Clear Mountain Bank Launches Alkami's Digital Banking Platform and Expands Partnership with Alkami's Data & Marketing Solution

Rhea-AI Summary

Alkami (Nasdaq: ALKT) announced that Clear Mountain Bank launched Alkami's Digital Banking Platform for retail and business customers on March 19, 2026, and will expand the relationship by implementing Alkami's Data & Marketing Solution.

The deployment adds Positive Pay and ACH Reporting for business fraud prevention and positions the bank to use transaction data for personalized engagement.

News Market Reaction – ALKT

-2.76%

1 alert

-2.76% News Effect

-$52M Valuation Impact

$1.85B Market Cap

4K Volume

On the day this news was published, ALKT declined 2.76%, reflecting a moderate negative market reaction. This price movement removed approximately $52M from the company's valuation, bringing the market cap to $1.85B at that time.

Data tracked by StockTitan Argus on the day of publication.

Market Reality Check

Price: $16.93 Vol: Volume 651,514 vs 20-day ...

low vol

$16.93 Last Close

Volume Volume 651,514 vs 20-day average 2,607,220, indicating relatively muted trading ahead of this release. low

Technical Shares at $17.41, trading below 200-day MA of $23.03 and 45.01% under the 52-week high of $31.66.

Peers on Argus

ALKT was down 1.75% while key peers were mixed: NATL -3.32%, SPNS -0.02%, AGYS +...

1 Up

ALKT was down 1.75% while key peers were mixed: NATL -3.32%, SPNS -0.02%, AGYS +0.30%, RNG -0.43%, DAVE -1.95%. Momentum scanner only flagged ASAN at +4.17%, suggesting stock-specific rather than broad sector action.

Previous Partnership Reports

5 past events · Latest: Mar 17 (Positive)

Same Type Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Mar 17	Partnership expansion	Positive	+0.6%	Austin Telco FCU adopting MANTL to speed and automate account opening.
Mar 12	Partnership expansion	Positive	-2.7%	Empower FCU adding MANTL omnichannel onboarding to Alkami platform.
Feb 24	Strategic integration	Positive	+0.8%	MANTL–MeridianLink API integration for POS loan application workflows.
Feb 04	Partnership launch	Positive	+1.7%	Amplify Credit Union using MANTL to modernize account opening.
Jan 14	Partnership launch	Positive	-1.0%	Citizens State Bank adopting MANTL to unify deposit account opening.

Pattern Detected

Recent partnership announcements have produced modest, mixed price reactions, with an average move of -0.11% and both positive and negative follow-through days.

Recent Company History

Over the past few months, Alkami has issued multiple partnership-focused releases, particularly around its MANTL solutions and digital account opening. Events on Jan 14, Feb 4, Feb 24, Mar 12, and Mar 17, 2026 all highlighted new or expanded relationships with banks and credit unions to modernize onboarding and lending. Price reactions to these deals ranged from modest gains to small declines, indicating that partnership news has typically driven incremental rather than outsized moves.

Historical Comparison

-0.1% avg move · In the last five partnership announcements, average next-day move was only -0.11%, with a mix of sma...

partnership

-0.1%

Average Historical Move partnership

In the last five partnership announcements, average next-day move was only -0.11%, with a mix of small gains and declines, suggesting typically modest market reactions to similar deal news.

Partnership news has tracked a steady build-out of Alkami’s ecosystem, with banks and credit unions adopting MANTL and integrated digital onboarding to modernize deposit and lending workflows.

Market Pulse Summary

This announcement adds another bank to Alkami’s digital banking footprint, combining its platform wi...

Analysis

This announcement adds another bank to Alkami’s digital banking footprint, combining its platform with fraud-focused tools like Positive Pay and ACH reporting plus upcoming data-driven marketing capabilities. In the past, similar partnership releases produced modest average moves of -0.11%, suggesting investors have treated them as steady pipeline-building rather than transformational. Investors may watch how quickly Clear Mountain Bank deploys these capabilities and whether such wins translate into sustained revenue growth and platform stickiness.

Key Terms

positive pay, ach reporting

2 terms

positive pay financial

"Business customers benefit from integrated Positive Pay & ACH Reporting capabilities"

A bank service that helps a company prevent check fraud by comparing checks presented for payment against a preapproved list of issued checks and stopping any that don't match. Think of it as a bouncer checking a guest list before letting people in — it protects a company’s cash, reduces unexpected losses, and signals stronger financial controls, which matters to investors because it lowers operational and credit risk and helps preserve shareholder value.

ach reporting financial

"Business customers benefit from integrated Positive Pay & ACH Reporting capabilities"

ACH reporting documents the movement and status of electronic bank transfers handled through the Automated Clearing House network, including deposits, withdrawals, returned payments and settlement summaries. For investors, these reports reveal how reliably a company collects and pays money, affecting cash flow, liquidity and the risk of missed or delayed payments—think of it as a detailed, batched bank statement that helps track and reconcile everyday electronic bill payments.

AI-generated analysis. Not financial advice.

Community bank enhances retail and business banking with Positive Pay & ACH Reporting while preparing to power data-driven cross-sell and personalized engagement

PLANO, Texas, March 19, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced that Clear Mountain Bank has launched the Alkami Digital Banking Platform (Platform) for its retail and business customers and will further expand its partnership by implementing Alkami's Data & Marketing Solution.

As a community bank, Clear Mountain Bank wanted to modernize its digital experience with a secure digital banking platform and refreshed user interface, ensuring customers have access to powerful tools while maintaining the personalized service they value.

"At Clear Mountain Bank, our goal is to provide the same high-end digital capabilities you'd find at larger institutions, without losing the hometown experience that defines who we are," said David M. Thomas, president and chief executive officer of Clear Mountain Bank. "Launching Alkami's Digital Banking Platform allows us to deliver a modern, user-friendly experience to both our retail and business customers, while continuing to strengthen the relationships at the heart of our community."

Through the Platform, Clear Mountain Bank now offers a feature-rich, scalable digital banking experience designed to meet evolving customer expectations. Business customers benefit from integrated Positive Pay & ACH Reporting capabilities that enhance fraud prevention, increase transaction visibility, and support operational efficiency.

The modernized Platform enables Clear Mountain Bank to connect with customers digitally through a seamless, intuitive experience across devices, positioning the bank to compete effectively while staying true to its relationship-driven roots. Building on this digital foundation, Clear Mountain Bank is preparing to launch Alkami's Data & Marketing Solution to harness actionable transaction data and drive more personalized engagement strategies.

"We see a real opportunity to better understand our customers through the data we already have," said Tim Boyles, chief experience officer at Clear Mountain Bank. "The Data & Marketing Solution will help us identify needs sooner and connect customers with the right products, without losing the personal touch that sets us apart."

"Clear Mountain Bank demonstrates how community financial institutions can pair advanced digital capabilities with a strong relationship culture," said Taylor Adkins, vice president, product management at Alkami. "With the Digital Banking Platform already live and the Data & Marketing Solution on the horizon, they're well-positioned to drive engagement, protect customers, and fuel sustainable growth."

To learn more about Anticipatory Banking and the Alkami Digital Sales & Service Platform, visit here.

About Alkami
Alkami provides a digital sales and service platform for U.S. banks and credit unions. Our unified Platform integrates onboarding, digital banking, and data and marketing—each solution can stand alone, but together they deliver more—to help institutions onboard, engage, and grow relationships. As the future shifts toward Anticipatory Banking, we help data-informed bankers meet the moment with technology that drives action.

About Clear Mountain Bank
Clear Mountain Bank is an award-winning community bank that has been serving North Central West Virginia and western Maryland for more than 130 years. The bank has received numerous readers' choice accolades, including Best of Morgantown, Best of Harrison, and Preston County's Top Picks. With a focus on innovation and exceptional customer service, the bank offers a full range of financial solutions and is widely recognized for excellence in financial services and community involvement. Additional information is available at www.clearmountain.bank.

Media Relations Contacts
Vested
alkami@fullyvested.com

Marla Pieton
marla.pieton@alkami.com

View original content to download multimedia:https://www.prnewswire.com/news-releases/clear-mountain-bank-launches-alkamis-digital-banking-platform-and-expands-partnership-with-alkamis-data--marketing-solution-302717725.html

SOURCE Alkami Technology, Inc.

FAQ

What did Alkami (ALKT) announce about Clear Mountain Bank on March 19, 2026?

Alkami announced Clear Mountain Bank launched its Digital Banking Platform and will add Alkami's Data & Marketing Solution. According to Alkami, the rollout includes Positive Pay and ACH Reporting for business customers and plans to use transaction data for personalized engagement.

How will Clear Mountain Bank's business customers benefit from Alkami's platform (ALKT)?

Business customers gain integrated Positive Pay and ACH Reporting to enhance fraud prevention and transaction visibility. According to Alkami, these features aim to improve operational efficiency and reduce payment risk for the bank's commercial clients.

What is Alkami's Data & Marketing Solution and when will Clear Mountain Bank implement it?

The Data & Marketing Solution is a transaction-data-driven tool to enable personalized cross-sell and engagement. According to Alkami, Clear Mountain Bank is preparing to implement the solution following the Digital Banking Platform launch to better identify customer needs.

Does the Alkami (ALKT) platform change Clear Mountain Bank's customer experience?

Yes, the platform modernizes the bank's digital experience with a refreshed user interface and seamless cross-device access. According to Alkami, the goal is to combine advanced digital tools with the bank's relationship-focused, hometown service.

Will Alkami's platform help Clear Mountain Bank compete with larger banks (ALKT)?

The platform is designed to give Clear Mountain Bank capabilities similar to larger institutions while preserving local service. According to Alkami, the deployment aims to help the community bank compete effectively in digital banking and customer engagement.

What fraud prevention features did Alkami (ALKT) deliver to Clear Mountain Bank?

Alkami delivered Positive Pay and ACH Reporting to strengthen fraud controls and increase transaction visibility for business customers. According to Alkami, these tools support operational efficiency and help detect payment anomalies more quickly.