Exzeo Group (XZO) CEO buys 4,000 shares, holds 1,576,013

Rhea-AI Filing Summary

Exzeo Group, Inc. director and CEO Paresh Patel bought 4,000 shares of Common Stock in open-market transactions. He purchased 2,000 shares on March 17, 2026 at $15.68 per share and another 2,000 shares on March 18, 2026 at $16.30 per share.

Following these buys, he directly owns 1,576,013 Common shares. He also holds a stock option granted on October 1, 2021 to purchase 5,000,000 Common shares at an exercise price of $23.00 per share, expiring October 1, 2031, which vests over time according to a stated schedule.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Patel Paresh

(Last) (First) (Middle)

1000 CENTURY PARK DRIVE

(Street)

TAMPA FLORIDA 33607

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/17/2026		P		2,000	A	$15.68	1,574,013	D
Common Stock	03/18/2026		P		2,000	A	$16.3	1,576,013	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Opton (Right to Buy)	$23							(1)	10/01/2031	Common Stock	5,000,000		5,000,000	D

Explanation of Responses:

1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.

	/s/ Brook Baker, Attorney-in-Fact for Paresh Patel	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Exzeo Group (XZO) CEO Paresh Patel report in this Form 4?

Paresh Patel reported buying 4,000 Exzeo Group Common shares in the open market. The purchases occurred over two days in March 2026 and increased his direct ownership stake to 1,576,013 shares, as reflected after the latest transaction.

How many Exzeo Group (XZO) shares did the CEO buy and at what prices?

Paresh Patel bought 4,000 Common shares in total. He purchased 2,000 shares on March 17, 2026 at $15.68 per share and another 2,000 shares on March 18, 2026 at $16.30 per share in open-market transactions.

What is Paresh Patel’s total direct shareholding in Exzeo Group (XZO) after these trades?

After the March 2026 purchases, Paresh Patel directly owns 1,576,013 Exzeo Group Common shares. This figure reflects his share balance immediately following the most recent 2,000-share open-market buy at $16.30 per share.

Does the Exzeo Group (XZO) CEO hold stock options in addition to common shares?

Yes. On October 1, 2021, he was granted an option to purchase 5,000,000 Exzeo Group Common shares at an exercise price of $23.00, expiring October 1, 2031, with vesting quarterly after an initial one-fourth vesting on October 1, 2022.

Were any Exzeo Group (XZO) shares sold in this Form 4 filing?

No. The Form 4 shows net buying activity only. It reports two open-market purchases totaling 4,000 Exzeo Group Common shares by Paresh Patel, with no sales, gifts, tax withholdings, or other share dispositions disclosed in this filing.

What does the vesting schedule of the Exzeo Group (XZO) CEO’s option grant look like?

The option for 5,000,000 shares vested as to one fourth of the shares on October 1, 2022. The remaining portion vests in equal one-sixteenth increments on each January 1, April 1, July 1, and October 1 thereafter, until fully vested.