LendingTree Applauds the House of Representatives for Passage of the Housing for the 21st Century Act, Highlighting Need for Modernized, Affordable Housing Policy

Rhea-AI Summary

LendingTree (NASDAQ:TREE) praised the House passage of the Housing for the 21st Century Act on Feb. 10, 2026, calling the bipartisan bill a step toward modernizing federal housing policy, increasing supply, and improving affordability for American families.

The company highlighted the Act's focus on updating regulations, promoting construction innovation, and reducing barriers to expand access to safe, affordable housing while urging consumer-centered implementation.

Market Reality Check

Price: $45.71 Vol: Volume 538,637 is 1.33x t...

normal vol

$45.71 Last Close

Volume Volume 538,637 is 1.33x the 20-day average of 403,853, indicating elevated trading activity before this policy-focused release. normal

Technical Shares at $45.71 are trading below the 200-day MA of $52.74, about 40.9% below the 52-week high and 36.45% above the 52-week low.

Peers on Argus

TREE was down 3.69% while only one momentum peer, RILY, showed notable downside ...

1 Down

TREE was down 3.69% while only one momentum peer, RILY, showed notable downside at -4.61%. Other close peers like HTH, VOYA, FRHC, and ATLC were modestly up, suggesting TREE’s weakness was more stock-specific than sector-driven.

Historical Context

5 past events · Latest: Jan 21 (Neutral)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Jan 21	Earnings date notice	Neutral	+3.2%	Announcement of upcoming Q4 2025 earnings release and conference call timing.
Jan 09	Management changes	Positive	-6.5%	Promotion of Ian Smith to COO and Laura Nelson to Head of Insurance.
Jan 07	Conference appearance	Neutral	-1.7%	Participation in the 28th Annual Needham Growth Conference with investor meetings.
Nov 10	Innovation award	Positive	+2.8%	Newzip winning LendingTree’s 2025 Innovation Challenge at the Lender Summit.
Oct 30	Q3 2025 earnings	Positive	+6.3%	Reported Q3 2025 revenue growth, profitability, and updated 2025 guidance details.

Pattern Detected

News reactions have been mixed: strong operating results and product/innovation news tended to see positive moves, while management changes and some neutral events drew negative reactions.

Recent Company History

Over the last few months, TREE’s news flow has centered on operations, leadership, and performance. The company reported stronger Q3 2025 results on Oct 30, 2025, with the stock rising 6.32%. Innovation and ecosystem news, such as the Newzip Innovation Challenge win on Nov 10, 2025, also coincided with gains. By contrast, leadership changes in early Jan 2026 saw a -6.5% move. This policy-oriented statement fits the broader narrative of TREE positioning around housing and consumer finance but has not consistently driven upside historically.

Market Pulse Summary

This announcement highlights TREE’s public support for federal housing reforms through the Housing f...

Analysis

This announcement highlights TREE’s public support for federal housing reforms through the Housing for the 21st Century Act, emphasizing expanded supply and affordability. In recent quarters, TREE’s story has also included leadership transitions, governance updates, and stronger Q3 2025 operating results. Together, these developments frame a company positioning itself around housing market access and financial stability, while investors may focus on how future earnings and regulatory changes translate into marketplace volumes and profitability.

AI-generated analysis. Not financial advice.

Legislation aims to expand housing supply, modernize federal housing programs and improve affordability for American families

CHARLOTTE, N.C., Feb. 10, 2026 /PRNewswire/ -- LendingTree, Inc. (NASDAQ: TREE), one of the nation's largest online financial marketplaces, commends the House of Representatives for passing the Housing for the 21st Century Act, bipartisan legislation introduced to modernize federal housing policy, increase housing supply, and improve affordability for consumers across the country.

The Housing for the 21st Century Act seeks to address long-standing structural challenges in the U.S. housing market by updating outdated regulations, promoting innovation in housing construction, and expanding access to safe, affordable housing options. As housing costs continue to rise faster than incomes in many communities, LendingTree believes thoughtful, forward-looking policy solutions are essential to help more families achieve sustainable homeownership or secure affordable rental housing.

"Access to affordable housing is foundational to financial stability and economic mobility," said Scott Peyree, Chief Executive Officer of LendingTree. "The Housing for the 21st Century Act represents an important step toward aligning housing policies with today's economic realities by encouraging supply growth, reducing unnecessary barriers, and supporting innovation. We commend lawmakers for focusing on practical solutions that can help consumers navigate an increasingly challenging housing market."

LendingTree believes that robust competition is essential to deliver better outcomes for consumers, driving lower costs, greater transparency, and more choice across the housing and financial services markets. When competition thrives, consumers are empowered to compare options, access innovative products, and make informed decisions that best fit their financial needs. The Housing for the 21st Century Act aligns with these principles by encouraging policies that expand housing supply, reduce unnecessary regulatory barriers, and promote innovation. Thus, creating a more competitive, efficient marketplace. By modernizing outdated frameworks and supporting a broader range of housing solutions, the Act helps foster an environment where competition can flourish, ultimately benefiting consumers through improved affordability and access to housing.

"As Congress considers this legislation, it's critical to keep consumers at the center of the conversation," Peyree added. "Policies that responsibly expand housing supply and modernize outdated frameworks can help more Americans make smarter financial decisions and achieve greater housing security. We enthusiastically support this legislation and applaud the House of Representatives for passing it."

About LendingTree, Inc.

LendingTree, Inc. is the parent of LendingTree, LLC and several companies owned by LendingTree, LLC (collectively, "LendingTree" or the "Company").

LendingTree (NASDAQ: TREE) is one of the nation's largest, most experienced online financial platforms, created to give consumers the power to win financially. LendingTree provides customers with access to the best offers on loans, credit cards, insurance and more through its network of over 430 financial partners. Since its founding, LendingTree has helped millions of customers obtain financing, save money, and improve their financial and credit health in their personal journeys. With a portfolio of innovative products and tools and personalized financial recommendations, LendingTree helps customers achieve everyday financial wins.

LendingTree, Inc. is headquartered in Charlotte, NC. For more information, please visit www.lendingtree.com.

MEDIA CONTACT:
press@lendingtree.com

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SOURCE LendingTree, Inc.

FAQ

What did LendingTree (TREE) say about the Housing for the 21st Century Act passed Feb. 10, 2026?

LendingTree applauded the House passage and described the Act as a step to modernize housing policy. According to the company, the bill aims to increase housing supply, update regulations, promote construction innovation, and improve affordability for consumers nationwide.

How does the Housing for the 21st Century Act affect housing supply, according to LendingTree (TREE)?

LendingTree says the Act encourages policies that expand housing supply and reduce unnecessary regulatory barriers. According to the company, these measures are intended to support innovation in construction and create more affordable housing options for American families.

Why does LendingTree (TREE) believe competition matters for housing and financial markets?

LendingTree argues robust competition lowers costs and increases transparency for consumers. According to the company, a competitive marketplace helps borrowers compare options, access innovative products, and make better financial decisions related to housing.

Will LendingTree (TREE) support the Housing for the 21st Century Act as it moves in Congress?

LendingTree stated it enthusiastically supports the Act and urges consumer-focused implementation as the bill advances. According to the company, policies should responsibly expand supply and modernize frameworks to improve housing security for Americans.

What consumer outcomes does LendingTree (TREE) expect if the Housing for the 21st Century Act becomes law?

LendingTree expects improved affordability, greater access to housing, and more informed consumer choices. According to the company, modernized policies and increased supply should help families achieve sustainable homeownership or secure affordable rental housing.