First Western Financial Financials

First Western Financial (MYFW) reported $96.9M in total revenue for fiscal year 2025. This represents a 7.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

First Western Financial (MYFW) revenue grew by 7.6% year-over-year, from $90.1M to $96.9M in fiscal year 2025.

Yes, First Western Financial (MYFW) reported a net income of $13.2M in fiscal year 2025, with a net profit margin of 13.6%.

First Western Financial (MYFW) reported diluted earnings per share of $1.34 for fiscal year 2025. This represents a 54.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

First Western Financial (MYFW) had a net profit margin of 13.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

First Western Financial (MYFW) has a return on equity of 5.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

First Western Financial (MYFW) generated -$5.8M in free cash flow during fiscal year 2025. This represents a -850.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

First Western Financial (MYFW) generated -$1.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

First Western Financial (MYFW) had $3.2B in total assets as of fiscal year 2025, including both current and long-term assets.

First Western Financial (MYFW) invested $4.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Yes, First Western Financial (MYFW) spent $784K on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

First Western Financial (MYFW) had 10M shares outstanding as of fiscal year 2025.

First Western Financial (MYFW) had a debt-to-equity ratio of 10.88 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

First Western Financial (MYFW) had a return on assets of 0.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Based on fiscal year 2025 data, First Western Financial (MYFW) had $200.3M in cash against an annual operating cash burn of $1.8M. This gives an estimated cash runway of approximately 1336 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

First Western Financial (MYFW) has a Piotroski F-Score of 2 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

First Western Financial (MYFW) has an earnings quality ratio of -0.14x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

First Western Financial (MYFW) scores 20 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.