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West Coast Community Bancorp director reports 39,120 shares

West Coast Community Bancorp (WCCB) reports the initial beneficial ownership of director Craig A. French on a Form 3.

(Moderate)
(Neutral)
Form Type
3

Rhea-AI Filing Summary

West Coast Community Bancorp (WCCB) reports the initial beneficial ownership of director Craig A. French on a Form 3. He holds 39,120 shares of common stock directly, plus 17,026 shares held indirectly as self as trustee of the French Family Trust and 1,546 shares held indirectly through a spouse IRA.

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Insider French Craig A.
Role Director
Type Security Shares Price Value
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 39,120 shares (Direct); Common Stock — 17,026 shares (Indirect, Self as Trustee of the French Family Trust); Common Stock — 1,546 shares (Indirect, Spouse IRA)
Directly held common shares 39,120 shares Common stock held directly by director Craig A. French as of September 15, 2026
Indirect shares via French Family Trust 17,026 shares Common stock held indirectly with self as trustee of the French Family Trust
Indirect shares via spouse IRA 1,546 shares Common stock held indirectly through spouse IRA
Number of holding entries 3 entries Direct and indirect holdings of West Coast Community Bancorp common stock reported on Form 3
Form 3 regulatory
"reports the initial beneficial ownership of director Craig A. French on a Form 3"
Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.
beneficial ownership financial
"reports the initial beneficial ownership of director Craig A. French"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
indirect financial
"plus 17,026 shares held indirectly as self as trustee of the French Family Trust"
trustee financial
"held indirectly as self as trustee of the French Family Trust"
A trustee is a person or institution legally appointed to hold and manage assets or enforce an agreement on behalf of other people (beneficiaries). Think of a trustee as a neutral referee or custodian who must act in the beneficiaries’ best interests, follow the trust or contract rules, and handle distributions, recordkeeping and enforcement. Investors care because a trustworthy trustee protects their rights, ensures promised payments or remedies are delivered, and can influence recoveries if things go wrong.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does West Coast Community Bancorp (WCCB) disclose in this Form 3?

The Form 3 discloses director Craig A. French’s initial beneficial ownership in West Coast Community Bancorp common stock, detailing his direct holdings and shares held indirectly through a family trust and a spouse IRA as of September 15, 2026.

How many WCCB shares does Craig A. French hold directly?

Craig A. French holds 39,120 shares of West Coast Community Bancorp common stock directly as of September 15, 2026, according to the Form 3 filing.

What indirect WCCB holdings does Craig A. French report on Form 3?

He reports 17,026 shares held indirectly as self as trustee of the French Family Trust and 1,546 shares held indirectly through a spouse IRA, both in West Coast Community Bancorp common stock as of September 15, 2026.

Does this WCCB Form 3 report any recent insider buying or selling?

No. The Form 3 lists holdings only for Craig A. French and does not report any specific purchases, sales, or other transactions in West Coast Community Bancorp stock.

What is Craig A. French’s role at West Coast Community Bancorp (WCCB)?

Craig A. French is reported as a director of West Coast Community Bancorp, and this Form 3 records his initial beneficial ownership of the company’s common stock in that capacity.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Learn about SEC filing dates
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
French Craig A.

(Last)(First)(Middle)
C/O WEST COAST COMMUNITY BANCORP
75 RIVER STREET

(Street)
SANTA CRUZ CALIFORNIA 95060

(City)(State)(Zip)

UNITED STATES

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
09/15/2026
3. Issuer Name and Ticker or Trading Symbol
West Coast Community Bancorp [ WCCB ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
Director
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock39,120D
Common Stock17,026ISelf as Trustee of the French Family Trust
Common Stock1,546ISpouse IRA
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
Remarks:
/s/Angela Ervine as attorney-in-fact09/15/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

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