Yuanbao VP gets 90K options, 90K RSUs grant

Yuanbao Inc. vice president Yue Ying received option and RSU grants and had RSUs vest into ADSs, with a portion of ADSs withheld for taxes.

Rhea-AI Filing Summary

Yuanbao Inc. (YB) reports that Vice President Yue Ying received equity awards and had RSUs vest on September 16, 2026. The awards include 90,000 options to buy Class A ordinary shares at an exercise price of $2.00 per share, vesting in four equal annual 25% installments from September 16, 2027 through September 16, 2030.

Yue Ying also received 90,000 restricted share units, which are expected to vest in eight installments from September 16, 2026 through June 16, 2028. On September 16, 2026, 27,000 RSUs vested and were converted into 4,500 American Depositary Shares (ADSs), and 822 ADSs were withheld to satisfy tax obligations based on a closing ADS price of $12.44. No Rule 10b5-1 trading plan is reported.

Insider Trade Summary

31,500 shares exercised/converted

Exercise 5 txns

Insider Yue Ying

Role Vice President

Type	Security	Shares	Price	Value
Grant/Award	Options (Right to Buy) F1	90,000	$0.00	$0.00
Grant/Award	Restricted Share Units F2	90,000	$0.00	$0.00
Exercise	Restricted Share Units F2, F3	27,000	$0.00	$0.00
Exercise	American Depositary Shares F3	4,500	$0.00	$0.00
Tax Withholding	American Depositary Shares F3, F4	822	$12.44	$10K

Holdings After Transaction: Options (Right to Buy) — 90,000 contracts (Direct); Restricted Share Units — 153,000 contracts (Direct); American Depositary Shares — 3,678 contracts (Direct)

Footnotes (4)

1. F1. The options are expected to vest in four equal installments of 25% of the total grant on each of September 16, 2027, September 16, 2028, September 16, 2029 and September 16, 2030. Each Option entitles the holder to purchase one share of the Issuer's Class A ordinary share upon exercising.
2. F2. These restricted share units (the "RSUs") are expected to vest in eight installments of 30%, 15%, 15%, 10%, 10%, 10%, 5% and 5% of the total grant on each of September 16, 2026 (the "Vesting"), December 16, 2026, March 16, 2027, June 16, 2027, September 16, 2027, December 16, 2027, March 16, 2028 and June 16, 2028, respectively. Each RSU represents a contingent right to receive one share of the Issuer's Class A ordinary share upon vesting. The restricted share units do not have expiration dates.
3. F3. Represents American Depositary Share ("ADS") acquired upon the Vesting. Each ADS is convertible at any time, at the holder's election, into six (6) Class A Ordinary Shares, with a par value of US$0.0001 per share, of Yuanbao Inc. The ADSs have no expiration date.
4. F4. Represents ADSs withheld to satisfy applicable tax withholding obligations in connection with the Vesting. The number of ADSs reported as withheld is estimated based on the closing price of the Company's ADSs of US$12.44 on September 16, 2026, and will be revised by amendment, if necessary, to reflect the actual number of ADSs withheld.

Key Figures

Stock options granted: 90,000 options Option exercise price: $2.00 per share RSUs granted: 90,000 RSUs +4 more

7 metrics

Stock options granted 90,000 options Options to buy Class A ordinary shares granted September 16, 2026

Option exercise price $2.00 per share Exercise price for 90,000 options granted to Yue Ying

RSUs granted 90,000 RSUs Restricted share units tied to Class A ordinary shares granted September 16, 2026

RSUs vested 27,000 RSUs RSUs that vested and converted into ADSs on September 16, 2026

ADSs acquired upon vesting 4,500 ADSs ADSs received from 27,000 vested RSUs on September 16, 2026

ADSs withheld for taxes 822 ADSs ADSs withheld to satisfy tax obligations related to vesting

ADS tax valuation price $12.44 per ADS Closing ADS price on September 16, 2026 used to estimate withheld ADSs

Key Terms

Restricted Share Units, American Depositary Share, exercise price, vesting

4 terms

Restricted Share Units financial

"These restricted share units (the "RSUs") are expected to vest in eight"

Restricted share units (RSUs) are a promise from a company to give an employee or service provider actual shares or cash equal to the shares after certain conditions are met, typically staying with the company for a set time or hitting performance targets. Think of them like a time-locked gift card that becomes usable only after you’ve earned it. For investors, RSUs matter because they align employee incentives with company performance and can increase the number of shares outstanding over time, diluting existing ownership and affecting earnings per share.

American Depositary Share financial

"Represents American Depositary Share ("ADS") acquired upon the Vesting."

An American Depositary Share (ADS) is a U.S.-listed certificate that represents a specified number of shares in a foreign company, held by a custodian bank; it works like a receipt that allows U.S. investors to buy and trade foreign equity on American exchanges without dealing with another country’s markets. Investors care because ADSs make foreign stocks easier to access, improve liquidity and settlement in dollars, and can affect dividend payments, voting rights and regulatory oversight compared with buying the underlying foreign shares directly.

exercise price financial

"Each Option entitles the holder to purchase one share of the Issuer's"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

vesting financial

"These restricted share units (the "RSUs") are expected to vest in eight"

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What equity awards did Yuanbao Inc. (YB) grant to Vice President Yue Ying on September 16, 2026?

Yuanbao Inc. granted Yue Ying 90,000 stock options with a $2.00 exercise price and 90,000 restricted share units tied to Class A ordinary shares, each RSU representing a right to receive one share upon vesting.

How do Yue Ying’s 90,000 Yuanbao Inc. (YB) stock options vest?

The 90,000 options are expected to vest in four equal installments of 25% each on September 16, 2027, 2028, 2029 and 2030. Each vested option allows purchase of one Class A ordinary share at $2.00 per share.

What is the vesting schedule for Yue Ying’s 90,000 RSUs at Yuanbao Inc. (YB)?

The 90,000 RSUs are expected to vest in eight tranches of 30%, 15%, 15%, 10%, 10%, 10%, 5% and 5% on September 16, 2026; December 16, 2026; March 16, 2027; June 16, 2027; September 16, 2027; December 16, 2027; March 16, 2028; and June 16, 2028.

How many Yuanbao Inc. (YB) ADSs did Yue Ying receive and have withheld upon RSU vesting?

Upon vesting of 27,000 RSUs on September 16, 2026, Yue Ying received 4,500 ADSs, with 822 ADSs withheld to satisfy tax obligations. Each ADS represents six Class A ordinary shares.

At what price were Yuanbao Inc. (YB) ADSs valued for tax withholding on Yue Ying’s RSU vesting?

The ADSs withheld for taxes were estimated using the $12.44 closing price of Yuanbao Inc.’s ADSs on September 16, 2026. The filing notes this number of withheld ADSs may be revised by amendment if necessary.

Were Yue Ying’s Yuanbao Inc. (YB) transactions under a Rule 10b5-1 trading plan?

No. The filing indicates that no Rule 10b5-1 trading plan is reported for these transactions involving options, RSUs, ADSs, and the related tax withholding.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/18/2026 - 09:19 AM Accepted by SEC EDGAR 09/18/2026 - 09:19 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Yue Ying

(Last) (First) (Middle)

BUILDING 2, NO.8 BEICHEN WEST ROAD,

CHAOYANG DISTRICT

(Street)

BEIJING 100101

(City) (State) (Zip)

CHINA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Yuanbao Inc. [ YB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Vice President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Options (Right to Buy)	$2	09/16/2026		A		90,000		(1)	09/16/2036	Class A ordinary shares	90,000	$0	90,000	D
Restricted Share Units	(2)	09/16/2026		A		90,000		(2)	(2)	Class A ordinary shares	90,000	$0	180,000(2)	D
Restricted Share Units	(2)	09/16/2026		M			27,000	(2)	(2)	Class A ordinary shares	27,000	$0	153,000(2)(3)	D
American Depositary Shares	(3)	09/16/2026		M		4,500		(3)	(3)	Class A ordinary shares	27,000	$0	4,500	D
American Depositary Shares	(3)	09/16/2026		F			822(4)	(3)	(3)	Class A ordinary shares	4,932	$12.44(4)	3,678	D

Explanation of Responses:

1. The options are expected to vest in four equal installments of 25% of the total grant on each of September 16, 2027, September 16, 2028, September 16, 2029 and September 16, 2030. Each Option entitles the holder to purchase one share of the Issuer's Class A ordinary share upon exercising.

2. These restricted share units (the "RSUs") are expected to vest in eight installments of 30%, 15%, 15%, 10%, 10%, 10%, 5% and 5% of the total grant on each of September 16, 2026 (the "Vesting"), December 16, 2026, March 16, 2027, June 16, 2027, September 16, 2027, December 16, 2027, March 16, 2028 and June 16, 2028, respectively. Each RSU represents a contingent right to receive one share of the Issuer's Class A ordinary share upon vesting. The restricted share units do not have expiration dates.

3. Represents American Depositary Share ("ADS") acquired upon the Vesting. Each ADS is convertible at any time, at the holder's election, into six (6) Class A Ordinary Shares, with a par value of US$0.0001 per share, of Yuanbao Inc. The ADSs have no expiration date.

4. Represents ADSs withheld to satisfy applicable tax withholding obligations in connection with the Vesting. The number of ADSs reported as withheld is estimated based on the closing price of the Company's ADSs of US$12.44 on September 16, 2026, and will be revised by amendment, if necessary, to reflect the actual number of ADSs withheld.

	/s/ Yue Ying	09/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)