Welcome to our dedicated page for AppTech Payments SEC filings (Ticker: APCX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
AppTech Payments Corp. filings document the company’s public-company disclosures as a fintech payments issuer with common stock and warrants quoted on the OTCQB market. Current reports cover material definitive agreements, the completed acquisition of Infinitus Pay Inc. as a wholly owned subsidiary, revenue participation arrangements, convertible promissory notes, private placements, warrants, and amendments to financing instruments.
Its SEC record also includes proxy materials and governance disclosures related to board roles, director independence, executive employment arrangements, compensation matters, and shareholder voting procedures. Securities disclosures identify the company’s common stock, public warrants, capital-structure changes, and obligations arising from acquisition and financing transactions.
AppTech Payments Corp. director reports existing share holdings
AppTech Payments Corp. director Robert J. Lipstein filed an amended ownership report showing he directly holds 8,000 shares of the company’s Common Stock. This Form 3/A does not record a new purchase or sale; it simply reports his current beneficial ownership position.
AppTech Payments Corp. director Robert J. Lipstein has filed an initial Form 3, which is the required statement of beneficial ownership for company insiders. The provided data shows no reported purchases, sales, or other share transactions, indicating this filing is administrative rather than transactional.
A trust associated with AppTech Payments Corp. director Albert L. Lord reported significant new positions in the company. The Suzanne D. Lord 2025 Spousal Estate Reduction Trust purchased 1,000,000 shares of common stock in an open-market transaction at $1.00 per share, and now holds 1,000,000 shares after the trade.
The same trust also received Firm Warrant 6 to acquire 1,000,000 common shares at an exercise price of $0.90 and Firm Warrant 7 to acquire 1,500,000 common shares at an exercise price of $1.20, both expiring on December 30, 2029. According to the footnote, Mr. Lord’s spouse has voting and dispositive control over the trust, and Mr. Lord disclaims beneficial ownership except for any pecuniary interest.
AppTech Payments Corp. director Calvin D. Walsh, through an IRA, reported a series of open-market purchases of the company’s common stock. On four trading days from November 24 to December 1, 2025, the IRA bought a total of 39,268 shares at prices between $0.28 and $0.45 per share. Following these transactions, the IRA’s indirect holding in AppTech Payments Corp. common stock stands at 39,268 shares.
AppTech Payments Corp. filed an amended report to update its disclosure on recent leadership and governance changes. The Board designated Albert L. Lord as Executive Chairman, meaning he is no longer treated as an independent director and will leave the Compensation Committee.
The Board also formalized employment arrangements for Chief Executive Officer Thomas DeRosa and Chief Operating Officer Anthony Shall. Mr. DeRosa’s arrangement includes a $384,000 annual base salary, while Mr. Shall’s includes a $240,000 annual base salary, with both eligible for discretionary bonuses and equity and benefit plans.
In addition, the Board appointed former KPMG partner Robert J. Lipstein, age 70, as an independent Class II director and Chairman of the Audit Committee. The filing notes his extensive accounting, regulatory and board experience, and states there are no related-party or compensatory arrangements beyond the company’s standard non-employee director program.
AppTech Payments Corp. updated its leadership and executive employment terms. The Board designated Albert L. Lord as Executive Chairman, so he is no longer treated as an independent director and has stepped down from the Compensation Committee.
The Board also ratified employment arrangements for Chief Executive Officer Thomas DeRosa and Chief Operating Officer Anthony Shall. Effective May 4, 2026, Mr. DeRosa will continue as CEO with an annual base salary of $384,000, and Mr. Shall will continue as COO with an annual base salary of $240,000, each eligible for discretionary bonuses and participation in the company’s equity and benefit plans.
AppTech Payments Corp. is asking stockholders to vote at its virtual 2026 annual meeting on May 28, 2026, including electing two Class II directors and approving a new 2026 Equity Incentive Plan.
Other proposals seek advisory approval of executive pay and its voting frequency, and ratification of dbbmckennon LLC as auditor for 2026. The proxy outlines board structure, committee responsibilities, director compensation through stock options, and significant insider ownership, with directors and named executive officers together holding 44.55% of common stock as of the March 30, 2026 record date.
AppTech Payments Corp. entered into securities purchase agreements with LendSpark Corporation and Manetto Hill Fund Series I, LLC for high-yield debt financing and equity-linked securities. Each Investor purchased an 18% promissory note with a principal amount of $500,000 at a discounted purchase price of $475,000, reflecting an original issue discount.
The notes mature 14 months from the April 3, 2026 issue date, include cash amortization payments starting on May 4, 2026, and are convertible at the Investors’ option into common stock at $2.00 per share, subject to a 4.99% beneficial ownership cap. Upon certain defaults, Investors may accelerate the notes and receive up to 125% of outstanding principal and accrued interest, with alternative conversion pricing.
Each Investor also received a warrant to purchase up to 500,000 shares of common stock at an initial exercise price of $1.00 per share, with a five‑year term, a 4.99% ownership cap, cashless exercise features and anti‑dilution protections. Infinitus Pay Inc., a wholly‑owned subsidiary, provided a guaranty of the Company’s obligations and granted a security interest in collateral.