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Safe Harbor Introduces Its Operating Model for Cannabis Banking at ACB Cannabis Banking eXperience Conference

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Safe Harbor (NASDAQ: SHFS), a fintech focused on regulated cannabis and hemp, will showcase its Safe Harbor Institutional Infrastructure-as-a-Service (IaaS) operating model at the ACB Cannabis Banking eXperience Conference on July 15–16, 2026, in Albuquerque, New Mexico.

CEO and CFO Terry Mendez will lead educational sessions on operational execution, commercial lending strategies and scalable, compliant cannabis banking programs for financial institutions.

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Argus Jul 9 session 65 alerts
+3.83% close to close 1.3x rel. volume Open Argus
Details

Market move: SHFS +3.83% in the Jul 9 session. cannabis banking operating model launch

+22.0% Peak Tracked
-15.8% Trough Tracked
$1.48M Market Cap

On Jul 9, the day this news came out, SHFS closed 3.83% above the previous close. Argus tracked a peak move of +22.0% during that session. Argus tracked a trough of -15.8% from its starting point during tracking. Our momentum scanner recorded 65 alerts for this stock that day.

Data tracked by StockTitan Argus for the Jul 9 session.

Key Figures

Industry experience duration: more than a decade Conference dates: July 15–16 Fireside chat time: 9:45–10:00 a.m. MDT +2 more
Industry experience duration
more than a decade
Development of Safe Harbor’s cannabis banking operational infrastructure
Conference dates
July 15–16
ACB eXperience Conference (CBX) in Albuquerque, New Mexico
Fireside chat time
9:45–10:00 a.m. MDT
July 15 fireside chat session
Lending panel time
10:45–11:25 a.m. MDT
July 15 lending panel session
Breakout session time
2:15–2:55 p.m. MDT
July 16 breakout session on scaling cannabis banking

Historical Context

5 past events · Latest: May 28
5 events
  1. May 28

    Board expansion

    24h Move
    -5.2%

    Expanded Board of Directors to six members with new committee roles.

  2. May 18

    1Q26 earnings

    24h Move
    +3.3%

    Reported modest revenue growth, rising loan income and lower operating expenses.

  3. Apr 30

    Lending platform launch

    24h Move
    -4.6%

    Announced expanded lending capabilities for regulated cannabis and hemp businesses.

  4. Apr 24

    Rescheduling response

    24h Move
    +9.6%

    Highlighted benefits from federal cannabis rescheduling for operators and deposit growth.

  5. Apr 21

    401(k) product launch

    24h Move
    +5.7%

    Introduced pooled employer 401(k) plan tailored to cannabis-related businesses.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

infrastructure-as-a-service, cannabis banking, operational infrastructure, regulatory compliance
4 terms
infrastructure-as-a-service technical
"Safe Harbor Institutional Infrastructure-as-a-Service (“IaaS”) operating model for cannabis banking"
A cloud computing model where businesses rent core computing resources — servers, storage and network capacity — from a provider instead of buying and running hardware themselves. Think of it as renting an apartment’s utilities and space rather than buying the building: companies can scale capacity up or down quickly and pay for use. Investors care because it shifts costs from big, upfront capital spending to recurring revenue models and can drive faster growth, predictable cash flow and operational flexibility.
cannabis banking financial
"operating model for cannabis banking at the Association for Cannabis Banking"
Banking services and financial products tailored to businesses that grow, process, sell, or invest in cannabis, including deposit accounts, loans, payment processing, and compliance tools. Because federal laws and banking rules differ from state laws, these services often involve extra paperwork, higher costs, and limited access, which affects a cannabis company's ability to raise capital, move cash, and run daily operations—similar to a business whose local bank won’t fully support its basic needs.
operational infrastructure technical
"operational infrastructure built for regulatory scrutiny"
The systems, facilities, technology, processes, and personnel a company uses to run its core business activities—everything from factories, data centers, logistics networks and IT systems to the standard operating procedures and teams that keep daily work moving. For investors, operational infrastructure is like a building’s foundation and plumbing: its strength and efficiency affect how reliably a company can produce revenue, scale up, control costs, and respond to disruptions.
regulatory compliance regulatory
"scaling cannabis banking programs while maintaining regulatory compliance"
Regulatory compliance is the process of ensuring that a company follows all applicable laws, rules, and standards set by government authorities or industry bodies. It is important to investors because it helps prevent legal penalties, financial losses, and reputational damage, contributing to the overall stability and trustworthiness of a business. Think of it as following the rules of a game to play fairly and avoid penalties.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Through its Infrastructure-as-a-Service operating model, Safe Harbor helps financial institutions build, operate and scale compliant cannabis banking programs using operational infrastructure, proven workflows and experienced personnel developed over more than a decade

CEO and CFO Terry Mendez will discuss operational execution, commercial lending strategies and the infrastructure financial institutions need to build, operate and scale successful cannabis banking programs

DENVER, July 09, 2026 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a Safe Harbor (“Safe Harbor” or the “Company”) (NASDAQ: SHFS), a leading fintech serving the banking, lending and financial services needs of the regulated cannabis and hemp industries, announced that it will introduce its Safe Harbor Institutional Infrastructure-as-a-Service (“IaaS”) operating model for cannabis banking at the Association for Cannabis Banking (“ACB”) eXperience Conference (“CBX”) taking place on July 15th and 16th in Albuquerque, New Mexico.

As financial institutions shift from evaluating whether to enter cannabis banking to determining how to operate cannabis banking programs efficiently, sustainably and at scale, operational execution has become one of the industry’s most pressing challenges. As the conference’s Official Cannabis Banking Solutions Sponsor, Safe Harbor will showcase Safe Harbor Institutional, its IaaS operating model dedicated to cannabis banking operations for financial institutions.

Terry Mendez, the Company’s Chief Executive Officer and Chief Financial Officer, will also participate in multiple educational sessions throughout the conference, discussing operational execution, commercial lending strategies and the infrastructure financial institutions need to build, operate and scale successful cannabis banking programs.

“Cannabis banking has reached an important inflection point,” said Terry Mendez, CEO and CFO of Safe Harbor. “With federal cannabis policy evolving and banking reform again moving through Congress with bipartisan support, more financial institutions are taking a serious look at this market. But the question is no longer simply whether they can bank cannabis. It is how to do it responsibly, efficiently and sustainably. Software alone will not solve that challenge. Institutions need experienced people, tested workflows, strong documentation practices and operational infrastructure built for regulatory scrutiny. Safe Harbor Institutional was created to provide that missing layer, giving financial institutions the operational infrastructure they need to build sustainable cannabis banking programs.”

Those themes will be central to Safe Harbor’s educational sessions throughout the conference. Mr. Mendez’s featured breakout session, “Scaling Cannabis Banking Programs: Operational Models That Work,” will provide attendees with practical frameworks for building, operating and scaling cannabis banking programs while maintaining regulatory compliance.

Mr. Mendez will also participate in a panel discussion on cannabis lending, where he will discuss how financial institutions can expand existing cannabis banking relationships through innovative lending strategies and participation models. The discussion will examine how institutions can retain more deposits, deepen client relationships and better meet the borrowing needs of cannabis businesses while managing risk responsibly.

Conference attendees are invited to visit the Safe Harbor team throughout CBX to learn more about the Company's operating model, flexible engagement options and expanding portfolio of operational infrastructure, banking and lending solutions for financial institutions.

Conference Participation Details:

  • Wednesday, July 15:
    • Fireside Chat: 9:45 to 10 a.m. MDT, Main Ballroom. Moderated by Erin O'Donnell, ACB Founding Partner.
    • Conference Panel: “Lending to CRBs - Current Practices, Recommendations and Cautionary Warnings”: 10:45 to 11:25 a.m. MDT, Main Ballroom. Moderated by Michael Beird, ACB Founding Partner. Panelists include Ted Robinson of CTrust, Stacy Litke of Green Check and Chris Van Dyck of Cogent Law.
  • Thursday, July 16:
    • Breakout Session: “Scaling Cannabis Banking Programs - Operational Models That Work”: 2:15 to 2:55 p.m. MDT, Sierra Blanca Room. Moderated by Jennifer Makris.

CBX brings together compliance leaders, financial institution executives, operations professionals and cannabis banking specialists to discuss the practical and regulatory challenges of building and sustaining compliant cannabis banking programs.

To learn more about Safe Harbor, visit shfinancial.org.

About Safe Harbor:Safe Harbor is a cannabis-exclusive financial platform delivering smarter banking, lending, payments and business services tailored to how the cannabis industry actually operates. As one of the original pioneers of compliant financial operations support and cannabis banking consulting in the U.S., Safe Harbor has assisted in the processing of more than $36 billion in cannabis-related depository funds across 41 states and territories. Through its proprietary Cannabis Banking Solutions™ Platform and network of regulated financial institution partners, Safe Harbor empowers cannabis operators to gain clarity, control and confidence in their financial operations. From daily banking to long-term growth, Safe Harbor provides real solutions and personal support — built exclusively for cannabis. Safe Harbor is a financial technology company, not a bank. Banking services are provided by our partner financial institutions. For more information, visit shfinancial.org.

Cautionary Statement Regarding Forward-Looking Statements:
Certain information contained in this press release may contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Statements other than statements of historical facts included herein may constitute forward-looking statements and are not guarantees of future performance or results and involve a number of risks and uncertainties. Forward-looking statements may include, but are not limited to, statements with respect to trends in the cannabis industry, including proposed changes in U.S. and state laws, rules, regulations and guidance relating to Safe Harbor’s services; Safe Harbor’s growth prospects and Safe Harbor’s market size; Safe Harbor’s projected financial and operational performance, including relative to its competitors and historical performance; success or viability of new product and service offerings Safe Harbor may introduce in the future; the impact volatility in the capital markets, which may adversely affect the price of Safe Harbor’s securities; the outcome of any legal proceedings that have been or may be brought by or against Safe Harbor; and other statements regarding Safe Harbor’s expectations, hopes, beliefs, intentions or strategies regarding the future. In addition, any statements that refer to projections, forecasts or other characterizations of future events or circumstances, including any underlying assumptions, are forward-looking statements. The words “anticipate,” “believe,” “continue,” “could,” “estimate,” “expect,” “intends,” “outlook,” “may,” “might,” “plan,” “possible,” “potential,” “predict,” “project,” “should,” “would,” and similar expressions may identify forward-looking statements, but the absence of these words does not mean that a statement is not forward-looking. Forward-looking statements are predictions, projections and other statements about future events that are based on current expectations and assumptions and, as a result, are subject to risks and uncertainties. Actual results may differ materially from those in the forward-looking statements as a result of a number of factors, including those described from time to time in Safe Harbor’s filings with the U.S. Securities and Exchange Commission. Safe Harbor undertakes no duty to update any forward-looking statement made herein. All forward-looking statements speak only as of the date of this press release.

Safe Harbor Investor Relations Contact:
ir@SHFinancial.org

Safe Harbor Media Relations Contact:
safeharbor@kcsa.com


FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What is Safe Harbor (NASDAQ: SHFS) presenting at the July 2026 ACB Cannabis Banking eXperience Conference?

Safe Harbor is presenting its Safe Harbor Institutional Infrastructure-as-a-Service operating model for cannabis banking. According to Safe Harbor, this IaaS model helps financial institutions build, operate and scale compliant cannabis banking programs using operational infrastructure, proven workflows and experienced personnel.

When and where will Safe Harbor (SHFS) introduce its cannabis banking IaaS model?

Safe Harbor will introduce its cannabis banking IaaS model at the ACB Cannabis Banking eXperience Conference on July 15–16, 2026, in Albuquerque, New Mexico. According to Safe Harbor, the company is the event’s Official Cannabis Banking Solutions Sponsor.

What topics will CEO and CFO Terry Mendez of Safe Harbor (SHFS) cover at CBX 2026?

Terry Mendez will discuss operational execution, commercial lending strategies and infrastructure for scalable cannabis banking. According to Safe Harbor, his sessions include a breakout on “Scaling Cannabis Banking Programs: Operational Models That Work” and participation in a cannabis lending panel.

How does Safe Harbor’s Institutional IaaS model support cannabis banking programs for SHFS partner institutions?

Safe Harbor’s Institutional IaaS model provides operational infrastructure, experienced personnel, workflows and documentation practices. According to Safe Harbor, this approach is designed to help financial institutions run cannabis banking programs efficiently, sustainably and under regulatory scrutiny, complementing software-based compliance tools.

What sessions involving Safe Harbor (NASDAQ: SHFS) are scheduled at the July 2026 CBX conference?

According to Safe Harbor, conference participation includes a July 15 fireside chat, a panel on “Lending to CRBs,” and a July 16 breakout session on scaling cannabis banking programs. These events focus on compliant operations, lending strategies and program growth.

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