SoFi director awarded 13,993 RSUs in stock grant

Borden William A. reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Borden William A. reported acquisition or exercise transactions in this Form 4 filing.

SoFi Technologies, Inc. reported that director William A. Borden received a grant of 13,993 restricted stock units (RSUs) on July 14, 2026. Each RSU is a contingent right to receive one share of common stock for no consideration and will vest at the earlier of the next annual shareholder meeting after July 14, 2026 or the 12 month anniversary of the Vesting Commencement Date. Following this award, Borden directly holds 13,993 RSUs representing the same number of underlying common shares.

Insider Trade Summary

Grant/Award: 13,993 shares

Grant/Award 1 txn

Insider Borden William A.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Unit F1, F2	13,993	--	--

Holdings After Transaction: Restricted Stock Unit — 13,993 contracts (Direct)

Footnotes (2)

1. F1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.
2. F2. Reflects a grant of RSUs to Reporting Person, a director of the Issuer, which will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after July 14, 2026 (the "Vesting Commencement Date") or (ii) the 12 month anniversary of the Vesting Commencement Date.

Key Figures

RSUs granted: 13,993 units Underlying common shares: 13,993 shares Post-transaction RSU holdings: 13,993 units +1 more

4 metrics

RSUs granted 13,993 units Grant of restricted stock units to director William A. Borden on 2026-07-14

Underlying common shares 13,993 shares Each RSU represents a contingent right to receive one share of common stock upon settlement

Post-transaction RSU holdings 13,993 units Total restricted stock units held directly by Borden following the award

Vesting period 12 months RSUs vest at the earlier of the next annual shareholder meeting after July 14, 2026 or the 12 month anniversary of the Vesting Commencement Date

Key Terms

Restricted Stock Unit, contingent right, Vesting Commencement Date, annual shareholder meeting

4 terms

Restricted Stock Unit financial

"Each Restricted Stock Unit represents a contingent right to receive one share"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

contingent right financial

"represents a contingent right to receive one share of the issuer's common stock"

Vesting Commencement Date financial

"the next annual shareholder meeting after July 14, 2026 is the Vesting Commencement Date"

The vesting commencement date is the starting point when an employee begins earning ownership rights to their promised benefits, such as stock options or retirement contributions. Think of it like the day a savings account is opened—only after this date do the benefits start to grow and become fully available over time. It matters to investors because it marks when the clock begins ticking toward full ownership, affecting the timing and value of these benefits.

annual shareholder meeting financial

"will vest at the earlier of the next annual shareholder meeting or the 12 month anniversary"

A yearly gathering where a company’s owners (shareholders) and its leaders meet to review performance, approve key decisions like electing directors, and vote on issues such as executive pay or major policy changes. Think of it as an annual town hall for people who own part of the business: investors use it to ask questions, influence direction through votes, and gauge management’s plans and transparency, all of which can affect the stock’s outlook.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did SoFi (SOFI) report for William A. Borden?

SoFi reported that director William A. Borden received a grant of 13,993 restricted stock units on July 14, 2026. The RSUs are a compensation-related award, not an open-market purchase, and are settled in common stock when they vest.

How many SoFi (SOFI) shares could William A. Borden receive from this RSU grant?

The grant covers 13,993 restricted stock units, each representing a contingent right to receive one share of SoFi common stock. If all RSUs vest and settle, Borden would receive 13,993 shares, subject to any applicable tax withholding at settlement.

When do William A. Borden’s SoFi (SOFI) RSUs vest?

The RSUs will vest at the earlier of the next annual shareholder meeting after July 14, 2026 or the 12 month anniversary of the Vesting Commencement Date. Vesting must occur on one of these two schedule alternatives, as described in the award terms.

Is the SoFi (SOFI) RSU grant to William A. Borden a market purchase of stock?

No. The filing characterizes the event as a grant or award acquisition of restricted stock units, with no transaction price per share. Each RSU converts into one share for no consideration upon settlement, rather than being bought in the open market.

What is William A. Borden’s RSU holding in SoFi (SOFI) after this transaction?

After the grant, Borden directly holds 13,993 restricted stock units, representing 13,993 underlying shares of SoFi common stock. These holdings reflect only this reported award and are subject to the vesting conditions outlined in the grant’s terms.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 07/27/2026 - 07:02 PM Accepted by SEC EDGAR 07/27/2026 - 07:01 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Borden William A.

(Last) (First) (Middle)

234 1ST STREET

C/O SOFI TECHNOLOGIES, INC.

(Street)

SAN FRANCISCO CALIFORNIA 94105

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	07/14/2026		A		13,993		(2)	(2)	Common Stock	13,993	(1)	13,993	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.

2. Reflects a grant of RSUs to Reporting Person, a director of the Issuer, which will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after July 14, 2026 (the "Vesting Commencement Date") or (ii) the 12 month anniversary of the Vesting Commencement Date.

Remarks:

	/s/ Sara C. Thompson, Attorney-in-Fact	07/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)