The Exzeo Group, Inc. (NYSE: XZO) SEC filings page provides access to the company’s official regulatory documents as filed with the U.S. Securities and Exchange Commission. Exzeo is a Florida corporation and an emerging growth company that submits registration statements, current reports, and other required filings related to its Insurance-as-a-Service business for property and casualty insurance carriers.
Through this page, users can review Forms 8-K in which Exzeo reports material events such as quarterly financial results, earnings conference calls, executive compensation decisions, and trading plans adopted under Rule 10b5-1. For example, the company has filed 8-Ks describing its third quarter financial results, the scheduling of earnings calls, cash bonuses and salary decisions for certain executives, and a 10b5-1 trading plan to acquire shares of its common stock.
Investors can also locate filings associated with Exzeo’s initial public offering, including the Form S-1 registration statement that became effective under Section 8(a) of the Securities Act of 1933. Over time, this page will surface periodic reports and additional current reports that detail Exzeo’s financial condition, use of non-GAAP measures, and other disclosures relevant to its technology platform and insurance-sector operations.
Stock Titan enhances these filings with AI-powered summaries that explain the key points of lengthy documents, helping readers understand items such as non-GAAP metrics, definitions of Managed Premium and Annual Recurring Revenue, and the significance of executive compensation or trading plan disclosures. Real-time updates from EDGAR, combined with simplified explanations, allow users to follow Exzeo’s regulatory history and corporate developments efficiently.
Exzeo Group, Inc. reports solid Q1 2026 results, with revenue of $55,534 and net income of $20,406, up from $52,407 and $17,951 a year earlier. Gross profit rose to $32,743, lifting margin to 59.0% as cost of revenue fell to 41.0% of sales.
Operating expenses increased to $7,668, mainly from higher selling, general and administrative costs tied to public company operations and added headcount, while research and development stayed stable. Investment income jumped to $2,512 from $398, driven by larger post‑IPO cash balances invested in money market funds and U.S. Treasury securities.
Cash and cash equivalents were $231,381 at March 31, 2026, down from $305,372 after deploying $98,994 into available‑for‑sale Treasuries with a fair value of $98,516. The company ended the quarter with total assets of $379,768, shareholders’ equity of $274,941, and basic and diluted EPS steady at $0.22 per share.
Exzeo Group, Inc. Chief Executive Officer Paresh Patel reported open-market purchases of company stock. On May 6, 2026, he bought 1,656 shares of Exzeo Group common stock at $17.31 per share and 344 shares at $17.33 per share in direct ownership transactions.
After these purchases, Patel directly holds 1,644,013 shares of common stock. He also holds a stock option granted on October 1, 2021, to purchase 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the grant terms, one fourth of the option vested on October 1, 2022, with additional vesting in one sixteenth increments each January 1, April 1, July 1 and October 1 thereafter.
Exzeo Group, Inc. reported first quarter 2026 results showing modest growth and solid profitability. Revenue rose to $55.5 million from $52.4 million, driven by new customers and higher underwriting and management services with existing clients. Net income increased to $20.4 million, while basic and diluted earnings per share held at $0.22.
Managed Premium reached $1.43 billion, reflecting broader adoption of Exzeo’s Insurance-as-a-Service platform and the addition of a seventh carrier partner. Annual Recurring Revenue grew to $216.2 million. Exzeo generated $26.5 million of Adjusted EBITDA with a 49% Adjusted EBITDA Margin and produced Free Cash Flow of $25.1 million, supported by $25.5 million of cash from operating activities.
Cash, cash equivalents and investments totaled $329.9 million as of March 31, 2026. Management highlighted continued execution on post-IPO priorities, including profitable growth with carrier partners, scaling third-party clients, and ongoing product innovation across its P&C insurance technology platform.
Exzeo Group, Inc. Chief Executive Officer Paresh Patel reported open-market purchases of company stock. On May 5, 2026, he bought a total of 2,000 shares of common stock in two transactions at prices of $17.05 and $17.13 per share.
Following these purchases, Patel directly holds 1,642,013 shares of Exzeo common stock. The filing also shows a previously granted stock option to purchase 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031, with vesting in tranches over time.
Exzeo Group, Inc. Chief Executive Officer Paresh Patel purchased 2,000 shares of common stock in open-market transactions. The buys on May 4, 2026 were executed in four trades at prices between $16.47 and $16.61 per share.
Following these purchases, Patel directly holds 1,640,013 shares of Exzeo common stock. He also holds a stock option granted on October 1, 2021 to acquire 5,000,000 shares at an exercise price of $23.00 per share, which vests over time through October 1, 2031.
Exzeo Group, Inc. Chief Executive Officer Paresh Patel reported an open-market purchase of common stock. On May 1, 2026, he bought 2,000 shares of common stock at a price of $16.53 per share, bringing his direct common stock holdings to 1,638,013 shares.
The filing also shows a previously granted stock option awarded on October 1, 2021, giving him the right to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share until October 1, 2031. According to the vesting schedule, one fourth of these option shares vested on October 1, 2022, with additional vesting in equal sixteenth increments on each January 1, April 1, July 1, and October 1 thereafter.
Exzeo Group, Inc. Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $15.91 per share. Following this transaction, he directly owns 1,636,013 common shares.
Patel also holds a stock option granted on October 1, 2021 to purchase 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. The option vested as to one fourth of the shares on October 1, 2022 and continues vesting in equal installments on specified quarterly dates.
Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock at $16.22 per share. Following this trade, he directly owns 1,634,013 shares of Exzeo common stock.
The filing also shows Patel holds a stock option granted on October 1, 2021 to buy 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031. According to the vesting schedule, one fourth of the option vested on October 1, 2022, with additional vesting in one sixteenth increments each January 1, April 1, July 1 and October 1 thereafter.
Exzeo Group, Inc. is asking shareholders to vote at its 2026 Annual Meeting on June 9, 2026, on two items: electing two Class A directors, Paresh Patel and Irene Hurst, to terms running to the 2029 meeting, and ratifying Forvis Mazars, LLP as independent auditor for 2026.
The proxy describes Exzeo’s technology-driven Insurance-as-a-Service platform for P&C insurers and notes strong revenue and earnings growth in 2025 following its IPO. Governance features include a six-member classified board with four independent directors, fully independent audit, compensation, and nominating committees, and share ownership and anti‑hedging policies for directors and executives.
Executive pay combines salary, cash bonuses, and equity. In 2025 the CEO received a significant IPO-related bonus, and other named executives received bonuses and restricted stock grants under the 2025 Omnibus Incentive Plan. The filing also details extensive related-party service, software, lease, and MGA agreements with HCI Group, Inc. and its subsidiaries, Exzeo’s controlling shareholder.