What is Mgic Inv Cp's earnings per share (EPS)?

Mgic Inv Cp (MTG) reported diluted earnings per share of $3.14 for fiscal year 2025. This represents a 8.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Mgic Inv Cp Financials

MTG

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Mgic Inv Cp (MTG) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 18 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 68/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Growth

Mgic Inv Cp's revenue grew a modest 0.5% year-over-year to $1.2B. This slow but positive growth earns a score of 34/100.

Leverage

Mgic Inv Cp carries a low D/E ratio of 0.29, meaning only $0.29 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 96/100, indicating a strong balance sheet with room for future borrowing.

Cash Flow

100

Mgic Inv Cp converts 70.2% of revenue into free cash flow ($851.8M). This strong cash generation earns a score of 100/100.

Returns

Mgic Inv Cp's ROE of 14.3% shows moderate profitability relative to equity, earning a score of 43/100. This is down from 14.8% the prior year.

Piotroski F-Score Neutral

4/9

Mgic Inv Cp passes 4 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.16x

For every $1 of reported earnings, Mgic Inv Cp generates $1.16 in operating cash flow ($852.8M OCF vs $738.3M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$1.2B

YoY+0.5%

5Y CAGR+0.2%

10Y CAGR+1.5%

Mgic Inv Cp generated $1.2B in revenue in fiscal year 2025. This represents an increase of 0.5% from the prior year.

EBITDA

N/A

Net Income

$738.3M

YoY-3.2%

5Y CAGR+10.6%

10Y CAGR-4.5%

Mgic Inv Cp reported $738.3M in net income in fiscal year 2025. This represents a decrease of 3.2% from the prior year.

EPS (Diluted)

$3.14

YoY+8.7%

5Y CAGR+19.5%

10Y CAGR+1.9%

Mgic Inv Cp earned $3.14 per diluted share (EPS) in fiscal year 2025. This represents an increase of 8.7% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$851.8M

YoY+17.7%

5Y CAGR+3.2%

10Y CAGR+18.4%

Mgic Inv Cp generated $851.8M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 17.7% from the prior year.

Cash & Debt

$369.0M

YoY+60.8%

5Y CAGR+5.1%

10Y CAGR+7.4%

Mgic Inv Cp held $369.0M in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

219M

YoY-11.7%

5Y CAGR-8.3%

10Y CAGR-4.3%

Mgic Inv Cp had 219M shares outstanding in fiscal year 2025. This represents a decrease of 11.7% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

60.8%

YoY-2.3pp

5Y CAGR+23.6pp

10Y CAGR-51.7pp

Mgic Inv Cp's net profit margin was 60.8% in fiscal year 2025, showing the share of revenue converted to profit. This is down 2.3 percentage points from the prior year.

Return on Equity

14.3%

YoY-0.4pp

5Y CAGR+4.9pp

10Y CAGR-38.1pp

Mgic Inv Cp's ROE was 14.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.4 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$788.6M

YoY+38.5%

5Y CAGR+45.7%

Mgic Inv Cp spent $788.6M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 38.5% from the prior year.

Capital Expenditures

$1.0M

YoY-12.7%

5Y CAGR-20.9%

10Y CAGR-14.0%

Mgic Inv Cp invested $1.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 12.7% from the prior year.

MTG Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$1.2B+0.5%	$1.2B+4.6%	$1.2B-1.5%	$1.2B-1.1%	$1.2B-1.1%	$1.2B
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$35.6M0.0%	$35.6M-3.5%	$36.9M-23.2%	$48.1M-32.7%	$71.4M+19.7%	$59.6M
Income Tax	$190.2M-7.5%	$205.7M+8.7%	$189.3M-15.8%	$224.7M+34.7%	$166.8M+47.4%	$113.2M
Net Income	$738.3M-3.2%	$763.0M+7.0%	$712.9M-17.6%	$865.3M+36.3%	$635.0M+42.3%	$446.1M
EPS (Diluted)	$3.14+8.7%	$2.89+16.1%	$2.49-10.8%	$2.79+50.8%	$1.85+43.4%	$1.29

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$298.7M-1.9%	$304.5M+0.1%	$304.2M-0.6%	$306.2M+1.6%	$301.4M-1.7%	$306.6M+0.4%	$305.3M+3.7%	$294.4M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$8.9M-0.1%	$8.9M+0.1%	$8.9M0.0%	$8.9M0.0%	$8.9M-0.1%	$8.9M+0.1%	$8.9M0.0%	$8.9M
Income Tax	$43.4M-1.3%	$44.0M-18.0%	$53.6M+8.9%	$49.2M-1.6%	$50.0M-8.0%	$54.3M-2.3%	$55.6M+21.4%	$45.8M
Net Income	$169.3M-11.4%	$191.1M-0.7%	$192.5M+3.8%	$185.5M+0.4%	$184.7M-7.6%	$200.0M-2.1%	$204.2M+17.3%	$174.1M
EPS (Diluted)	N/A	$0.83+2.5%	$0.81+8.0%	$0.75	N/A	$0.770.0%	$0.77+20.3%	$0.64

MTG Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$6.6B+1.4%	$6.5B+0.1%	$6.5B+5.2%	$6.2B-15.2%	$7.3B-0.4%	$7.4B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$369.0M+60.8%	$229.5M-36.9%	$363.7M+11.1%	$327.4M+15.0%	$284.7M-1.1%	$288.0M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$1.5B+8.5%	$1.4B-6.2%	$1.5B-6.7%	$1.6B-36.2%	$2.5B-7.2%	$2.7B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	$643.2M-3.0%	$662.8M-42.2%	$1.1B-7.8%	$1.2B
Total Equity	$5.1B-0.5%	$5.2B+2.0%	$5.1B+9.2%	$4.6B-4.5%	$4.9B+3.5%	$4.7B
Retained Earnings	$3.3B-4.5%	$3.4B-25.9%	$4.6B+14.7%	$4.0B+23.2%	$3.3B+23.0%	$2.6B

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$6.6B+0.2%	$6.6B+1.3%	$6.5B+0.1%	$6.5B-0.2%	$6.5B-2.0%	$6.7B+2.4%	$6.5B-0.2%	$6.5B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$369.0M+38.2%	$266.9M-9.5%	$294.9M+42.5%	$207.0M-9.8%	$229.5M-20.5%	$288.6M+2.4%	$281.8M-34.7%	$431.3M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$1.5B+2.7%	$1.5B+4.7%	$1.4B-0.6%	$1.4B+1.5%	$1.4B-0.6%	$1.4B-1.7%	$1.4B-1.8%	$1.4B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$5.1B-0.5%	$5.2B+0.3%	$5.2B+0.3%	$5.1B-0.6%	$5.2B-2.3%	$5.3B+3.5%	$5.1B+0.3%	$5.1B
Retained Earnings	$3.3B-1.5%	$3.3B-0.8%	$3.3B-0.4%	$3.3B-1.9%	$3.4B-32.9%	$5.1B+3.4%	$4.9B+3.7%	$4.7B

MTG Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$852.8M+17.6%	$725.0M+1.7%	$713.0M+9.7%	$650.0M-6.6%	$696.3M-4.9%	$732.3M
Capital Expenditures	$1.0M-12.7%	$1.2M-41.3%	$2.0M-38.6%	$3.3M-20.9%	$4.1M+24.3%	$3.3M
Free Cash Flow	$851.8M+17.7%	$723.9M+1.8%	$711.0M+9.9%	$646.8M-6.6%	$692.2M-5.0%	$729.0M
Investing Cash Flow	$228.4M+260.8%	-$142.0M+20.8%	-$179.2M-143.7%	$410.5M+355.4%	-$160.7M+79.2%	-$772.5M
Financing Cash Flow	-$940.3M-30.8%	-$719.0M-45.0%	-$496.0M+52.0%	-$1.0B-95.8%	-$527.3M-414.2%	$167.8M
Dividends Paid	$132.5M+1.5%	$130.5M+6.1%	$123.0M+10.8%	$110.9M+17.8%	$94.2M+14.8%	$82.1M
Share Buybacks	$788.6M+38.5%	$569.5M+68.9%	$337.2M-12.6%	$385.6M+32.6%	$290.8M+142.4%	$120.0M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$230.8M+7.1%	$215.4M+17.7%	$183.0M-18.2%	$223.7M+22.6%	$182.4M-0.3%	$182.9M+8.1%	$169.2M-11.2%	$190.5M
Capital Expenditures	$601K+115.4%	$279K+1295.0%	$20K-84.0%	$125K-75.7%	$514K+34.9%	$381K+36.6%	$279K	$0
Free Cash Flow	$230.2M+7.0%	$215.1M+17.6%	$183.0M-18.1%	$223.5M+22.9%	$181.9M-0.3%	$182.5M+8.0%	$169.0M-11.3%	$190.5M
Investing Cash Flow	$95.6M+578.7%	-$20.0M-116.6%	$120.4M+271.9%	$32.4M+263.8%	-$19.8M-42.9%	-$13.8M+89.7%	-$134.4M-617.5%	$26.0M
Financing Cash Flow	-$222.6M0.0%	-$222.5M-2.5%	-$217.2M+21.9%	-$278.0M-22.1%	-$227.6M-44.7%	-$157.2M+15.7%	-$186.6M-26.4%	-$147.6M
Dividends Paid	$33.4M-3.0%	$34.4M+11.9%	$30.8M-9.3%	$33.9M+3.1%	$32.9M-2.2%	$33.7M+10.0%	$30.6M-8.3%	$33.4M
Share Buybacks	$189.2M+0.7%	$187.9M+0.8%	$186.4M-17.2%	$225.2M+15.7%	$194.7M+57.5%	$123.6M-20.8%	$156.0M+63.9%	$95.2M

MTG Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	60.8%-2.3pp	63.2%+1.5pp	61.7%-12.1pp	73.8%+20.2pp	53.5%+16.3pp	37.2%
Return on Equity	14.3%-0.4pp	14.8%+0.7pp	14.1%-4.6pp	18.6%+5.6pp	13.1%+3.6pp	9.5%
Return on Assets	11.1%-0.5pp	11.7%+0.8pp	10.9%-3.0pp	13.9%+5.3pp	8.7%+2.6pp	6.1%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.29+0.0	0.27+0.1	0.13-0.0	0.14-0.1	0.24-0.0	0.26
FCF Margin	70.2%+10.2pp	59.9%-1.6pp	61.6%+6.4pp	55.1%-3.2pp	58.4%-2.4pp	60.8%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	56.7%-6.1pp	62.8%-0.5pp	63.3%+2.7pp	60.6%-0.7pp	61.3%-3.9pp	65.2%-1.7pp	66.9%+7.8pp	59.1%
Return on Equity	3.3%-0.4pp	3.7%-0.0pp	3.7%+0.1pp	3.6%+0.0pp	3.6%-0.2pp	3.8%-0.2pp	4.0%+0.6pp	3.4%
Return on Assets	2.5%-0.3pp	2.9%-0.1pp	2.9%+0.1pp	2.8%+0.0pp	2.8%-0.2pp	3.0%-0.1pp	3.1%+0.5pp	2.7%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.290.0	0.28+0.0	0.270.0	0.270.0	0.270.0	0.26-0.0	0.280.0	0.28
FCF Margin	77.1%+6.4pp	70.7%+10.5pp	60.1%-12.8pp	73.0%+12.7pp	60.3%+0.8pp	59.5%+4.2pp	55.4%-9.4pp	64.7%

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Frequently Asked Questions

What is Mgic Inv Cp's annual revenue?

Mgic Inv Cp (MTG) reported $1.2B in total revenue for fiscal year 2025. This represents a 0.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Mgic Inv Cp's revenue growing?

Mgic Inv Cp (MTG) revenue grew by 0.5% year-over-year, from $1.2B to $1.2B in fiscal year 2025.

Is Mgic Inv Cp profitable?

Yes, Mgic Inv Cp (MTG) reported a net income of $738.3M in fiscal year 2025, with a net profit margin of 60.8%.

What is Mgic Inv Cp's net profit margin?

Mgic Inv Cp (MTG) had a net profit margin of 60.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Mgic Inv Cp's return on equity (ROE)?

Mgic Inv Cp (MTG) has a return on equity of 14.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Mgic Inv Cp's free cash flow?

Mgic Inv Cp (MTG) generated $851.8M in free cash flow during fiscal year 2025. This represents a 17.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Mgic Inv Cp's operating cash flow?

Mgic Inv Cp (MTG) generated $852.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Mgic Inv Cp's total assets?

Mgic Inv Cp (MTG) had $6.6B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Mgic Inv Cp's capital expenditures?

Mgic Inv Cp (MTG) invested $1.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Mgic Inv Cp buy back shares?

Yes, Mgic Inv Cp (MTG) spent $788.6M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Mgic Inv Cp have outstanding?

Mgic Inv Cp (MTG) had 219M shares outstanding as of fiscal year 2025.

What is Mgic Inv Cp's debt-to-equity ratio?

Mgic Inv Cp (MTG) had a debt-to-equity ratio of 0.29 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Mgic Inv Cp's return on assets (ROA)?

Mgic Inv Cp (MTG) had a return on assets of 11.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Mgic Inv Cp's Piotroski F-Score?

Mgic Inv Cp (MTG) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Mgic Inv Cp's earnings high quality?

Mgic Inv Cp (MTG) has an earnings quality ratio of 1.16x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Mgic Inv Cp?

Mgic Inv Cp (MTG) scores 68 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.