CEO Paresh Patel adds Exzeo (XZO) shares and holds 5M-share option

Rhea-AI Filing Summary

Exzeo Group, Inc. Chief Executive Officer Paresh Patel reported a series of open-market purchases of the company’s common stock. On March 19, 20 and 23, 2026, he bought 2,000 shares on each day, totaling 6,000 shares, at prices between $14.93 and $15.50 per share.

After these transactions, Patel directly owns 1,582,013 shares of common stock. He also holds a stock option granted on October 1, 2021 to purchase 5,000,000 shares at an exercise price of $23.00 per share, expiring on October 1, 2031, which vests over time.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Patel Paresh

(Last) (First) (Middle)

1000 CENTURY PARK DRIVE

(Street)

TAMPA FLORIDA 33607

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/19/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/19/2026		P		2,000	A	$15.36	1,578,013	D
Common Stock	03/20/2026		P		2,000	A	$15.5	1,580,013	D
Common Stock	03/23/2026		P		2,000	A	$14.93	1,582,013	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Opton (Right to Buy)	$23							(1)	10/01/2031	Common Stock	5,000,000		5,000,000	D

Explanation of Responses:

1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.

	/s/ Brook Baker, Attorney-in-Fact for Paresh Patel	03/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Exzeo (XZO) CEO Paresh Patel report?

Paresh Patel reported three open-market purchases totaling 6,000 Exzeo shares. He bought 2,000 shares on each of March 19, 20 and 23, 2026, at prices between $14.93 and $15.50 per share, increasing his direct common stock holdings.

At what prices did the Exzeo (XZO) CEO buy common stock?

The CEO’s reported Exzeo share purchases ranged from $14.93 to $15.50. He bought 2,000 shares at $15.36 on March 19, 2,000 shares at $15.50 on March 20, and 2,000 shares at $14.93 on March 23, 2026.

How many Exzeo (XZO) shares does the CEO own after these trades?

After the reported purchases, Paresh Patel directly owns 1,582,013 Exzeo common shares. This figure reflects his position following the three open-market transactions totaling 6,000 shares disclosed in the filing, all reported as directly held ownership.

Does Exzeo (XZO) CEO Paresh Patel hold stock options?

Yes, he holds a stock option covering 5,000,000 Exzeo shares. Granted on October 1, 2021, the option has a $23.00 exercise price, expires October 1, 2031, and vests over time in scheduled installments as described in the footnote.

Were there any Exzeo (XZO) insider stock sales in this Form 4?

No stock sales were reported; all insider transactions were purchases. The filing lists three open-market buys of common stock and a separate option holding entry, with the transaction summary showing zero sales and a net-buy position of 6,000 shares.

What does the Form 4 option footnote for Exzeo (XZO) explain?

The footnote describes the vesting schedule of a 5,000,000-share option. One fourth of the option vested on October 1, 2022, and one sixteenth vests on each January 1, April 1, July 1 and October 1 thereafter, through its October 1, 2031 expiration.