SWVL HOLDINGS CORP Financials
SWVL HOLDINGS CORP (SWVL) reported $24.2M in revenue for fiscal year 2025, up 40.5% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 8 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Reported profitability has returned, but cash still leaks from operations because more of the rebound is tied up in receivables.
FY2025 net income of$1.3M did not become cash, as operating cash flow remained-$2.1M . Receivables climbed to$6.3M as sales recovered from FY2024, echoing FY2023's profit-without-cash pattern and pointing to working capital, not pure operating profitability, as the main bottleneck.
Total assets are down to
Capital spending was only
Financial Health Signals
Scored against emerging companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of SWVL HOLDINGS CORP's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Not available for SWVL HOLDINGS CORP, and counted as zero in the overall score.
Not available for SWVL HOLDINGS CORP, and counted as zero in the overall score.
SWVL HOLDINGS CORP passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, SWVL HOLDINGS CORP used $1.63 of operating cash (-$2.1M OCF vs $1.3M net income). Earnings that no cash stands behind rest on accounting accruals, which cannot be repeated indefinitely.
Key Financial Metrics
Earnings & Revenue
SWVL HOLDINGS CORP generated $24.2M in revenue in fiscal year 2025. This represents an increase of 40.5% from the prior year.
SWVL HOLDINGS CORP reported $1.3M in net income in fiscal year 2025. This represents an increase of 112.8% from the prior year.
SWVL HOLDINGS CORP earned $0.12 per diluted share (EPS) in fiscal year 2025. This represents an increase of 109.4% from the prior year.
Not reported for fiscal year 2025.
Cash & Balance Sheet
SWVL HOLDINGS CORP recorded an outflow of $2.1M in free cash flow in fiscal year 2025, representing a cash shortfall after capex.
SWVL HOLDINGS CORP held $4.4M in cash against $1.0M in long-term debt as of fiscal year 2025, with $11.5M of liabilities due within a year.
Not reported for fiscal year 2025.
Margins & Returns
SWVL HOLDINGS CORP's net profit margin was 5.4% in fiscal year 2025, showing the share of revenue converted to profit. This is up 65.1 percentage points from the prior year.
SWVL HOLDINGS CORP's ROE was 44.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Capital Allocation
SWVL HOLDINGS CORP invested $10K in capex in fiscal year 2025, funding long-term assets and infrastructure.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
SWVL Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $24.2M+40.5% | $17.2M-24.7% | $22.9M-46.9% | $43.0M+68.2% | $25.6M+70.6% | $15.0M+21.3% | $12.4M | N/A |
| Interest Expense | $74K0.0% | $74K-42.3% | $127K-62.7% | $342K+143.6% | $140K+67.3% | $84K | N/A | N/A |
| Income Tax | $155K-25.8% | $209K+606.1% | -$41K+98.7% | -$3.2M+31.6% | -$4.7M-49.5% | -$3.2M-158.7% | $5.4M | N/A |
| Net Income | $1.3M+112.8% | -$10.3M-436.0% | $3.1M+102.5% | -$123.6M+12.7% | -$141.5M-376.0% | -$29.7M-184.3% | $35.3M0.0% | $35.3M |
| EPS (Diluted) | $0.12+109.4% | -$1.28 | $1.19 | -$14.52+24.0% | -$19.10 | -$0.25 | N/A | N/A |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income.
SWVL Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $20.0M+22.5% | $16.4M-25.3% | $21.9M-61.9% | $57.5M-3.2% | $59.3M+139.7% | $24.8M | N/A | N/A |
| Current Assets | $12.5M+21.4% | $10.3M-6.2% | $11.0M-46.0% | $20.3M-41.3% | $34.6M+156.8% | $13.5M | N/A | N/A |
| Cash & Equivalents | $4.4M-11.0% | $5.0M+69.7% | $2.9M+90.0% | $1.5M-42.9% | $2.7M-73.9% | $10.3M-32.5% | $15.3M+80.0% | $8.5M |
| Accounts Receivable | $6.3M+56.1% | $4.0M-24.7% | $5.3M-64.0% | $14.8M+124.4% | $6.6M+130.9% | $2.9M | N/A | N/A |
| Goodwill | N/A | N/A | N/A | N/A | $4.4M | N/A | N/A | N/A |
| Total Liabilities | $17.1M+0.2% | $17.1M+6.7% | $16.0M-70.9% | $54.8M-63.2% | $149.1M+2249.0% | $6.3M | N/A | N/A |
| Current Liabilities | $11.5M-3.5% | $11.9M+14.4% | $10.4M-75.5% | $42.6M-70.6% | $145.0M+2509.1% | $5.6M | N/A | N/A |
| Long-Term Debt | $1.0M+127.8% | $440K-56.9% | $1.0M-35.8% | $1.6M-46.2% | $3.0M+373.2% | $626K | N/A | N/A |
| Total Equity | $2.9M+528.1% | -$688K-111.6% | $5.9M+125.0% | $2.6M+102.9% | -$89.7M-587.4% | $18.4M-4.3% | $19.2M+202.6% | $6.4M |
| Retained Earnings | -$338.5M+0.4% | -$339.8M-3.1% | -$329.5M+0.9% | -$332.6M-53.9% | -$216.1M-189.4% | -$74.7M | N/A | N/A |
Not reported in any period shown, so not listed: Inventory.
SWVL Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$2.1M+40.0% | -$3.6M+60.8% | -$9.1M+92.3% | -$117.7M-89.4% | -$62.1M-103.4% | -$30.5M+23.6% | -$40.0M | N/A |
| Capital Expenditures | $10K | N/A | $17K-97.9% | $818K+155.9% | $319K+50.0% | $213K-45.2% | $389K | N/A |
| Free Cash Flow | -$2.1M | N/A | -$9.1M+92.3% | -$118.5M-89.7% | -$62.5M-103.0% | -$30.8M+23.8% | -$40.4M | N/A |
| Investing Cash Flow | $368K-36.9% | $583K-93.4% | $8.8M+208.7% | -$8.1M+27.4% | -$11.1M-5133.2% | -$213K+45.2% | -$389K | N/A |
| Financing Cash Flow | $1.2M-69.9% | $4.0M+1074.5% | $344K-99.7% | $125.1M+72.0% | $72.7M+179.2% | $26.0M-43.8% | $46.4M | N/A |
Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.
SWVL Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 5.4%+65.1pp | -59.7%-73.0pp | 13.4% | -287.4% | -553.5% | -198.4% | 285.5% | N/A |
| Return on Equity | 44.6% | N/A | 51.7%+4751.9pp | -4700.3% | N/A | -161.5%-344.8pp | 183.3%-371.4pp | 554.7% |
| Return on Assets | 6.6%+69.3pp | -62.7%-76.7pp | 14.0%+229.0pp | -215.1%+23.4pp | -238.4%-118.4pp | -120.1% | N/A | N/A |
| Current Ratio | 1.08+0.2x | 0.86-0.2x | 1.05+0.6x | 0.48+0.2x | 0.24-2.2x | 2.42 | N/A | N/A |
| Debt-to-Equity | 0.34 | N/A | 0.17-0.4x | 0.61 | N/A | 0.03 | N/A | N/A |
| FCF Margin | -8.9% | N/A | -39.9% | -275.6% | -244.3% | -205.3% | -326.9% | N/A |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin, FCF Margin.
Similar Companies
Where SWVL HOLDINGS CORP Ranks
Frequently Asked Questions
What is SWVL HOLDINGS CORP's annual revenue?
SWVL HOLDINGS CORP (SWVL) reported $24.2M in total revenue for fiscal year 2025. This represents a 40.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is SWVL HOLDINGS CORP's revenue growing?
SWVL HOLDINGS CORP (SWVL) revenue grew by 40.5% year-over-year, from $17.2M to $24.2M in fiscal year 2025.
Is SWVL HOLDINGS CORP profitable?
Yes, SWVL HOLDINGS CORP (SWVL) reported a net income of $1.3M in fiscal year 2025, with a net profit margin of 5.4%.
How much debt does SWVL HOLDINGS CORP have?
As of fiscal year 2025, SWVL HOLDINGS CORP (SWVL) had $4.4M in cash and equivalents against $1.0M in long-term debt.
What is SWVL HOLDINGS CORP's net profit margin?
SWVL HOLDINGS CORP (SWVL) had a net profit margin of 5.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is SWVL HOLDINGS CORP's return on equity (ROE)?
SWVL HOLDINGS CORP (SWVL) has a return on equity of 44.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is SWVL HOLDINGS CORP's free cash flow?
SWVL HOLDINGS CORP (SWVL) recorded an outflow of $2.1M in free cash flow during fiscal year 2025. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is SWVL HOLDINGS CORP's operating cash flow?
SWVL HOLDINGS CORP (SWVL) recorded an outflow of $2.1M in operating cash flow during fiscal year 2025, representing cash used by core business activities.
What are SWVL HOLDINGS CORP's total assets?
SWVL HOLDINGS CORP (SWVL) had $20.0M in total assets as of fiscal year 2025, including both current and long-term assets.
What are SWVL HOLDINGS CORP's capital expenditures?
SWVL HOLDINGS CORP (SWVL) invested $10K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is SWVL HOLDINGS CORP's current ratio?
SWVL HOLDINGS CORP (SWVL) had a current ratio of 1.08 as of fiscal year 2025, which is considered adequate.
What is SWVL HOLDINGS CORP's debt-to-equity ratio?
SWVL HOLDINGS CORP (SWVL) had a debt-to-equity ratio of 0.34 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is SWVL HOLDINGS CORP's return on assets (ROA)?
SWVL HOLDINGS CORP (SWVL) had a return on assets of 6.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is SWVL HOLDINGS CORP's cash runway?
Based on fiscal year 2025 data, SWVL HOLDINGS CORP (SWVL) had $4.4M in cash against an annual operating cash burn of $2.1M. This gives an estimated cash runway of approximately 25 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
What is SWVL HOLDINGS CORP's Piotroski F-Score?
SWVL HOLDINGS CORP (SWVL) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are SWVL HOLDINGS CORP's earnings high quality?
For every $1 of reported earnings, SWVL HOLDINGS CORP (SWVL) used $1.63 of operating cash (-$2.1M OCF vs $1.3M net income). Earnings that no cash stands behind rest on accounting accruals, which cannot be repeated indefinitely. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is SWVL HOLDINGS CORP?
SWVL HOLDINGS CORP (SWVL) scores 39 out of 100 on our Financial Health Score, indicating weak standing within its emerging companies peer group. The score is a 0-100 composite of six dimensions (Cash Runway, Dilution, R&D Intensity, Revenue Progress, Burn Trend, Balance Sheet), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.