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GoTu and SoFi at Work Join Forces to Advance Financial Well-Being in Dentistry

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(Neutral)
Rhea-AI Sentiment
(Very Positive)
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GoTu partnered with SoFi at Work to give eligible GoTu dental professionals in-app access to SoFi's financial-wellness tools. The private partnership offers student loan refinancing discounts or cash welcome bonuses, potential lower-rate personal loans, and financial literacy resources via a secure SoFi portal embedded in the GoTu ecosystem. The move follows GoTu's recent $45 million growth investment and highlights its scale: more than 500,000 dental shifts filled across 44 states and Washington, D.C. The program aims to help clinicians manage debt, plan long-term, and improve financial stability while supporting GoTu’s staffing platform growth.

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Positive

  • $45 million growth investment underscores capital backing
  • Platform scale: 500,000 dental shifts filled across 44 states
  • Exclusive in-app access to SoFi at Work financial tools
  • Offers student loan refinancing discounts and potential lower-rate loans

Negative

  • None.

News Market Reaction

-2.45%
1 alert
-2.45% News Effect

On the day this news was published, SOFI declined 2.45%, reflecting a moderate negative market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Growth investment: $45 million Dental shifts filled: 500,000 shifts States covered: 44 states +2 more
5 metrics
Growth investment $45 million Recent growth investment in GoTu referenced alongside the partnership
Dental shifts filled 500,000 shifts Total dental shifts GoTu reports having filled since founding
States covered 44 states Geographic reach of GoTu’s marketplace plus Washington, D.C.
Current share price $26.13 SOFI price prior to publication of the GoTu partnership news
52-week range $8.60 – $32.73 SOFI trading about 20.16% below its 52-week high before this news

Market Reality Check

Price: $22.08 Vol: Volume 40,275,138 is slig...
normal vol
$22.08 Last Close
Volume Volume 40,275,138 is slightly below 20-day average 44,447,679 (relative 0.91x) ahead of this partnership news. normal
Technical Shares at $26.13 are trading above the 200-day MA $22.03, indicating a pre-news uptrend.

Peers on Argus

SOFI was down 1.17% while key peers were mixed: SYF +1.25%, PYPL +0.15%, OMF +0....

SOFI was down 1.17% while key peers were mixed: SYF +1.25%, PYPL +0.15%, OMF +0.60%, ALLY -0.18%, COF -0.66%. Pre-news action points to stock-specific factors rather than a unified sector move.

Historical Context

5 past events · Latest: Jan 14 (Positive)
Pattern 5 events
Date Event Sentiment Move Catalyst
Jan 14 Employee benefit initiative Positive -1.7% Employer match of federal pilot contributions to children’s investment accounts.
Jan 02 Earnings call scheduling Neutral +4.9% Announcement of Q4 and full-year 2025 results release and conference call.
Dec 18 Stablecoin launch Positive +4.0% Launch of SoFiUSD fully reserved stablecoin for financial infrastructure partners.
Dec 16 Podcast launch Positive +2.9% Debut of Culture & Capital podcast focused on early-stage investing education.
Dec 10 Card product launch Positive +1.0% Introduction of SoFi Smart Card combining banking features and rewards.
Pattern Detected

Recent SoFi headlines about product launches and strategic initiatives generally coincided with positive next-day moves, with one notable divergence on an employee benefits announcement.

Recent Company History

Over the last few months, SoFi announced several initiatives: the SoFi Smart Card launch with high cash-back and APY features on December 10, 2025, a new investing-focused podcast on December 16, 2025, and the SoFiUSD fully reserved stablecoin on December 18, 2025. It also scheduled its Q4 2025 and full-year 2025 earnings call for January 30, 2026 and revealed an internal children’s investment account matching program on January 14, 2026. Most of these updates were followed by positive price reactions, framing today’s GoTu partnership within a pattern of expanding financial wellness and product offerings.

Regulatory & Risk Context

Active S-3 Shelf
Shelf Active
Active S-3 Shelf Registration 2025-07-29

SoFi has an active S-3ASR shelf registration dated 2025-07-29, effective through 2028-07-29, with at least one usage indicated by a 424B3 offering filed on 2025-12-05. This provides the company flexibility to issue securities as disclosed in its shelf filings.

Market Pulse Summary

This announcement highlights SoFi at Work expanding into dentistry through GoTu’s marketplace, offer...
Analysis

This announcement highlights SoFi at Work expanding into dentistry through GoTu’s marketplace, offering student loan refinancing incentives, personal loan access and financial education tools to dental professionals. It follows other SoFi initiatives such as new card products, stablecoin infrastructure and employee-focused benefits, reinforcing a multi-channel strategy around financial wellness. Investors may watch adoption levels within GoTu’s user base and future disclosures on workplace partnerships and capital deployment under existing registration statements.

Key Terms

student loan refinancing
1 terms
student loan refinancing financial
"Benefits include:Exclusive student loan refinancing discounts or cash welcome bonuses"
Student loan refinancing is the process of replacing an existing student loan with a new loan—typically from a private lender—at a different interest rate or term, similar to trading in a car loan for one with a better monthly payment. It matters to investors because widespread refinancing can change household cash flow and credit behavior, affect demand for consumer lending products, and alter the risk and returns of loan-backed investments that track education-related debt.

AI-generated analysis. Not financial advice.

Partnership provides exclusive financial tools to help dental professionals manage debt and plan for the future

MIAMI, Jan. 20, 2026 /PRNewswire/ -- GoTu Technology, the nation's leading dental talent marketplace, announced today a new partnership with SoFi, the one-stop shop for digital finance services, to bring the financial well-being resources of SoFi at Work directly to GoTu professionals.

Through this private partnership, eligible GoTu users can gain access to enhanced financial support designed to help them better manage debt, build long-term stability, and achieve personal and career goals.

"At GoTu, we're committed to supporting professionals not only in their careers but in their overall wellbeing," said Edward Thomas, Co-Founder and Co-CEO of GoTu. "Partnering with SoFi at Work allows us to provide meaningful financial resources that help our professionals reduce debt, plan for the future, and thrive both personally and professionally."

All benefits are delivered through a secure SoFi at Work portal accessible within the GoTu ecosystem. This offering is available exclusively to GoTu professionals in-app. Benefits include:

  • Exclusive student loan refinancing discounts or cash welcome bonuses
  • Possible lower-rate personal loans compared to standard market rates
  • Comprehensive financial literacy tools and educational resources

Cary Gahm, Co-Founder and Co-CEO of GoTu, added: "Financial wellness has become an essential expectation for today's workforce — not an optional perk. By integrating SoFi at Work's resources directly into the GoTu platform, we're giving dental professionals the tools to feel confident, supported, and empowered in both their careers and personal lives."

"Our collaboration with GoTu represents an important step forward in SoFi's mission to help people achieve financial independence to reach their ambitions." said Sarah McLemore, Senior Director, Business Lead for SoFi at Work. "By integrating our financial wellness tools directly into the GoTu platform, we're empowering dental professionals across the country to take charge of their finances, reduce stress, and build stronger financial futures."

This announcement builds on GoTu's recent $45 million growth investment to modernize dental staffing, underscoring the company's momentum and commitment to redefining how dentistry works. Since its founding, GoTu has filled more than 500,000 dental shifts across 44 states and Washington, D.C., giving practices seamless access to verified professionals while empowering clinicians with flexibility and control.

About GoTu
GoTu (formerly TempMee) is a pioneering, technology-driven workforce solution and skill-sharing marketplace serving the dental industry. The platform allows dental offices to contract directly with registered dental hygienists, dental assistants, and associate dentists to fill both short-term and permanent positions. Launched in 2019, GoTu has filled more than 500,000 shifts nationwide, empowering dental professionals with flexibility and control while ensuring practices can deliver exceptional patient care. Miami-based GoTu has grown from a bootstrapped startup to an institutional investor-backed powerhouse with 120+ team members. For more information, visit www.gotu.com.

About SoFi
SoFi Technologies (NASDAQ: SOFI) is a one-stop shop for digital financial services on a mission to help people achieve financial independence to realize their ambitions. Over 12.6 million members trust SoFi to borrow, save, spend, invest, and protect their money – all in one app – and get access to financial planners, exclusive experiences, and a thriving community. Fintechs, financial institutions, and brands use SoFi's technology platform Galileo to build and manage innovative financial solutions across nearly 160 million global accounts. For more information, visit www.sofi.com or download our iOS and Android apps.

About SoFi at Work
SoFi at Work is a leading financial wellness platform that helps employers support their workforce with benefits in their journey toward financial independence. SoFi at Work programs reduce employee financial stress and boost retention by offering flexible solutions including personal, home and student loans, emergency savings, financial planning tools, and exclusive product perks. Visit sofi.com/sofi-at-work to learn more.

©2025 SoFi Technologies, Inc. All rights reserved.

Cision View original content to download multimedia:https://www.prnewswire.com/news-releases/gotu-and-sofi-at-work-join-forces-to-advance-financial-well-being-in-dentistry-302665480.html

SOURCE GoTu

FAQ

What did GoTu announce about its partnership with SoFi at Work on January 20, 2026?

GoTu announced a private partnership giving eligible GoTu professionals in-app access to SoFi at Work financial-wellness tools.

How will the SoFi at Work benefits be delivered to GoTu users (SOFI)?

Benefits are delivered via a secure SoFi at Work portal embedded inside the GoTu app and ecosystem.

Which financial benefits does the GoTu and SoFi at Work partnership offer to dental professionals?

Offers potential student loan refinancing discounts or cash welcome bonuses, possible lower-rate personal loans, and financial literacy resources.

Is the SoFi at Work offering available to all GoTu users immediately?

The offering is available exclusively to eligible GoTu professionals through the in-app portal; eligibility details were not specified.

How does this partnership relate to GoTu’s recent financing and scale (SOFI)?

The announcement comes after GoTu’s $45 million growth investment and follows its track record of filling 500,000 dental shifts across 44 states and Washington, D.C.
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