Better Home & Finance Holding Co reported that CAO and Senior Counsel Nicholas J. Calamari exercised 3,167 restricted stock units into 3,167 shares of Class A Common Stock at $0.00 per share on October 1, 2025. Of these shares, 1,277 were withheld to satisfy tax obligations at $56.83 per share. He now holds 11,341 Class A shares directly and 19,000 restricted stock units that vest in installments through March 15, 2026.
Better Home & Finance (BETR) CFO filed a Form 4 reporting transactions on 10/01/2025. A code M conversion delivered 4,834 Class A shares at $0, and a code F entry showed 1,903 shares at $56.83. Following these, direct holdings were 57,599 Class A shares. Derivative holdings listed 29,000 restricted stock units (RSUs).
Each RSU represents one Class A share. The RSUs vest as follows: 3/12ths on July 1, 2025, 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026, and the remaining 1/12th on March 15, 2026.
Better Home & Finance Holding Co (BETR) reported insider equity activity. A Form 4 for the General Counsel and CCO shows that on 10/01/2025, 3,167 restricted stock units (RSUs) converted into Class A Common Stock at $0 (code M). To cover obligations, 1,145 Class A shares were disposed of at $56.83 (code F).
Following these transactions, beneficial ownership stood at 37,143 Class A shares held directly and 16,442 held indirectly by Technology Stock Holding Master Trust/Series Tuffin 2021 Trust. The filing also lists 19,000 RSUs beneficially owned after the transaction. The RSUs vest as follows: 3/12ths on July 1, 2025; 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026; and the remaining 1/12th on March 15, 2026.
Better Home & Finance Holding Co (BETR) reported insider equity activity by its Chief Executive Officer, who is also a director and 10% owner, on 10/01/2025. The executive converted 3,167 restricted stock units into Class A Common Stock at $0 and disposed of 1,752 shares at $56.83 to cover taxes, resulting in 8,491 directly held shares after the transactions.
The filing shows 19,000 RSUs remaining beneficially owned. The RSUs vest as follows: 3/12ths on July 1, 2025, 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026, and the final 1/12th on March 15, 2026.
Better Home & Finance Holding Co. reported an 8-K disclosing a leadership change in which an executive named Kevin is departing. The company highlighted his role in preparing the firm for its IPO, in assisting post‑listing finance functions, and in negotiating and helping raise $1.25 billion of additional capital. CEO Vishal Garg thanked Kevin for his contributions and wished him well. The filing otherwise contains no financial results, forward guidance, or transaction details; it appears focused on the personnel change and a summary of Kevin's past contributions.
Better Home & Finance Holding Company entered two new partnerships and launched a $75 million at-the-market stock offering program to support expected growth in mortgage originations. One partnership is with a top five U.S. personal finance platform serving over 50 million customers, which will offer mortgage products through Better’s Tinman® AI platform. A second agreement with a top five non-bank mortgage originator will use Tinman® AI to originate HELOCs and HELOANs tied to its customer base and servicing portfolio.
Better’s existing warehouse facilities provide $575 million of monthly capacity, and it believes selling the full $75 million of stock could help scale monthly originations from about $500 million to as much as $2.0 billion. The shares may be sold from time to time through Cantor Fitzgerald & Co. and BTIG, LLC, which will each earn a 2.0% commission on sales.
Better Home & Finance Holding Company (BETR) filed a prospectus supplement describing an at-the-market (ATM) program to offer up to $75.0 million of Class A common stock through managers acting as sales agents for a 2.0% commission. Settlement of sales will generally occur the first trading day after sale and shares will settle via DTC. Better states current warehouse facilities provide $575 million of monthly capacity with advance rates of 85%–98% by product. Management says if the full $75 million is raised it expects to be funded to scale monthly originations from approximately $500 million to as much as $2.0 billion per month.
The filing discloses recent September 2025 partnership agreements with two large U.S. originators/platforms that are expected to materially increase loan volume once commercially launched. The company warns of stock price volatility (intraday range up to $94.06 and low of $33.24 on Sept 22, 2025), dilution risks from future equity issuances, and various regulatory, financing and operational risks. BETR is listed on Nasdaq under the symbol BETR.
Schedule 13D/A for Better Home & Finance Holding Co (Class A Common Stock)
This amendment states that the Pine Brook reporting persons no longer beneficially own any Class A shares of BETR. After the Issuer completed a 1-for-50 reverse stock split on August 16, 2024, Pine Brook Capital Partners II sold 995,660 shares on September 22, 2025, which represented the total remaining Class A shares they held post-split. The filing confirms the reporting persons now beneficially own approximately 0 shares (0%) and ceased to beneficially own more than 5% of the class as of September 22, 2025. Exhibit 2 is referenced for the schedule of transactions.
Better Home & Finance Holding Co. (BETR) insiders disclosed multiple open-market sales on 09/22/2025. Reporting persons tied to Pine Brook (PBRA, Pine Brook Capital Partners II, Pine Brook Road Advisors and Howard Newman) reported a series of dispositions of Class A common stock in tranches, with individual reported sales ranging from 100 to 453,511 shares at indicated prices from $47 to $75 per share (many prices presented as weighted-average ranges). The reported post-transaction beneficial ownership balances are shown for each tranche and the filing notes figures were adjusted for a 1-for-50 reverse stock split effected August 16, 2024.
Better Home & Finance Holding Co (BETR) director David Michael Barse was granted 10,117 restricted stock units (RSUs) on 08/29/2025. Each RSU represents a contingent right to receive one share of the issuer's Class A common stock. The RSUs carry a $0 per-share price and, according to the filer, will vest on the business day immediately preceding the company's next annual meeting of stockholders. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person.