Welcome to our dedicated page for Franklin Finl Svcs SEC filings (Ticker: FRAF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Franklin Financial Services Corporation filings document the public-company disclosures of a Pennsylvania bank holding company and its wholly owned banking subsidiary, F&M Trust. Recent Form 8-K reports cover earnings releases, regular cash dividends, Regulation FD investor presentations, annual meeting voting results, director elections, officer appointments and other material corporate events.
The company’s proxy materials describe shareholder voting matters, board composition, executive compensation, equity awards and governance practices. Its regulatory filings also provide formal records tied to operating results, capital returns, common-stock matters, leadership structure and shareholder oversight for a community banking and wealth management business.
Franklin Financial Services Corp. senior vice president and chief technology officer David M. Long acquired 16 shares of common stock on June 1, 2026 through the company’s 2025 Employee Stock Purchase Plan. The shares were acquired at $47.51 per share.
Following this plan purchase and previously reported holdings, he directly owns 1,601 shares, which include 3 shares from the 2010 Dividend Reinvestment and Stock Purchase Plan and previously reported unvested restricted stock units.
Franklin Financial Services Corp. SEVP/CFO Mark R. Hollar acquired 136 shares of common stock through the company’s 2025 Employee Stock Purchase Plan. The shares were purchased for $47.51 per share, equal to 90% of the closing price on December 1, 2025 under the ESPP terms.
After this transaction, Hollar directly holds 17,296 common shares, which the disclosure notes includes 88 shares from the 2010 Dividend Reinvestment and Stock Purchase Plan and previously reported unvested restricted stock units. This is a routine, compensation-related acquisition rather than an open-market trade.
Franklin Financial Services Corp senior vice president and chief risk and strategy officer Louis J. Giustini acquired 82 shares of common stock through the 2025 Employee Stock Purchase Plan for the purchase period from December 1, 2025 through May 31, 2026.
The shares were purchased at $47.51 per share, equal to 90% of the closing price of the common stock on December 1, 2025, as provided under the plan. Following this transaction, Giustini directly holds 1,933 shares, which total includes 4 shares acquired under the 2010 Dividend Reinvestment and Stock Purchase Plan and previously reported unvested restricted stock units.
Franklin Financial Services Corp. President & COO Charles Benner Jr acquired 109 shares of common stock through the company’s 2025 Employee Stock Purchase Plan for the purchase period from December 1, 2025 through May 31, 2026. Under the plan, these shares were bought at a price equal to 90% of the closing price on December 1, 2025. After this plan purchase and prior acquisitions, he directly owns 6,035 shares, which total includes 8 shares from the 2010 Dividend Reinvestment and Stock Purchase Plan and previously reported unvested restricted stock units.
Franklin Financial Services Corp. senior vice president and Chief HR Officer Karen K. Carmack acquired 7 shares of common stock at $47.51 per share through the company’s 2025 Employee Stock Purchase Plan for the December 1, 2025–May 31, 2026 purchase period. Following this routine ESPP acquisition, she directly holds 5,482 common shares. She also holds incentive stock options covering 2,250 underlying shares at an exercise price of $34.10 expiring on February 22, 2028 and 2,250 underlying shares at $30.00 expiring on February 23, 2027.
Franklin Financial Services Corp. CEO Craig W. Best increased his direct ownership of common stock through the company’s 2025 Employee Stock Purchase Plan. He acquired 246 shares at a price of $47.51 per share for the ESPP period from December 1, 2025 through May 31, 2026.
Following this transaction, he directly holds 17,559 shares of common stock, which includes previously reported unvested restricted stock units. This is a routine, compensation-related share acquisition rather than an open-market trade.
Franklin Financial Services Corp. director Gregory A. Duffey reported an open-market purchase of 17 shares of Common Stock at a price of $58.88 per share. After this transaction, he directly owns 23,845 shares, indicating a small incremental increase in his personal stake.
Franklin Financial Services EVP and CCSO Steven D. Butz sold 1,400 shares of Common Stock in an open-market transaction. The sale on May 26, 2026 was at an average price of $57.73 per share. After this transaction, he directly holds 5,610 shares.
FRAF submitted a Form 144 notice reporting proposed sales of common stock tied to prior equity awards. The excerpt lists 1,226 shares from a cashless exercise dated 12/17/2024 and 174 shares from restricted stock units that vested on 03/02/2026. The filing date shown is 05/18/2026, and the securities are listed on Nasdaq.
Franklin Financial Services Corporation reported stronger results for the three months ended March 31, 2026. Net income rose to $6.6 million from $3.9 million a year earlier, with diluted earnings per share increasing to $1.48 from $0.88. Total interest income was $27.8 million and net interest income improved to $18.5 million, helped by lower interest expense. Credit costs eased, with total provision for credit losses at $0.2 million versus $0.8 million in the prior-year quarter. Noninterest income grew to $5.4 million, supported by higher wealth management fees and gains on loan sales, while noninterest expense increased modestly to $15.4 million. Total assets reached $2.30 billion, loans were $1.57 billion, and deposits were $1.89 billion. Regulatory capital ratios at the bank subsidiary remained comfortably above “well capitalized” thresholds, with a common equity Tier 1 ratio of 12.39% and a Tier 1 leverage ratio of 8.99%.