Welcome to our dedicated page for XP SEC filings (Ticker: XP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
XP Inc. filings document a foreign private issuer that reports on Form 20-F and furnishes Form 6-K current reports for its Brazil-focused financial services platform. The record includes audited consolidated financial statements prepared under IFRS Accounting Standards, interim condensed consolidated financial statements, management discussion and analysis, earnings releases and presentations covering client assets, revenue, operating results, liquidity and market-risk disclosures.
Governance and capital-structure filings cover annual general meeting notices, proxy statements, director election matters, approval of financial statements and auditor reports, Class A common shares, cash dividends, treasury-share retirements and share repurchase programs. These disclosures also describe XP's subsidiaries, open product platform, advisory offerings, insurance, credit and asset-management activities.
XP Inc. director Benchimol Guilherme Dias Fernandes reported his initial beneficial ownership in the company. He indirectly holds 101,752,469 Class B common shares through XP Control LLC, which are convertible into an equal number of Class A common shares under specified conditions, and directly holds 163,463 Class A common shares, including in the form of Brazilian Depository Receipts.
XP Inc. filed a Form 3 for officer Da Silva Guilherme Sant'anna Monteiro, who serves as Distribution & Segments Officer. This filing is an initial statement of beneficial ownership for this insider, and it shows no reported transactions or derivative positions in this submission.
XP Inc. director Joao Roberto Goncalves Teixeira filed an initial ownership report showing he holds 1,041 Class A common shares. These shares are held in the form of Brazilian Depository Receipts, and the filing does not report any new buy or sell transactions, only his starting position.
XP Inc. director Pedro Jose Luiz Acar filed an initial ownership report on Form 3. This filing establishes his status as a director but shows no reported stock transactions or derivative positions. It serves as a baseline disclosure of insider status rather than a record of trading activity.
XP Inc. had director Melissa Werneck file a Form 3, which is the initial statement of beneficial ownership for insiders. This filing establishes her status as a director of XP Inc. under insider reporting rules, but it does not report any buy or sell transactions.
XP Inc. director Oscar Rodriguez filed an initial insider ownership report on Form 3. The filing lists him as a director of the company but does not report any stock transactions or holdings in the summarized data.
XP Inc. Chief Executive Officer Thiago Simoes Maffra filed an initial ownership report showing beneficial ownership of 689,197 Class A common shares. This stake includes Class A shares underlying outstanding restricted stock units and shares held in the form of Brazilian Depository Receipts, with no buy or sell transactions reported.
XP Inc. director Escobari Martin has filed an initial ownership report showing his stake in the company. The filing lists beneficial ownership of 3,387 Class A common shares of XP Inc., held directly. It does not report any recent purchases, sales, or option exercises.
XP Inc. filed an initial insider ownership report for CEO, Banco XP, Berenguer Neto Jose De Menezes. The filing shows he directly holds 891,466 Class A common shares. According to a footnote, this figure includes Class A shares underlying restricted stock units and shares held in the form of Brazilian Depository Receipts.
XP Inc. reported solid growth for the nine months ended September 30, 2025. Total revenue and income rose 7% to R$13,461 million, while net income increased 17% to R$3,888 million, lifting net margin from 26.5% to 28.9%.
Total client assets grew to R$1,425 billion from R$1,270 billion, supported by retail net inflows and a 2% increase in active clients to 4,752 thousand. Retail gross revenues rose 8% to R$10,722 million, and Corporate & Issuer Services revenues grew 9% to R$1,838 million, offsetting a slight 1% decline in Institutional revenues.
Operating costs and administrative expenses each increased 5%, and selling expenses nearly doubled due to heavier marketing, while expected credit losses rose 75% alongside loan growth. XP generated R$14,430 million in operating cash flow, ended with R$24,569 million in cash, approved a US$0.18 per-share dividend and a share buyback of up to R$1.0 billion, exited its UK operations, and realigned control interests in XP Control LLC while maintaining at least 69% voting power at the parent level.