CareCloud, Inc. (CCLD) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 7, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CCLD SEC filings page.
CareCloud, Inc. (CCLD) reported $128.6M in revenue over the twelve months to Jun 30, 2026, up 15.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 13 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
CareCloud’s recent model converts modest revenue growth into cash, while reported profit remains tiny and short-term balance-sheet slack narrows.
The recurring gap between near-zero net income and operating cash flow around$20M–$29M means cash generation is materially stronger than reported earnings. With depreciation and amortization near$14M–$15M in both FY2024 and FY2025, noncash charges explain much of that difference rather than a large cash-profit mismatch.
The FY2025 revenue recovery was accompanied by better cost absorption rather than a simple top-line rebound. Operating margin widened from
The balance sheet is lightly debt-funded: debt-to-equity is just 0.0x in FY2025, but the current ratio is
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of CareCloud, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
CareCloud, Inc. has an operating margin of 9.4%, meaning the company retains $9 of operating profit per $100 of revenue. This below-average margin results in a low score of 24/100, suggesting thin profitability after operating expenses. This is up from 8.2% the prior year.
CareCloud, Inc.'s revenue grew 8.7% year-over-year to $120.5M, a solid pace of expansion. This earns a growth score of 35/100.
CareCloud, Inc. carries a low D/E ratio of 0.02, meaning only $0.02 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 91/100, indicating a strong balance sheet with room for future borrowing.
CareCloud, Inc.'s current ratio of 1.05 is below the typical benchmark, resulting in a score of 21/100. This tight liquidity could limit financial flexibility if cash inflows slow.
CareCloud, Inc. converts 19.7% of revenue into free cash flow ($23.8M). This strong cash generation earns a score of 82/100.
CareCloud, Inc. generates a 0.0% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 21/100. This is unchanged from the prior year.
CareCloud, Inc. scores 2.75, placing it in the grey zone between 1.81 and 2.99. The score is driven primarily by a large market capitalization ($85.4M) relative to total liabilities ($28.1M). This signals moderate financial risk that warrants monitoring.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
CareCloud, Inc. passes 4 of 8 computable financial strength tests (1 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.
CareCloud, Inc. reported $11K of net income while generating $28.6M in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead.
CareCloud, Inc. earns $140.04 in operating income for every $1 of interest expense ($11.3M vs $81K). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
CareCloud, Inc. generated $31.9M in revenue in Q2 2026. This represents an increase of 16.4% from the same quarter a year earlier. Against the prior quarter it is up 2.0%.
CareCloud, Inc.'s EBITDA was $5.6M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 12.3% from the same quarter a year earlier. Against the prior quarter it is up 11.0%.
CareCloud, Inc. reported $1.1M in net income in Q2 2026. This represents a decrease of 61.3% from the same quarter a year earlier. Against the prior quarter it is up 21.7%.
CareCloud, Inc. earned $0.00 per diluted share (EPS) in Q2 2026. This represents a decrease of 100.0% from the same quarter a year earlier. Against the prior quarter it is up 100.0%.
Cash & Balance Sheet
CareCloud, Inc. generated $6.5M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 4.8% from the same quarter a year earlier. Against the prior quarter it is up 104.7%.
CareCloud, Inc. held $13.4M in cash as of Q2 2026; long-term debt is not reported for that period.
Not reported for Q2 2026.
Margins & Returns
CareCloud, Inc.'s operating margin was 5.8% in Q2 2026, reflecting core business profitability. This is down 5.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.6 percentage points.
CareCloud, Inc.'s net profit margin was 3.5% in Q2 2026, showing the share of revenue converted to profit. This is down 7.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.6 percentage points.
CareCloud, Inc.'s ROE was 6.5% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 1.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 4.9 percentage points.
Not reported for Q2 2026.
Capital Allocation
CareCloud, Inc. invested $2.2M in research and development in Q2 2026. This represents an increase of 115.1% from the same quarter a year earlier. Against the prior quarter it is down 9.2%.
CareCloud, Inc. invested $525K in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 54.8% from the same quarter a year earlier. Against the prior quarter it is up 27.4%.
Not reported for Q2 2026.
CCLD Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $31.9M+16.4% | $31.3M+13.2% | $34.4M+21.9% | $31.1M+8.8% | $27.4M-2.5% | $27.6M+6.4% | $28.2M-0.6% | $28.5M-2.5% |
| R&D Expenses | $2.2M+115.1% | $2.4M+95.6% | $2.5M+151.0% | $1.6M+98.0% | $1.0M-3.3% | $1.2M+35.3% | $1.0M-16.5% | $800K-36.5% |
| SG&A Expenses | $5.4M+23.2% | $5.5M+26.9% | $4.8M+20.3% | $4.9M+11.6% | $4.4M+8.2% | $4.3M+16.4% | $4.0M-19.2% | $4.4M-20.1% |
| Operating Income | $1.9M-37.9% | $1.0M-50.5% | $3.1M-9.8% | $3.2M-1.7% | $3.0M+31.9% | $2.0M+1465.1% | $3.5M+107.9% | $3.3M+265.7% |
| EBITDA | $5.6M-12.3% | $5.0M-6.0% | $7.3M+9.3% | $7.2M+11.2% | $6.4M+6.6% | $5.4M+32.0% | $6.7M+117.0% | $6.5M+236.6% |
| Interest Expense | $742K+4264.7% | $48K+200.0% | -$4K-108.3% | $52K-67.9% | $17K-93.6% | $16K-95.3% | $48K | $162K |
| Income Tax | $102K+142.9% | $52K+26.8% | $73K+78.0% | $43K+4.9% | $42K+7.7% | $41K+5.1% | $41K+107.2% | $41K-28.1% |
| Net Income | $1.1M-61.3% | $922K-52.7% | -$7.9M-73.7% | $3.1M-2.0% | $2.9M+73.4% | $1.9M+908.3% | -$4.5M-192.2% | $3.1M+213.6% |
| EPS (Basic) | $0.00-100.0% | -$0.01+75.0% | $0.03 | $0.04+200.0% | $0.04+128.6% | -$0.04+60.0% | $0.00+100.0% | -$0.04+90.5% |
| EPS (Diluted) | $0.00-100.0% | -$0.01+75.0% | $0.03 | $0.04 | $0.04 | -$0.04 | $0.00 | -$0.04+90.5% |
| Diluted Shares (Avg) | 42M+0.4% | 42M+78.3% | N/A | 42M | 42M | 24M | N/A | 16M+2.8% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit.
CCLD Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $93.8M+24.7% | $86.7M+17.9% | $87.6M+22.3% | $90.6M+28.1% | $75.2M+1.7% | $73.6M-4.3% | $71.6M-8.0% | $70.7M-43.9% |
| Current Assets | $34.2M+9.9% | $26.1M-8.8% | $25.7M+3.8% | $29.3M+29.1% | $31.1M+30.0% | $28.6M+17.9% | $24.8M+6.7% | $22.7M-17.6% |
| Cash & Equivalents | $13.4M+28.3% | $3.4M-50.7% | $3.1M-39.4% | $4.3M+53.1% | $10.4M+298.9% | $6.8M+64.5% | $5.1M+54.5% | $2.8M-56.6% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $471K-9.9% | $432K-29.1% | $507K-11.7% | $605K+17.7% | $523K+5.2% | $609K+26.9% | $574K+23.4% | $514K+7.5% |
| Accounts Receivable | $14.1M+4.1% | $15.2M+9.7% | $15.1M+17.9% | $15.3M+27.7% | $13.6M+3.7% | $13.9M+16.1% | $12.8M+7.5% | $12.0M-2.6% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $31.8M+65.9% | $31.4M+63.8% | $31.4M+63.9% | $30.4M+58.5% | $19.2M0.0% | $19.2M0.0% | $19.2M0.0% | $19.2M |
| Total Liabilities | $76.4M+298.8% | $28.4M+46.5% | $28.1M+28.6% | $32.8M+35.5% | $19.2M-37.7% | $19.4M-45.4% | $21.8M-39.5% | $24.2M-36.0% |
| Current Liabilities | $33.5M+106.2% | $23.5M+38.4% | $24.4M+24.7% | $23.2M+5.8% | $16.2M-30.1% | $16.9M-28.8% | $19.6M-16.0% | $21.9M-0.1% |
| Non-Current Liabilities | $43.0M+1367.2% | $4.9M+102.9% | $3.7M+62.3% | $9.6M+324.1% | $2.9M-61.1% | $2.4M-79.2% | $2.3M-82.4% | $2.3M-85.7% |
| Long-Term Debt | N/A | N/A | $1.2M+247.9% | N/A | N/A | N/A | $336K-96.7% | N/A |
| Total Equity | $17.4M-69.0% | $58.3M+7.7% | $59.5M+19.6% | $57.8M+24.3% | $56.1M+29.7% | $54.2M+30.8% | $49.8M+19.3% | $46.5M-47.2% |
| Retained Earnings | -$53.8M+12.9% | -$54.9M+15.1% | -$55.8M+16.2% | -$58.7M+16.0% | -$61.8M+15.4% | -$64.7M+13.4% | -$66.6M+10.5% | -$69.9M-127.1% |
CCLD Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $7.1M-4.5% | $3.6M-29.4% | $8.7M+65.9% | $7.4M+4.2% | $7.4M+73.1% | $5.1M+25.8% | $5.2M+39.8% | $7.1M+63.9% |
| Depreciation & Amortization | $3.7M+10.3% | $4.0M+21.0% | $4.2M+29.5% | $4.0M+24.1% | $3.4M-8.9% | $3.3M-15.1% | $3.3M-20.9% | $3.2M-17.0% |
| Stock-Based Compensation | $64K-42.3% | $64K-40.7% | N/A | $88K-65.1% | $111K-58.1% | $108K+115.3% | N/A | $252K-79.2% |
| Capital Expenditures | $525K-54.8% | $412K-34.0% | $2.1M+126.3% | $869K+160.2% | $1.2M+815.0% | $624K+109.4% | $938K+149.5% | $334K-68.7% |
| Free Cash Flow | $6.5M+4.8% | $3.2M-28.7% | $6.6M+52.7% | $6.5M-3.5% | $6.2M+50.4% | $4.5M+19.1% | $4.3M+27.6% | $6.7M+107.4% |
| Investing Cash Flow | -$2.0M-0.7% | -$1.2M+18.4% | -$3.3M-47.4% | -$17.7M-957.8% | -$2.0M-24.3% | -$1.5M+19.2% | -$2.3M+1.3% | -$1.7M+48.4% |
| Financing Cash Flow | $4.5M+353.9% | -$2.1M-11.3% | -$6.8M-1082.9% | $4.9M+195.2% | -$1.8M+57.4% | -$1.9M-40.6% | -$578K+88.2% | -$5.2M-100.2% |
| Dividends Paid | -$552K+5.6% | $944K-27.3% | N/A | -$709K | -$585K | $1.3M | -$5K | N/A |
Not reported in any period shown, so not listed: Share Buybacks.
CCLD Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Margin | 5.8%-5.1pp | 3.2%-4.1pp | 9.1%-3.2pp | 10.3%-1.1pp | 10.9%+2.9pp | 7.3%+6.8pp | 12.2% | 11.4%+18.2pp |
| Net Margin | 3.5%-7.1pp | 2.9%-4.1pp | -22.9%-6.9pp | 9.8%-1.1pp | 10.6%+4.6pp | 7.0%+8.0pp | -16.1%-33.5pp | 10.9%+20.3pp |
| Return on Equity | 6.5%+1.3pp | 1.6%-2.0pp | -13.3%-4.1pp | 5.3%-1.4pp | 5.2%+1.3pp | 3.6%+4.2pp | -9.1%-21.0pp | 6.7%+9.8pp |
| Return on Assets | 1.2%-2.7pp | 1.1%-1.6pp | -9.0%-2.7pp | 3.4%-1.0pp | 3.9%+1.6pp | 2.6%+3.0pp | -6.3%-12.7pp | 4.4%+6.6pp |
| Current Ratio | 1.02-0.9x | 1.11-0.6x | 1.05-0.2x | 1.26+0.2x | 1.91+0.9x | 1.69+0.7x | 1.27+0.3x | 1.03-0.2x |
| Debt-to-Equity | 4.39+4.1x | 0.49+0.1x | 0.020.0x | 0.570.0x | 0.34-0.4x | 0.36-0.5x | 0.01-0.2x | 0.52+0.1x |
| Asset Turnover | 0.340.0x | 0.360.0x | 0.390.0x | 0.34-0.1x | 0.360.0x | 0.380.0x | 0.390.0x | 0.40+0.2x |
| FCF Margin | 20.5%-2.3pp | 10.2%-6.0pp | 19.0%+3.8pp | 20.9%-2.7pp | 22.8%+8.0pp | 16.3%+1.7pp | 15.2%+3.4pp | 23.6%+12.5pp |
Not reported in any period shown, so not listed: Gross Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| CareCloud, Inc. CCLD | FY2025 | $120.5M | $11K | 0.0% | $85.4M | 46/100 |
| Health Catalyst, Inc HCAT | FY2025 | $311.1M | -$178.0M | -57.2% | $133.2M | 38/100 |
| American Well Corporation AMWL | FY2025 | $249.3M | -$95.7M | -38.4% | $208.7M | 35/100 |
| SOPHiA GENETICS SA SOPH | FY2025 | $77.3M | -$79.0M | N/A | $628.2M | 31/100 |
| LifeMD, Inc. LFMD | FY2025 | $194.1M | -$11.2M | -5.8% | $131.7M | 41/100 |
| Mobile-health Network Solutions MNDR | FY2025 | $7.6M | -$3.4M | -44.3% | $1.4M | 20/100 |
Where CareCloud, Inc. Ranks
Frequently Asked Questions
What is CareCloud, Inc.'s annual revenue?
CareCloud, Inc. (CCLD) reported $120.5M in total revenue for fiscal year 2025. This represents a 8.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is CareCloud, Inc.'s revenue growing?
CareCloud, Inc. (CCLD) revenue grew by 8.7% year-over-year, from $110.8M to $120.5M in fiscal year 2025.
Is CareCloud, Inc. profitable?
Yes, CareCloud, Inc. (CCLD) reported a net income of $11K in fiscal year 2025, with a net profit margin of 0.0%.
What is CareCloud, Inc.'s EBITDA?
CareCloud, Inc. (CCLD) had EBITDA of $26.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does CareCloud, Inc. have?
As of fiscal year 2025, CareCloud, Inc. (CCLD) had $3.1M in cash and equivalents against $1.2M in long-term debt.
What is CareCloud, Inc.'s operating margin?
CareCloud, Inc. (CCLD) had an operating margin of 9.4% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is CareCloud, Inc.'s net profit margin?
CareCloud, Inc. (CCLD) had a net profit margin of 0.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is CareCloud, Inc.'s return on equity (ROE)?
CareCloud, Inc. (CCLD) has a return on equity of 0.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is CareCloud, Inc.'s free cash flow?
CareCloud, Inc. (CCLD) generated $23.8M in free cash flow during fiscal year 2025. This represents a 25.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is CareCloud, Inc.'s operating cash flow?
CareCloud, Inc. (CCLD) generated $28.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are CareCloud, Inc.'s total assets?
CareCloud, Inc. (CCLD) had $87.6M in total assets as of fiscal year 2025, including both current and long-term assets.
What are CareCloud, Inc.'s capital expenditures?
CareCloud, Inc. (CCLD) invested $4.8M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does CareCloud, Inc. spend on research and development?
CareCloud, Inc. (CCLD) invested $6.4M in research and development during fiscal year 2025.
What is CareCloud, Inc.'s current ratio?
CareCloud, Inc. (CCLD) had a current ratio of 1.05 as of fiscal year 2025, which is considered adequate.
What is CareCloud, Inc.'s debt-to-equity ratio?
CareCloud, Inc. (CCLD) had a debt-to-equity ratio of 0.02 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is CareCloud, Inc.'s return on assets (ROA)?
CareCloud, Inc. (CCLD) had a return on assets of 0.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is CareCloud, Inc.'s P/E ratio?
CareCloud, Inc. (CCLD) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (trailing 12 months to June 30, 2026). The market capitalization is $85.4M as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is CareCloud, Inc.'s price-to-sales ratio?
CareCloud, Inc. (CCLD) trades at 0.7x sales, its market capitalization divided by revenue of $128.6M revenue, trailing 12 months to June 30, 2026. The market capitalization is $85.4M as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is CareCloud, Inc.'s Altman Z-Score?
CareCloud, Inc. (CCLD) has an Altman Z-Score of 2.75, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is CareCloud, Inc.'s Piotroski F-Score?
CareCloud, Inc. (CCLD) has a Piotroski F-Score of 4 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are CareCloud, Inc.'s earnings high quality?
CareCloud, Inc. (CCLD) reported $11K of net income while generating $28.6M in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can CareCloud, Inc. cover its interest payments?
CareCloud, Inc. (CCLD) has an interest coverage ratio of 140.04x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is CareCloud, Inc.?
CareCloud, Inc. (CCLD) scores 46 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.