Welcome to our dedicated page for Better Home & Finance Holding Co SEC filings (Ticker: BETR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on Better Home & Finance Holding Co's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into Better Home & Finance Holding Co's regulatory disclosures and financial reporting.
The Vanguard Group filed a Schedule 13G reporting beneficial ownership of 509,253 shares of Better Home & Finance Holding Co common stock, representing 5.16% of the class as of December 31, 2025.
Vanguard reports no sole voting or dispositive power, with 55,503 shares subject to shared voting power and 509,253 shares subject to shared dispositive power. The firm states the shares are held in the ordinary course of business, not to change or influence control of the company.
Vanguard also notes an internal realignment effective January 12, 2026, after which it no longer performs portfolio management or proxy voting, and certain subsidiaries are expected to report beneficial ownership separately while continuing the same investment strategies.
Better Home & Finance Holding Company filed an amended current report to correct the signature page, updating the date and identifying the proper signing officer. The company also furnished details of a press release announcing the successful amendment and renewal of a $175 million warehouse credit facility with a leading global banking institution, and reaffirmed previously provided finance guidance.
The press release is furnished under Regulation FD, meaning it is provided for informational purposes and is not treated as filed for liability purposes under the Exchange Act or automatically incorporated into other SEC filings.
Better Home & Finance Holding Company reported that it has successfully amended and renewed a $175 million warehouse credit facility with a leading global banking institution. This type of facility is commonly used to fund the company’s loan origination activities before those loans are sold or securitized, helping support ongoing lending operations. In the same announcement, the company re-affirmed its previously provided finance guidance, signaling that its expectations for financial performance remain unchanged based on current information.
Better Home & Finance Holding Co officer reports indirect stock sales. Pres & COO of Better Mortgage, Chad M. Smith, reported two sales of Class A common stock on 01/15/2026, each effected indirectly through a trust. One sale covered 4,880 shares at a weighted average price of $36.5023 per share, with sale prices ranging from $36.09 to $36.92. A second sale covered 1,120 shares at a weighted average price of $37.58 per share, with trade prices between $37.110 and $37.91. Following these transactions, the Form 4 shows indirect beneficial ownership of 22,710 shares and 21,590 shares of Class A common stock held by a trust.
Chad and Gina Smith Trust filed a notice of proposed sale of 6,000 shares of Better Home & Finance Holding Company common stock under Rule 144. The shares are to be sold through Merrill Lynch on the NASDAQ, with an aggregate market value of $220,220.95 based on the figures in the notice, and 9,855,284 common shares outstanding. The shares come from restricted stock units that vested on 08/06/2025, 09/01/2025, and 10/01/2025, totaling 2,404, 2,378, and 1,218 shares respectively. Over the prior three months, the trust sold additional common shares in three transactions totaling 2,378, 6,000, and 2,843 shares, with disclosed gross proceeds for each sale.
Better Home & Finance Holding Co insider activity: General Counsel and Chief Compliance Officer Paula Tuffin reported selling a total of 8,000 shares of the company’s Class A common stock on January 12, 2026 in two open-market transactions. She sold 7,698 shares at a weighted average price of $38.5242 per share and 302 shares at a weighted average price of $39.1567 per share.
After these sales, she directly beneficially owned 26,198 Class A shares. The filing notes that each reported price is a weighted average for multiple trades, with actual sale prices ranging from $38.01 to $38.99 and from $39.03 to $39.26, and detailed trade breakdowns are available upon request.
Better Home & Finance Holding Co insider activity: On January 6, 2026, a trust associated with Pres & COO Chad M. Smith sold 2,843 shares of Class A Common Stock. The sale was reported at a weighted average price of $35.1451 per share, with individual trade prices ranging from $35.00 to $35.60. Following this transaction, the trust indirectly holds 27,590 Class A shares for the reporting person.
Better Home & Finance Holding Co reported insider transactions by its Pres & COO of Better Mortgage involving Class A common stock held indirectly through a trust. On 12/12/2025, the trust sold 2,378 shares at $47.67 per share, leaving 33,590 shares held indirectly. On 12/15/2025, it sold 5,390 shares at a weighted average price of $40.3354 and a further 610 shares at a weighted average price of $41.7531, reducing indirect holdings to 27,590 shares. An earlier transfer of 2,378 shares from direct ownership to the trust on 12/05/2025 is described as a change in form of ownership, and the weighted average prices reflect multiple trades within ranges of $40.32–$41.00 and $41.5–$41.79 per share.
Better Home & Finance Holding Co's General Counsel and Chief Compliance Officer reported sales of Class A common stock on December 11, 2025.
The officer sold 5,300 shares at a weighted average price of $46.003 per share, with sale prices ranging from $45.55 to $46.55. Additional sales covered 1,888 shares at a weighted average of $47.3779 (range $46.82–$47.80), 712 shares at $48.2234 (range $47.84–$48.34), and 100 shares at $49.10.
After these transactions, the officer beneficially owns 32,344 shares of Class A common stock directly.
Better Home & Finance (BETR) reported Q3 2025 results showing higher revenue and a narrower loss. Total net revenues were $43.9 million, up from $29.0 million a year ago, driven by stronger gain on loans ($36.4 million vs $21.5 million) and stable net interest income. Net loss improved to $39.1 million from $54.2 million, with basic and diluted loss per share of $2.56 versus $3.58.
The balance sheet expanded as the business mix shifted. Total assets rose to $1.38 billion from $913.1 million, led by loans held for investment at $623.4 million (largely U.K. buy‑to‑let) and mortgage loans held for sale at $414.0 million. Customer deposits climbed to $694.8 million. Cash and cash equivalents were $73.9 million and short‑term investments $131.9 million.
Capital structure changed meaningfully. Convertible notes were eliminated (from $519.7 million), senior notes were $198.8 million, and stockholders’ equity turned positive at $41.9 million from a $(58.2) million deficit. Warehouse borrowings were $349.8 million, and the company remained in covenant compliance. Shares outstanding were 15,375,949 as of September 30, 2025.