Welcome to our dedicated page for Arbor Realty Trust SEC filings (Ticker: ABR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Arbor Realty Trust, Inc. (NYSE: ABR) SEC filings page on Stock Titan provides direct access to the company’s regulatory disclosures as a Maryland-incorporated real estate investment trust and direct lender. Arbor files current reports on Form 8-K, annual reports on Form 10-K, quarterly reports on Form 10-Q and other documents that describe its financial condition, capital structure and governance.
In its Form 8-K filings, Arbor reports material events such as earnings releases, collateralized securitization transactions, senior unsecured note offerings, and changes in its board of directors. For example, the company has filed 8-Ks describing the issuance of senior notes due 2028 and 2030 through its subsidiary Arbor Realty SR, Inc., the closing of a commercial real estate mortgage loan securitization, and the retirement and appointment of directors. These filings often summarize key terms of indentures, covenants, redemption provisions and change of control protections.
Arbor’s periodic reports provide detail on its Agency Business and Structured Business, loan and investment portfolio, fee-based servicing portfolio, CECL allowances, non-performing loans and debt that finances its real estate-related assets. Investors can also review disclosures on Fannie Mae loss-sharing obligations, securitization structures, and the company’s status as a rated issuer by Standard & Poor’s and Fitch Ratings.
On Stock Titan, each new Arbor filing from the SEC’s EDGAR system is captured and listed in chronological order. AI-powered summaries help explain lengthy documents by highlighting core topics such as segment performance, credit quality, liquidity, leverage and key contractual terms in note and securitization agreements. Users can quickly scan 10-K and 10-Q discussions, 8-K event descriptions and exhibits, and then drill into the full text when more detail is needed, including information relevant to debt investors, equity holders and other market participants.
Arbor Realty Trust reported significantly lower results for the fourth quarter and full year 2025 but continued to grow its lending and servicing platforms. Fourth quarter net income was $14.6 million, or $0.07 per diluted common share, down from $59.8 million, or $0.32, a year earlier. Full year net income was $107.4 million, or $0.56 per diluted share, compared with $223.3 million, or $1.18, for 2024.
Distributable earnings for the quarter were $41.2 million, or $0.19 per diluted share, versus $81.6 million, or $0.40, a year earlier; for the full year they were $223.6 million, or $1.07, compared with $358.0 million, or $1.74. The board declared a quarterly cash dividend of $0.30 per common share for the quarter ended December 31, 2025.
Operationally, Arbor originated $1.63 billion of agency loans and $1.10 billion of structured loans in the quarter, and its fee-based servicing portfolio reached $36.20 billion of unpaid principal balance at December 31, 2025. The structured loan and investment portfolio had unpaid principal of $12.11 billion with a weighted average current pay rate of 6.49%. The company issued $400 million of 8.50% senior unsecured notes due 2028 and, over the year, issued $900.0 million of senior unsecured notes, repaid $557.5 million of unsecured debt and added approximately $340 million of liquidity, while also unwinding several CLO vehicles to generate additional liquidity.
ARBOR REALTY TRUST INC executive Jeff Lee filed an initial statement of beneficial ownership of securities. The Form 3 identifies him as EVP, Head of Agency Lending and reports holdings of common stock with total shares beneficially owned following the reported information shown as 0.0000.
Arbor Realty Trust executive Yonatan C. Goodman filed an initial ownership report showing he directly holds 13,500 shares of common stock. This Form 3 filing reflects his stake as EVP and COO and does not disclose any specific recent purchase or sale transactions.
Arbor Realty Trust appointed Yoni Goodman as Executive Vice President and Chief Operating Officer, effective February 17, 2026, under a new five-year employment agreement that can automatically extend for another five years. Goodman previously held senior roles at Green Pine Real Estate and Meridian Capital Group.
The agreement provides a $1,000,000 annual base salary and eligibility for annual cash bonuses with threshold, target and maximum opportunities of $1,500,000, $3,000,000 and $4,500,000, with at least $2,000,000 for 2026. Beginning in 2027, he is expected to receive annual equity awards of at least $1,000,000 in restricted stock, generally vesting over three years.
Goodman is also eligible for a multi-year performance equity package for 2026–2030, including up to $20,000,000 in restricted stock tied to new business volume and $5,000,000 of performance-based RSUs linked to total shareholder return. The agreement includes severance, vesting and COBRA benefits upon certain terminations, all conditioned on compliance with restrictive covenants.
Arbor Realty Trust, Inc. insider Ivan Kaufman reported beneficial ownership of 15,143,777 shares of common stock, representing 7.2% of the class as of the event date 12/31/2025. This filing reflects his position as a significant shareholder in the company.
Kaufman has sole voting and dispositive power over 2,123,977 shares and shared voting and dispositive power over 13,019,800 shares. The ownership includes shares held directly by him, by IK Main LLC (wholly owned and managed by Kaufman), and by Arbor Commercial Mortgage.
Arbor Commercial Mortgage, LLC reported beneficial ownership of 13,019,800 shares of Arbor Realty Trust, Inc. common stock, representing 6.2% of the outstanding class as of December 31, 2025. All of these shares are held with shared voting and shared dispositive power, with no sole voting or dispositive authority.
The filing states that Ivan Kaufman beneficially owns these 13,019,800 shares because of his direct and indirect ownership interest in Arbor Commercial Mortgage, LLC. The Schedule 13G indicates that ownership remains above the 5% reporting threshold and confirms no change to a smaller, non-reportable position.
Arbor Realty Trust, Inc. reported a planned board transition. On December 29, 2025, longtime director Joseph Martello, who has served since 2003, notified the company of his decision to retire and resign from the Board of Directors effective December 31, 2025. The company states that his resignation did not result from any disagreement regarding operations, policies, or practices.
To fill the resulting vacancy, the Board elected John Natalone as a Class II director on January 5, 2026. His appointment was not made pursuant to any arrangement or understanding with another person. The Board determined that he is not independent under applicable stock exchange listing standards and has not appointed him to any board committees. His director compensation will follow the existing program described in Arbor Realty Trust’s April 17, 2025 proxy statement.
Arbor Realty Trust, Inc. disclosed that subsidiary Arbor Realty SR, Inc. has issued and sold $400 million of 8.50% Senior Notes due December 15, 2028 in a private offering. The notes are senior unsecured obligations of the subsidiary and are fully and unconditionally guaranteed on a senior unsecured basis by the parent. Interest is payable at 8.50% per year on June 15 and December 15, beginning on June 15, 2026.
The company intends to use a portion of the net proceeds to refinance, redeem or otherwise repay its remaining outstanding 7.75% Senior Notes due 2026 and 5.00% Senior Notes due 2026, with any remainder for general corporate purposes. Before September 15, 2028, the issuer may redeem the notes at a make-whole price, or up to 40% at 108.500% using proceeds of certain equity offerings; on and after that date, it may redeem at 100% plus accrued interest. The notes include covenants on unencumbered assets, additional indebtedness and major transactions, customary events of default, and a requirement to offer to repurchase at 101% if a defined Change of Control Triggering Event occurs. The securities were sold only to qualified institutional buyers under Rule 144A and to non-U.S. persons under Regulation S and are not registered under the Securities Act.
Arbor Realty Trust, Inc. reported that its subsidiary, Arbor Realty SR, Inc., has priced an offering of $400 million aggregate principal amount of 8.50% Senior Notes due 2028 in a private transaction. The Notes are being offered to qualified institutional buyers under Rule 144A and to certain non-U.S. persons under Regulation S. The company states that the Notes and their related guarantee are not registered under U.S. securities laws and may only be sold under applicable exemptions. A press release detailing the pricing was issued on December 11, 2025.
Arbor Realty Trust director reports stock purchase and RSU dividend equivalents. Director William C. Green bought 12,800 shares of Arbor Realty Trust common stock on November 28, 2025 in an open market purchase at an average price of $9.02 per share, bringing his directly held stake to 205,418 shares.
On November 26, 2025, he also received 1,476 fully vested restricted stock units (RSUs) as a dividend equivalent on his existing RSUs, with 45,904 derivative securities beneficially owned afterward. He has elected to defer receipt of the underlying common stock until his board service ends or an earlier change in control, under a pre-established deferral election.