Exzeo Group (XZO) CEO buys 2,000 shares, discloses major option

Rhea-AI Filing Summary

Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $14.81 per share. Following this transaction, he directly owns 1,586,013 common shares. The filing also lists a stock option to buy 5,000,000 common shares at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the disclosure, this option was granted on October 1, 2021 and vests over time, with one fourth vesting on October 1, 2022 and additional portions vesting on each January 1, April 1, July 1 and October 1 thereafter.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Patel Paresh

(Last) (First) (Middle)

1000 CENTURY PARK DRIVE

(Street)

TAMPA FLORIDA 33607

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/25/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/25/2026		P		2,000	A	$14.81	1,586,013	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$23							(1)	10/01/2031	Common Stock	5,000,000		5,000,000	D

Explanation of Responses:

1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.

	/s/ Brook Baker, Attorney-in-Fact for Paresh Patel	03/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Exzeo Group (XZO) CEO Paresh Patel report?

Paresh Patel reported buying 2,000 Exzeo Group common shares in an open-market transaction at $14.81 per share. This Form 4 filing reflects a straightforward purchase rather than an option exercise or tax-related disposition, indicating an increase in his direct share ownership.

How many Exzeo Group (XZO) shares does Paresh Patel own after this Form 4?

After the reported transaction, Paresh Patel directly owns 1,586,013 Exzeo Group common shares. This total includes his existing holdings plus the 2,000 shares purchased in the open market, giving a clear picture of his direct equity stake as disclosed in the filing.

What stock options for Exzeo Group (XZO) are disclosed for Paresh Patel?

The filing shows a stock option granted on October 1, 2021 to buy 5,000,000 Exzeo Group common shares at an exercise price of $23.00 per share. This option expires on October 1, 2031 and represents a significant potential future equity position.

How does Paresh Patel’s Exzeo Group (XZO) option vest according to the disclosure?

The option vests over time: one fourth of the 5,000,000 shares vested on October 1, 2022. The remaining shares vest in equal one-sixteenth increments on each January 1, April 1, July 1 and October 1 thereafter, following the schedule described in the footnote.

Was the Exzeo Group (XZO) CEO’s recent share acquisition an open-market purchase?

Yes. The Form 4 identifies the 2,000-share transaction as an open-market purchase of Exzeo Group common stock at $14.81 per share. This indicates he bought shares directly in the market rather than receiving them through grants, exercises, or other non-market mechanisms.