Better Home: Garg group seeks to remove 5 directors

Better Home & Finance Holding Co (BETR) is the subject of a consent solicitation led by Vishal Garg and affiliated entities (the “Garg Group”) seeking written consents to remove five directors from the company’s board.

Rhea-AI Filing Summary

Better Home & Finance Holding Co (BETR) is the subject of a consent solicitation led by Vishal Garg and affiliated entities (the “Garg Group”) seeking written consents to remove five directors from the company’s board. The Garg Group has filed a definitive consent statement and is distributing a GREEN consent card to stockholders.

Vishal Garg also posted campaign-style videos and social media materials on September 14–15, 2026 promoting his slate and urging stockholders to support what he describes as efforts to build a “definitive mortgage platform” and continue technology-driven growth that he characterizes as having grown the business almost 3x in two and a half years.

Key Figures

Directors targeted for removal: 5 directors Claimed business growth: Almost 3x Video posting date: September 15, 2026 +1 more

4 metrics

Directors targeted for removal 5 directors Number of board members the Garg Group seeks to remove via written consents

Claimed business growth Almost 3x Growth over the last two and a half years as characterized by Vishal Garg in a September 15, 2026 video

Video posting date September 15, 2026 Date Vishal Garg posted campaign videos to social media

Social media materials dates September 14–15, 2026 Dates additional materials were posted and attached as Exhibit 1

Key Terms

definitive consent statement, written consents, GREEN consent card, mortgage platform

4 terms

definitive consent statement regulatory

"has filed a definitive consent statement and an accompanying GREEN consent card"

written consents regulatory

"to be used to solicit written consents with respect to, among other things"

GREEN consent card regulatory

"a definitive consent statement and an accompanying GREEN consent card"

mortgage platform financial

"We were on our way to being the definitive mortgage platform for the industry"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What is the Garg Group seeking to do at Better Home & Finance Holding Co (BETR)?

The Garg Group is soliciting written consents from stockholders to approve, among other things, the removal of five directors from the board of Better Home & Finance Holding Co, according to its definitive consent statement.

Who is leading the consent solicitation involving BETR?

The solicitation is led by Vishal Garg, together with 1/0 Real Estate, LLC, 1/0 Holdco, LLC, and The 718 4ever Trust I, collectively referred to as the Garg Group, who filed the definitive consent statement and GREEN consent card.

What is the purpose of the GREEN consent card mentioned for BETR stockholders?

The GREEN consent card is the voting instrument the Garg Group is using to solicit written consents from Better Home & Finance Holding Co stockholders in support of its proposals, including removal of five current directors.

What claims about business growth does Vishal Garg reference for Better Home & Finance (BETR)?

In a September 15, 2026 video, Vishal Garg states that the company used its technology “to grow our business almost 3x in the last two and a half years,” presenting this as part of his rationale for continued support.

What kind of campaign materials has the Garg Group used in the BETR consent solicitation?

Vishal Garg posted videos to social media on September 15, 2026, and additional social media materials on September 14 and 15, 2026. Transcripts of one video and copies of other materials are included or incorporated by reference as exhibits.

What is the main message in Vishal Garg’s September 15, 2026 video about BETR?

Vishal Garg describes Better Home & Finance as aiming to be the “definitive mortgage platform” with advanced technology and emphasizes past growth he characterizes as almost tripling in two and a half years, while urging support for the GREEN consent card.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/15/2026 - 05:21 PM Accepted by SEC EDGAR 09/15/2026 - 05:21 PM Learn about SEC filing dates

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

SCHEDULE 14A

(Rule 14a-101)

INFORMATION REQUIRED IN PROXY STATEMENT

SCHEDULE 14A INFORMATION

Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

(Amendment No. )

Filed by the Registrant ☐

Filed by a Party other than the Registrant ☒

Check the appropriate box:

☐ Preliminary Proxy Statement

☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))

☐ Definitive Proxy Statement

☒ Definitive Additional Materials

☐ Soliciting Material Under § 240.14a-12

BETTER HOME & FINANCE HOLDING COMPANY

(Name of Registrant as Specified In Its Charter)

VISHAL GARG

1/0 REAL ESTATE, LLC

1/0 HOLDCO, LLC

THE 718 4EVER TRUST I

(Name of Persons(s) Filing Proxy Statement, if other than the Registrant)

Payment of Filing Fee (Check all boxes that apply):

☒ No fee required

☐ Fee paid previously with preliminary materials

☐ Fee computed on table in exhibit required by Item 25(b) per Exchange Act Rules 14a-6(i)(1) and 0-11

Vishal Garg (“Mr. Garg”), together with the other participants named herein (collectively, the “Garg Group”), has filed a definitive consent statement and an accompanying GREEN consent card with the Securities and Exchange Commission to be used to solicit written consents with respect to, among other things, the removal of five (5) directors on the board of directors of Better Home & Finance Holding Company, a Delaware corporation.

Item 1: On September 15, 2026, Mr. Garg posted videos to social media. Transcripts of such videos are copied below:

September 15, 2026: (0:22) We were on our way to being the definitive mortgage platform for the industry, (0:25) bringing the most advanced technology to the industry (0:29) and using that to grow our business almost 3x in the last two and a half years. (0:33) That is what we want to keep on doing. (0:36) Please give us the time and the energy and the chance to do that. (0:40) Vote for a better better. (0:41) Vote for the green consent card today.

Item 2: On September 14, 2026 and September 15, 2026, Mr. Garg posted materials to social media, copies of which are attached hereto as Exhibit 1 and incorporated herein by reference.