvalía y 565 millones de dólares en intangibles amortizables.

Arch Capital Group Ltd. (ACGL) a annoncé une forte croissance de son chiffre d’affaires mais une rentabilité moindre dans son formulaire 10-Q du deuxième trimestre 2025.

Revenus : Les revenus totaux ont augmenté de 23 % en glissement annuel pour atteindre 5,21 milliards de dollars, grâce à une hausse des primes nettes acquises (+22 % à 4,34 milliards de dollars) et une augmentation de 12 % des revenus d’investissement à 405 millions de dollars. Les revenus sur six mois ont progressé de 21 % à 9,89 milliards de dollars.
Bénéfices : Le revenu net attribuable aux actionnaires ordinaires a diminué de 3 % en glissement annuel pour s’établir à 1,23 milliard de dollars ; le BPA dilué est passé de 3,30 à 3,23 dollars. Sur les six premiers mois, le revenu net a chuté de 24 % à 1,79 milliard de dollars (BPA dilué de 4,70 dollars).
Dépenses : Les pertes et charges de sinistres (LAE) ont augmenté de 26 % pour atteindre 2,30 milliards de dollars ; les dépenses totales ont progressé de 31 % à 3,80 milliards de dollars. Les pertes nettes de change de 88 millions de dollars, contre un gain de 1 million l’an passé, ont pesé sur les résultats.
Bilan : Le total des actifs a atteint 78,8 milliards de dollars, en hausse de 11 % depuis la fin de l’année. Les capitaux propres des actionnaires ont augmenté de 11 % à 23,0 milliards de dollars, soutenus par une variation de 672 millions de dollars dans l’AOCI (à –48 millions). La valeur comptable par action a augmenté malgré des rachats d’actions de 392 millions de dollars.
Flux de trésorerie : Le flux de trésorerie opérationnel sur six mois s’est élevé à 2,58 milliards de dollars, en baisse de 16 % en glissement annuel ; les sorties d’investissement ont augmenté en raison d’achats plus importants d’obligations.
Acquisition MCE : L’intégration de l’activité américaine MidCorp & Entertainment de 450 millions de dollars (finalisée en août 2024) est terminée ; la comptabilisation finale de l’acquisition a enregistré 276 millions de dollars de goodwill et 565 millions de dollars d’actifs incorporels amortissables.

Arch Capital Group Ltd. (ACGL) meldete im Form 10-Q für das 2. Quartal 2025 ein starkes Umsatzwachstum, jedoch eine geringere Profitabilität.

Umsatz: Die Gesamterlöse stiegen im Jahresvergleich um 23 % auf 5,21 Mrd. USD, getrieben durch höhere verdiente Nettoprämien (+22 % auf 4,34 Mrd. USD) und einen 12%igen Anstieg der Anlageerträge auf 405 Mio. USD. Die Umsätze in den ersten sechs Monaten stiegen um 21 % auf 9,89 Mrd. USD.
Ergebnis: Der den Stammaktionären zurechenbare Nettogewinn sank im Jahresvergleich um 3 % auf 1,23 Mrd. USD; das verwässerte Ergebnis je Aktie fiel von 3,30 auf 3,23 USD. Im ersten Halbjahr sank der Nettogewinn um 24 % auf 1,79 Mrd. USD (verwässertes Ergebnis je Aktie 4,70 USD).
Aufwendungen: Verluste und Schadenaufwendungen (LAE) stiegen um 26 % auf 2,30 Mrd. USD; die Gesamtkosten erhöhten sich um 31 % auf 3,80 Mrd. USD. Netto-FX-Verluste von 88 Mio. USD gegenüber einem Gewinn von 1 Mio. USD im Vorjahr belasteten das Ergebnis.
Bilanz: Die Gesamtaktiva erreichten 78,8 Mrd. USD, ein Anstieg von 11 % seit Jahresende. Das Eigenkapital der Aktionäre wuchs um 11 % auf 23,0 Mrd. USD, unterstützt durch eine Veränderung von 672 Mio. USD im AOCI (auf –48 Mio. USD). Der Buchwert je Aktie stieg trotz Aktienrückkäufen in Höhe von 392 Mio. USD.
Cashflow: Der operative Cashflow für die sechs Monate betrug 2,58 Mrd. USD, ein Rückgang von 16 % im Jahresvergleich; die Investitionsabflüsse stiegen aufgrund erhöhter Käufe von festverzinslichen Wertpapieren.
MCE-Akquisition: Die Integration des 450 Mio. USD schweren US-Geschäfts MidCorp & Entertainment (Abschluss August 2024) ist abgeschlossen; die endgültige Kaufpreisallokation verbuchte 276 Mio. USD Geschäfts- und Firmenwert sowie 565 Mio. USD abschreibungsfähige immaterielle Vermögenswerte.

08/05/2025 - 04:45 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LAN TRAVIS

(Last)

(First)

(Middle)

C/O VALLEY NATIONAL BANCORP

ONE PENN PLAZA

(Street)

NEW YORK

10119

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
VALLEY NATIONAL BANCORP [ VLY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	SEVP, Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
08/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	08/01/2025		F		4,688⁽¹⁾	D	$9.27	67,000⁽²⁾	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Shares withheld to satisfy tax withholding obligations arising upon the vesting of restricted stock units in a transaction exempt under Rule 16b-3.

2. Adjusted for additional shares acquired through Valley National Bancorp's Dividend Reinvestment Plan.

Remarks:

	/s/ Sequoia Moore, as Attorney-in-Fact	08/05/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

How much did Arch Capital (ACGL) earn per share in Q2 2025?

Diluted EPS was $3.23, down from $3.30 in Q2 2024.

What drove the revenue increase for ACGL in the second quarter of 2025?

Higher net premiums earned (+22%), stronger investment income and realized gains lifted total revenue 23% YoY to $5.21 bn.

How has Arch Capital’s shareholders’ equity changed since year-end 2024?

Equity rose to $23.0 bn from $20.8 bn, aided by improved AOCI and retained earnings.

What was the impact of the MidCorp & Entertainment (MCE) acquisition?

The $450 m deal added $276 m goodwill and $565 m amortizable intangibles; integration is complete and results are included in the Insurance segment.

Did Arch Capital repurchase shares during the first half of 2025?

Yes, it bought back $392 m of common shares, reducing treasury share count to 223.7 m.

What are Arch Capital’s cash and investment levels?

Cash stood at $0.98 bn and total investments at $44.3 bn as of June 30 2025.

[Form 4] Valley National Bancorp Insider Trading Activity

Insights

FAQ

How much did Arch Capital (ACGL) earn per share in Q2 2025?

What drove the revenue increase for ACGL in the second quarter of 2025?

How has Arch Capital’s shareholders’ equity changed since year-end 2024?

What was the impact of the MidCorp & Entertainment (MCE) acquisition?

Did Arch Capital repurchase shares during the first half of 2025?

What are Arch Capital’s cash and investment levels?

NASDAQ:VLY

VLY Rankings

VLY Latest News

VLY Latest SEC Filings

VLY Stock Data

Trending News

[Form 4] Valley National Bancorp Insider Trading Activity

Insights

Equity Research Analyst neutral

Insurance Sector Risk Analyst neutral

FAQ

How much did Arch Capital (ACGL) earn per share in Q2 2025?

What drove the revenue increase for ACGL in the second quarter of 2025?

How has Arch Capital’s shareholders’ equity changed since year-end 2024?

What was the impact of the MidCorp & Entertainment (MCE) acquisition?

Did Arch Capital repurchase shares during the first half of 2025?

What are Arch Capital’s cash and investment levels?

NASDAQ:VLY

VLY Rankings

VLY Latest News

VLY Latest SEC Filings

VLY Stock Data