ACNB declares $0.75 special dividend for Q4 2026
The regular payout is 9.5% higher than the prior quarter, and both declared distributions share the same December payment date.
Sentiment and the balance of points
Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.
Form Type
8-K
Rhea-AI Filing Summary
ACNB Corporation declared a fourth-quarter 2026 regular cash dividend of $0.46 per share and a special cash dividend of $0.75 per share on its common stock. Together, the two dividends total $1.21 per share. Both are payable on December 15, 2026, to shareholders of record as of December 1, 2026.
The regular quarterly dividend is a 9.5% increase from $0.42 per share paid in the prior quarter. Including these declarations, ACNB says its total cash dividends for 2026 will be $2.93 per share—$1.68 regular and $1.25 special—approximately 112% above the $1.38 per share paid in 2025.
1 point · 0 major0 major · 0 points
How this balance works
Rhea-AI gives every point it takes from this document a weight. Minor counts 1, Moderate 3 and Major 9, so one Major point outweighs several Minor ones. The bar adds up the weights on each side, and when neither side holds more than 65% of the total the balance reads Mixed.
It reads the document as published, with the same rules for every company, and it does not look at what the market expected or at how the stock traded, so a point can be objectively good on a day the stock falls.
Rhea-AI Sentiment measures something else, the tone of the wording.
Positive
- Moderate pointRegular quarterly dividend rises 9.5% to $0.46 per share.
Negative
- None.
8-K Event Classification
2 items: 8.01, 9.01
2 items
Item 8.01
Other Events
Other
Voluntary disclosure of events the company deems important to shareholders but not covered by other items.
Item 9.01
Financial Statements and Exhibits
Exhibits
Financial statements, pro forma financial information, or exhibit attachments filed with this report.
Key Figures
Regular quarterly dividend: $0.46 per share
Prior-quarter regular dividend: $0.42 per share
Regular dividend increase: 9.5%
+4 more
7 metrics
Regular quarterly dividend
$0.46 per share
Fourth quarter of 2026
Prior-quarter regular dividend
$0.42 per share
Prior quarter
Regular dividend increase
9.5%
Compared with the prior-quarter regular dividend
Special cash dividend
$0.75 per share
Fourth quarter of 2026
Combined regular and special dividends
$1.21 per share
Fourth quarter of 2026
Total cash dividends
$2.93 per share
2026 total, including declared dividends
Annual dividend increase
Approximately 112%
2026 total compared with $1.38 per share paid in 2025
Key Terms
regular quarterly cash dividend, special cash dividend, shareholders of record
3 terms
regular quarterly cash dividend financial
"the regular quarterly cash dividend of $0.46 per share"
A regular quarterly cash dividend is a set amount of money that a company pays to its shareholders four times a year, usually every three months. It provides investors with a steady income stream and signals that the company is generating consistent profits. For investors, receiving these payments can be a reliable way to earn returns and assess the company's financial stability.
special cash dividend financial
"declared a special cash dividend of $0.75 per share"
A special cash dividend is a one-time, extra cash payment a company gives to its shareholders in addition to its regular dividends, like a bonus check sent out when a business has more cash than usual. It matters to investors because it delivers immediate cash value, can signal that the company has strong short-term cash or limited opportunities to reinvest, and typically reduces the company’s cash reserves and may affect the stock price and tax treatment for recipients.
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
How much is ACNB's fourth-quarter 2026 dividend?
ACNB declared a regular quarterly dividend of $0.46 per share and a special dividend of $0.75 per share, totaling $1.21 per share.
When will ACNB pay its fourth-quarter 2026 dividends?
Both dividends are payable on December 15, 2026, to shareholders of record as of December 1, 2026.
AI-generated analysis. How Rhea-AI works. Not financial advice.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
______________
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
______________
Date of Report (Date of earliest event reported): October 27, 2026
(Exact name of Registrant as specified in its charter)
(State or other jurisdiction of incorporation) | (Commission File Number) | (IRS Employer Identification No.) | ||||||||||||
| (Address of principal executive offices) | (Zip Code) | |||||||
| (Registrant’s telephone number, including area code) | ||||||||
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions (see General Instruction A.2. below):
Indicate by check mark whether the Registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Securities registered pursuant to Section 12(b) of the Act:
| Title Of Each Class | Trading Symbol(s) | Name Of Each Exchange On Which Registered | ||||||
CURRENT REPORT ON FORM 8-K
ITEM 8.01 Other Events
As more fully described in the attached press release dated October 28, 2026, the Board of Directors (“Board”) of ACNB Corporation (“ACNB”) approved and declared the regular quarterly cash dividend for the fourth quarter of 2026 on October 27, 2026. The regular quarterly cash dividend of $0.46 per share of common stock is payable on December 15, 2026, to shareholders of record as of December 1, 2026.
In addition, on October 27, 2026, the Board of ACNB declared a special cash dividend of $0.75 per share of ACNB common stock payable on December 15, 2026, to shareholders of record as of December 1, 2026.
A copy of the press release announcing these actions is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information furnished under this Item 8.01 of this Current Report on Form 8-K shall not be deemed to be filed for purposes of the Securities Exchange Act of 1934.
ITEM 9.01 Financial Statements and Exhibits
(d) Exhibits.
Exhibit Number Description
99.1 ACNB Corporation Press Release dated October 28, 2026.
104 Cover Page Interactive Data File (embedded within the Inline XBRL document).
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned, thereunto duly authorized.
ACNB CORPORATION (Registrant) | |||||||||||
| Dated: | October 28, 2026 | /s/ Kevin J. Hayes | |||||||||
| Kevin J. Hayes | |||||||||||
| Senior Vice President/ | |||||||||||
| General Counsel, Secretary & Chief Governance Officer | |||||||||||
PRESS RELEASE FOR IMMEDIATE RELEASE Contact: Kevin J. Hayes SVP/General Counsel, Secretary & Chief Governance Officer 717.339.5161 khayes@acnb.com ACNB CORPORATION ANNOUNCES FOURTH QUARTER OF 2026 REGULAR AND SPECIAL CASH DIVIDENDS GETTYSBURG, PA, October 28, 2026 --- ACNB Corporation (NASDAQ: ACNB), financial holding company for ACNB Bank and ACNB Insurance Services, Inc., announced today that the Board of Directors has declared both a regular quarterly cash dividend of $0.46 per share and a special cash dividend of $0.75 per share on the Corporation's common stock. The regular quarterly cash dividend of $0.46 per share represents an increase of 9.5% from the quarterly cash dividend of $0.42 per share paid in the prior quarter. Combined with the special cash dividend of $0.75 per share, shareholders will receive total cash dividends of $1.21 per share. Both the regular quarterly cash dividend and the special cash dividend will be payable on December 15, 2026, to shareholders of record as of December 1, 2026. "Our Board's decision to approve both a quarterly dividend increase and a special dividend reflects the exceptional financial strength our Company has demonstrated over the past several years," said James P. Helt, President and Chief Executive Officer of ACNB Corporation. "This marks the second increase to
ACNB Corporation Press Release/Fourth Quarter 2026 Regular and Special Dividends October 28, 2026 Page 2 of 4 our regular dividend and our second special dividend in 2026, underscoring our commitment to delivering meaningful returns to shareholders while maintaining the capital, liquidity, and balance sheet strength necessary to support future growth and continue serving our communities." ACNB Corporation has a long-standing history of providing returns to shareholders through regular cash dividends while maintaining a conservative approach to capital management and supporting future growth opportunities. Including these declared dividends, ACNB Corporation will have paid total cash dividends of $2.93 per share during 2026, consisting of $1.68 in regular cash dividends and $1.25 in special cash dividends. The total amount of dividends that will be paid per share in 2026 represents an increase of approximately 112% over the $1.38 per share paid in 2025. ACNB Corporation, headquartered in Gettysburg, PA, is the independent $3.30 billion financial holding company for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, PA, including its operating divisions Traditions Bank and Traditions Mortgage, and ACNB Insurance Services, Inc., Westminster, MD. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of 33 community banking offices and two Limited Purpose Offices located in the Pennsylvania counties of Adams, Cumberland, Franklin, Lancaster, York, and Berks and the Maryland counties of Baltimore, Carroll and Frederick. ACNB Insurance Services, Inc. is a full-service insurance agency with licenses in 46 states. The agency offers a broad range of property, casualty, health, life and disability insurance serving personal and commercial clients through office locations in Westminster, MD, and Gettysburg, PA. For more information regarding ACNB Corporation and its subsidiaries, please visit investor.acnb.com.
ACNB Corporation Press Release/Fourth Quarter 2026 Regular and Special Dividends October 28, 2026 Page 3 of 4 # # # FORWARD-LOOKING STATEMENTS - In addition to historical information, this press release may contain forward-looking statements. Examples of forward-looking statements include, but are not limited to, (a) projections or statements regarding future earnings, expenses, net interest income, other income, earnings or loss per share, asset mix and quality, growth prospects, capital structure, and other financial terms, (b) statements of plans and objectives of Management or the Board of Directors, and (c) statements of assumptions, such as economic conditions in the Corporation’s market areas. Such forward-looking statements can be identified by the use of forward-looking terminology such as “believes”, “expects”, “may”, “intends”, “will”, “should”, “anticipates”, or the negative of any of the foregoing or other variations thereon or comparable terminology, or by discussion of strategy. Forward- looking statements are subject to certain risks and uncertainties such as national, regional and local economic conditions, competitive factors, and regulatory limitations. Actual results may differ materially from those projected in the forward-looking statements. Such risks, uncertainties, and other factors that could cause actual results and experience to differ from those projected include, but are not limited to, the following: short-term and long-term effects of inflation and rising costs on the Corporation, customers and economy; banking instability caused by bank failures and financial uncertainty of various banks which may adversely impact the Corporation and its securities and loan values, deposit stability, capital adequacy, financial condition, operations, liquidity, and results of operations; effects of governmental and fiscal policies, as well as legislative and regulatory changes; effects of new laws and regulations (including laws and regulations concerning taxes, banking, securities and insurance) and their application with which the Corporation and its subsidiaries must comply; impacts of the capital and liquidity requirements of the Basel III standards; effects of changes in accounting policies and practices, as may be adopted by the regulatory agencies, as well as the Financial Accounting Standards Board and other accounting standard setters; ineffectiveness of the business strategy due to changes in current or future market conditions; future actions or inactions of the United States government, including the effects of short-term and long-term federal budget and tax negotiations and a failure to increase the government debt limit or a prolonged shutdown of the federal government; effects of economic conditions particularly with regard to the negative impact of any pandemic, epidemic or health-related crisis and the responses thereto on the operations of the Corporation and current customers, specifically the effect of the economy on loan customers’ ability to repay loans; effects of competition, and of changes in laws and regulations on competition, including industry consolidation and development of competing financial products and services; inflation, securities market and monetary fluctuations; risks of changes in interest rates on the level and composition of deposits, loan demand, and the values of loan collateral, securities, and interest rate protection agreements, as well as interest rate risks; difficulties in acquisitions and integrating and operating acquired business operations, including information technology difficulties; challenges in establishing and maintaining operations in new markets; effects of technology changes; effects of general economic conditions and more specifically in the Corporation’s market areas; failure of assumptions underlying the establishment of reserves for credit losses and estimations of values of collateral and various financial assets and liabilities; acts of war or terrorism or geopolitical instability; disruption of credit and equity markets; ability to manage current levels of impaired assets; loss of certain key officers; ability to maintain the value and image of the Corporation’s brand and protect the Corporation’s intellectual property rights; continued relationships with major customers; and, potential impacts to the Corporation from continually evolving cybersecurity and other technological risks and attacks, including additional costs, reputational damage, regulatory penalties, and financial losses. We caution readers not to place undue reliance on these forward-looking statements. They only reflect Management’s analysis as of this date. The Corporation does not revise or update these forward-looking statements to reflect events or changed circumstances. Please carefully review the risk factors described in other documents the Corporation files from time to time with the SEC, including the Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q. Please also carefully review any Current Reports on Form 8-K filed by the Corporation with the SEC. ACNB #2026-15 October 28, 2026