CSG Systems International Financials
This page shows CSG Systems International (CSGS) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores
CSG Systems International has an operating margin of 9.7%, meaning the company retains $10 of operating profit per $100 of revenue. This results in a moderate score of 49/100, indicating healthy but not exceptional operating efficiency. This is down from 11.0% the prior year.
CSG Systems International's revenue grew a modest 2.2% year-over-year to $1.2B. This slow but positive growth earns a score of 35/100.
CSG Systems International has a moderate D/E ratio of 1.90. This balance of debt and equity financing earns a leverage score of 41/100.
CSG Systems International's current ratio of 1.44 indicates adequate short-term liquidity, earning a score of 38/100. The company can meet its near-term obligations, though with limited headroom.
CSG Systems International has a free cash flow margin of 11.6%, earning a moderate score of 58/100. The company generates positive cash flow after capital investments, but with room for improvement.
CSG Systems International earns a strong 19.7% return on equity (ROE), meaning it generates $20 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 79/100. This is down from 30.7% the prior year.
CSG Systems International scores 3.29, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
CSG Systems International passes 6 of 9 financial strength tests. 3 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, CSG Systems International generates $2.79 in operating cash flow ($155.9M OCF vs $55.9M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
CSG Systems International earns $4101.3 in operating income for every $1 of interest expense ($118.7M vs $29K). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
CSG Systems International generated $1.2B in revenue in fiscal year 2025. This represents an increase of 2.2% from the prior year.
CSG Systems International's EBITDA was $139.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 9.0% from the prior year.
CSG Systems International generated $141.4M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 24.8% from the prior year.
CSG Systems International reported $55.9M in net income in fiscal year 2025. This represents a decrease of 35.7% from the prior year.
CSG Systems International earned $1.98 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 34.7% from the prior year.
CSG Systems International held $180.0M in cash against $539.5M in long-term debt as of fiscal year 2025.
CSG Systems International paid $1.28 per share in dividends in fiscal year 2025. This represents an increase of 6.7% from the prior year.
CSG Systems International had 28M shares outstanding in fiscal year 2025. This represents a decrease of 1.7% from the prior year.
CSG Systems International's gross margin was 49.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 0.4 percentage points from the prior year.
CSG Systems International's operating margin was 9.7% in fiscal year 2025, reflecting core business profitability. This is down 1.3 percentage points from the prior year.
CSG Systems International's net profit margin was 4.6% in fiscal year 2025, showing the share of revenue converted to profit. This is down 2.7 percentage points from the prior year.
CSG Systems International's ROE was 19.7% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 11.0 percentage points from the prior year.
CSG Systems International invested $161.6M in research and development in fiscal year 2025. This represents an increase of 2.1% from the prior year.
CSG Systems International spent $83.2M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 22.8% from the prior year.
CSG Systems International invested $14.5M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 35.1% from the prior year.
CSGS Income Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $323.1M+6.4% | $303.6M+2.2% | $297.1M-0.8% | $299.5M-5.4% | $316.7M+7.3% | $295.1M+1.7% | $290.3M-1.6% | $295.1M |
| Cost of Revenue | $161.4M+2.5% | $157.5M+4.9% | $150.1M-2.8% | $154.5M+0.2% | $154.2M+3.2% | $149.5M-2.2% | $152.9M-3.2% | $157.9M |
| Gross Profit | $161.7M+10.7% | $146.1M-0.6% | $147.0M+1.4% | $145.0M-10.8% | $162.5M+11.5% | $145.7M+6.0% | $137.4M+0.1% | $137.2M |
| R&D Expenses | $40.0M-0.9% | $40.3M-0.3% | $40.4M-1.2% | $40.9M-2.7% | $42.0M+0.9% | $41.7M+8.5% | $38.4M+6.4% | $36.1M |
| SG&A Expenses | $86.2M+31.8% | $65.4M-3.1% | $67.5M+8.4% | $62.3M-12.9% | $71.5M+11.9% | $63.9M+4.5% | $61.2M-0.9% | $61.7M |
| Operating Income | $29.1M-4.6% | $30.5M+2.0% | $29.9M+1.6% | $29.4M-30.5% | $42.3M+32.9% | $31.8M+25.2% | $25.4M-20.1% | $31.8M |
| Interest Expense | $2.6M-1.1% | $2.6M+1.4% | $2.5M-8.2% | $2.8M-4.3% | $2.9M+10.8% | $2.6M-41.9% | $4.5M-1.4% | $4.6M |
| Income Tax | $15.9M+172.1% | $5.9M-23.6% | $7.7M+42.9% | $5.4M-18.3% | $6.6M+39.9% | $4.7M-24.0% | $6.2M-22.9% | $8.0M |
| Net Income | $7.0M-65.8% | $20.5M+67.0% | $12.3M-23.9% | $16.1M-53.2% | $34.5M+80.6% | $19.1M+38.0% | $13.8M-29.0% | $19.5M |
| EPS (Diluted) | $0.24-67.1% | $0.73+65.9% | $0.44-22.8% | $0.57-52.5% | $1.20+79.1% | $0.67+39.6% | $0.48-29.4% | $0.68 |
CSGS Balance Sheet
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.5B+4.8% | $1.5B+3.7% | $1.4B+0.2% | $1.4B-5.4% | $1.5B+8.2% | $1.4B+2.5% | $1.4B+4.7% | $1.3B |
| Current Assets | $937.7M+8.7% | $862.9M+7.3% | $804.1M-0.5% | $808.5M-10.3% | $900.9M+14.4% | $787.2M+3.7% | $759.0M+3.4% | $733.8M |
| Cash & Equivalents | $180.0M+13.7% | $158.4M+8.6% | $145.9M+7.2% | $136.0M-15.9% | $161.8M+36.6% | $118.4M+7.3% | $110.4M-8.6% | $120.8M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $299.7M+11.8% | $268.0M+3.5% | $259.0M-2.3% | $265.2M-0.6% | $266.9M-4.7% | $279.9M+5.2% | $266.2M-3.3% | $275.4M |
| Goodwill | $324.7M+0.2% | $323.9M-0.6% | $325.8M+2.0% | $319.4M+1.1% | $316.0M-2.3% | $323.4M+2.0% | $317.1M+3.4% | $306.6M |
| Total Liabilities | $1.3B+6.5% | $1.2B+4.7% | $1.1B-0.5% | $1.1B-6.7% | $1.2B+10.8% | $1.1B+1.8% | $1.1B+5.5% | $1.0B |
| Current Liabilities | $650.8M+13.2% | $574.9M+11.4% | $516.0M-0.9% | $520.8M-15.4% | $615.2M+23.2% | $499.5M+4.8% | $476.4M+13.1% | $421.2M |
| Long-Term Debt | $539.5M+0.2% | $538.6M+0.2% | $537.8M0.0% | $537.6M+1.2% | $531.0M-0.2% | $532.0M-0.2% | $533.0M-0.2% | $534.0M |
| Total Equity | $283.7M-2.0% | $289.5M-0.4% | $290.7M+2.7% | $283.1M+0.2% | $282.6M-2.0% | $288.4M+5.5% | $273.3M+1.5% | $269.3M |
| Retained Earnings | $1.0B-0.2% | $1.0B+1.1% | $1.0B+0.3% | $1.0B+0.7% | $1.0B+2.6% | $994.1M+1.0% | $983.8M+0.5% | $978.7M |
CSGS Cash Flow Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $59.2M+23.5% | $47.9M+28.4% | $37.3M+225.5% | $11.5M-86.1% | $82.5M+109.1% | $39.5M-8.5% | $43.1M+246.9% | -$29.4M |
| Capital Expenditures | $3.4M-15.2% | $4.0M+45.5% | $2.8M-37.5% | $4.4M-25.3% | $5.9M-21.0% | $7.5M+73.4% | $4.3M-9.9% | $4.8M |
| Free Cash Flow | $55.8M+27.0% | $43.9M+27.1% | $34.6M+389.2% | $7.1M-90.8% | $76.6M+139.4% | $32.0M-17.5% | $38.8M+213.7% | -$34.1M |
| Investing Cash Flow | -$3.3M+13.5% | -$3.8M-39.1% | -$2.8M+35.3% | -$4.2M+27.9% | -$5.9M+21.0% | -$7.5M-157.4% | $13.0M+372.2% | -$4.8M |
| Financing Cash Flow | $14.6M-8.7% | $16.0M+133.7% | -$47.7M+54.4% | -$104.5M-236.4% | $76.6M+509.5% | -$18.7M+29.9% | -$26.7M+76.0% | -$111.1M |
| Dividends Paid | $10.0M+9.1% | $9.1M-0.8% | $9.2M-2.5% | $9.5M+94500.0% | $10K-99.9% | $8.8M+0.1% | $8.8M-7.2% | $9.5M |
| Share Buybacks | $24.7M+37.1% | $18.0M-0.9% | $18.1M-19.0% | $22.4M-11.5% | $25.3M+74.6% | $14.5M+45.4% | $10.0M-44.5% | $18.0M |
CSGS Financial Ratios
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 50.0%+1.9pp | 48.1%-1.4pp | 49.5%+1.1pp | 48.4%-2.9pp | 51.3%+2.0pp | 49.4%+2.0pp | 47.3%+0.8pp | 46.5% |
| Operating Margin | 9.0%-1.0pp | 10.0%-0.0pp | 10.1%+0.2pp | 9.8%-3.5pp | 13.4%+2.6pp | 10.8%+2.0pp | 8.8%-2.0pp | 10.8% |
| Net Margin | 2.2%-4.6pp | 6.8%+2.6pp | 4.1%-1.3pp | 5.4%-5.5pp | 10.9%+4.4pp | 6.5%+1.7pp | 4.8%-1.8pp | 6.6% |
| Return on Equity | 2.5%-4.6pp | 7.1%+2.9pp | 4.2%-1.5pp | 5.7%-6.5pp | 12.2%+5.6pp | 6.6%+1.6pp | 5.1%-2.2pp | 7.2% |
| Return on Assets | 0.4%-0.9pp | 1.4%+0.5pp | 0.9%-0.3pp | 1.1%-1.2pp | 2.3%+0.9pp | 1.4%+0.4pp | 1.0%-0.5pp | 1.5% |
| Current Ratio | 1.44-0.1 | 1.50-0.1 | 1.560.0 | 1.55+0.1 | 1.46-0.1 | 1.58-0.0 | 1.59-0.1 | 1.74 |
| Debt-to-Equity | 1.90+0.0 | 1.86+0.0 | 1.85-0.0 | 1.90+0.0 | 1.88+0.0 | 1.84-0.1 | 1.95-0.0 | 1.98 |
| FCF Margin | 17.3%+2.8pp | 14.5%+2.8pp | 11.6%+9.3pp | 2.4%-21.8pp | 24.2%+13.4pp | 10.8%-2.5pp | 13.4%+24.9pp | -11.6% |
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Frequently Asked Questions
What is CSG Systems International's annual revenue?
CSG Systems International (CSGS) reported $1.2B in total revenue for fiscal year 2025. This represents a 2.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is CSG Systems International's revenue growing?
CSG Systems International (CSGS) revenue grew by 2.2% year-over-year, from $1.2B to $1.2B in fiscal year 2025.
Is CSG Systems International profitable?
Yes, CSG Systems International (CSGS) reported a net income of $55.9M in fiscal year 2025, with a net profit margin of 4.6%.
What is CSG Systems International's earnings per share (EPS)?
CSG Systems International (CSGS) reported diluted earnings per share of $1.98 for fiscal year 2025. This represents a -34.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is CSG Systems International's EBITDA?
CSG Systems International (CSGS) had EBITDA of $139.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does CSG Systems International have?
As of fiscal year 2025, CSG Systems International (CSGS) had $180.0M in cash and equivalents against $539.5M in long-term debt.
What is CSG Systems International's gross margin?
CSG Systems International (CSGS) had a gross margin of 49.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is CSG Systems International's operating margin?
CSG Systems International (CSGS) had an operating margin of 9.7% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is CSG Systems International's net profit margin?
CSG Systems International (CSGS) had a net profit margin of 4.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does CSG Systems International pay dividends?
Yes, CSG Systems International (CSGS) paid $1.28 per share in dividends during fiscal year 2025.
What is CSG Systems International's return on equity (ROE)?
CSG Systems International (CSGS) has a return on equity of 19.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is CSG Systems International's free cash flow?
CSG Systems International (CSGS) generated $141.4M in free cash flow during fiscal year 2025. This represents a 24.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is CSG Systems International's operating cash flow?
CSG Systems International (CSGS) generated $155.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are CSG Systems International's total assets?
CSG Systems International (CSGS) had $1.5B in total assets as of fiscal year 2025, including both current and long-term assets.
What are CSG Systems International's capital expenditures?
CSG Systems International (CSGS) invested $14.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does CSG Systems International spend on research and development?
CSG Systems International (CSGS) invested $161.6M in research and development during fiscal year 2025.
Does CSG Systems International buy back shares?
Yes, CSG Systems International (CSGS) spent $83.2M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.
How many shares does CSG Systems International have outstanding?
CSG Systems International (CSGS) had 28M shares outstanding as of fiscal year 2025.
What is CSG Systems International's current ratio?
CSG Systems International (CSGS) had a current ratio of 1.44 as of fiscal year 2025, which is considered adequate.
What is CSG Systems International's debt-to-equity ratio?
CSG Systems International (CSGS) had a debt-to-equity ratio of 1.90 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is CSG Systems International's return on assets (ROA)?
CSG Systems International (CSGS) had a return on assets of 3.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is CSG Systems International's Altman Z-Score?
CSG Systems International (CSGS) has an Altman Z-Score of 3.29, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is CSG Systems International's Piotroski F-Score?
CSG Systems International (CSGS) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are CSG Systems International's earnings high quality?
CSG Systems International (CSGS) has an earnings quality ratio of 2.79x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can CSG Systems International cover its interest payments?
CSG Systems International (CSGS) has an interest coverage ratio of 4101.3x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is CSG Systems International?
CSG Systems International (CSGS) scores 50 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.