West Coast Community director lists 58,819 trust shares

Director Daniel R. Hightower reports indirect ownership of West Coast Community Bancorp common stock through a family trust and a Roth IRA.

Available on EDGAR 09/15/2026 - 06:21 PM EDT Accepted by SEC EDGAR 09/15/2026 - 06:20 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

West Coast Community Bancorp (WCCB) reported the initial equity holdings of director Daniel R. Hightower on a Form 3. The filing lists 58,819 shares of Common Stock held indirectly as “Self as Trustee of the Hightower Family Trust” and an additional 8,686 shares held indirectly through a Roth IRA.

Insider Trade Summary

Holdings reported, no transactions

Holdings

Insider Hightower Daniel R.

Role Director

Type	Security	Shares	Price	Value
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--

Holdings: Common Stock — 58,819 shares (Indirect, Self as Trustee of the Hightower Family Trust); Common Stock — 8,686 shares (Indirect, Roth IRA)

Key Figures

Indirect shares via Hightower Family Trust: 58,819 shares Indirect shares via Roth IRA: 8,686 shares Holding entries reported: 2 entries +2 more

5 metrics

Indirect shares via Hightower Family Trust 58,819 shares Common Stock held indirectly as self as trustee of the Hightower Family Trust as of September 15, 2026

Indirect shares via Roth IRA 8,686 shares Common Stock held indirectly through a Roth IRA as of September 15, 2026

Holding entries reported 2 entries Two Common Stock holding entries reported for indirect ownership positions

Buy transactions 0 Transaction summary reports no buy transactions in this Form 3

Sell transactions 0 Transaction summary reports no sell transactions in this Form 3

Key Terms

Common Stock, indirect, Roth IRA, Trustee

4 terms

Common Stock financial

"The filing lists Common Stock positions held indirectly"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

indirect financial

"All reported holdings are classified as indirect ownership"

Roth IRA financial

"An additional 8,686 shares are held indirectly through a Roth IRA"

A Roth IRA is a retirement savings account you fund with money that’s already been taxed, and withdrawals taken in retirement under the account rules are tax-free. It matters to investors because it shifts the tax bill to today instead of retirement, potentially increasing after-tax income later—think of it like paying for a lifetime subscription now so you can use it without extra charges in the future—helpful for long-term tax planning and flexibility.

Trustee financial

"58,819 shares are held as Self as Trustee of the Hightower Family Trust"

A trustee is a person or institution legally appointed to hold and manage assets or enforce an agreement on behalf of other people (beneficiaries). Think of a trustee as a neutral referee or custodian who must act in the beneficiaries’ best interests, follow the trust or contract rules, and handle distributions, recordkeeping and enforcement. Investors care because a trustworthy trustee protects their rights, ensures promised payments or remedies are delivered, and can influence recoveries if things go wrong.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the Form 3 filed for WCCB disclose about Daniel R. Hightower’s holdings?

The Form 3 shows that director Daniel R. Hightower indirectly holds 58,819 shares of West Coast Community Bancorp Common Stock via the Hightower Family Trust and 8,686 shares through a Roth IRA.

Are Daniel R. Hightower’s WCCB shares held directly or indirectly?

All reported shares are held indirectly. Hightower is self as trustee of the Hightower Family Trust for 58,819 shares, and 8,686 shares are held in a Roth IRA.

Does the WCCB Form 3 show any recent buy or sell transactions by Daniel R. Hightower?

No. The entries are categorized as holdings of Common Stock with unknown transaction codes, and the transaction summary reports no buys or sells, only holding entries.

How many West Coast Community Bancorp shares are reported in the Hightower Family Trust?

The filing reports 58,819 shares of West Coast Community Bancorp Common Stock held indirectly as “Self as Trustee of the Hightower Family Trust.”

How many WCCB shares are held in Daniel R. Hightower’s Roth IRA?

The Form 3 reports that 8,686 shares of West Coast Community Bancorp Common Stock are held indirectly in a Roth IRA.

Is there any Rule 10b5-1 trading plan mentioned in Daniel R. Hightower’s WCCB Form 3?

No Rule 10b5-1 trading plan is reported. The form shows holdings only, with no indication that they are subject to a trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Hightower Daniel R.

(Last) (First) (Middle)

C/O WEST COAST COMMUNITY BANCORP

75 RIVER STREET

(Street)

SANTA CRUZ CALIFORNIA 95060

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
09/15/2026

3. Issuer Name and Ticker or Trading Symbol
West Coast Community Bancorp [ WCCB ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)
	Director

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	58,819	I	Self as Trustee of the Hightower Family Trust
Common Stock	8,686	I	Roth IRA

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/Angela Ervine as attorney-in-fact	09/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)