Bar Harbor Bankshares (BHB) CEO & director adds shares via dividend plan

Rhea-AI Filing Summary

Bar Harbor Bankshares President and CEO Curtis C. Simard, who is also a director, reported a small increase in his indirect ownership of the company’s common stock. On 12/19/2025, shares were acquired through participation in the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, with transactions exempt under Rule 16b-3(d). Prices reported include $33.25 and $33.42 per share.

Following these transactions, Simard indirectly holds over 124,000 Bar Harbor Bankshares common shares through the Curtis C. Simard Revocable Trust, and also beneficially owns 1,917 shares through a 401(k) plan. These transactions reflect automatic dividend reinvestment rather than open-market buying or selling.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Simard Curtis C

(Last) (First) (Middle)

PO BOX 400

82 MAIN STREET

(Street)

BAR HARBOR ME 04609

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
BAR HARBOR BANKSHARES [ BHB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	PRESIDENT/CEO

3. Date of Earliest Transaction (Month/Day/Year)
12/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/19/2025		A(1)	V	703.533	A	$33.25	124,049.5219	I	Held by Curtis C. Simard Revocable Trust
Common Stock	12/19/2025		A(1)	V	46.6022	A	$33.42	124,096.1241	I	Held by Curtis C. Simard Revocable Trust
Common Stock								1,917	I	by 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were acquired through the reporting person's participation in the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in a transaction exempt under Rule 16b-3(d) under the Securities and Exchange Act of 1934, as amended.

	/s/ Olivia Erickson, Attorney-in-Fact	12/23/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did Bar Harbor Bankshares (BHB) report for Curtis C. Simard?

The report shows that Curtis C. Simard, President, CEO and director of Bar Harbor Bankshares, acquired additional common stock on 12/19/2025 through the company’s Dividend Reinvestment and Direct Stock Purchase and Sale Plan.

How many Bar Harbor Bankshares (BHB) shares does Curtis C. Simard beneficially own after the reported transactions?

After the reported transactions, Curtis C. Simard beneficially owns over 124,000 shares of Bar Harbor Bankshares common stock indirectly through the Curtis C. Simard Revocable Trust, plus 1,917 shares through a 401(k) plan.

At what prices were the Bar Harbor Bankshares (BHB) shares acquired in this Form 4?

The reported acquisitions of Bar Harbor Bankshares common stock occurred at prices of $33.25 and $33.42 per share as part of the dividend reinvestment and stock purchase plan.

Was the Bar Harbor Bankshares (BHB) insider transaction part of a dividend reinvestment plan?

Yes. The filing explains that the shares were acquired through the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in a transaction exempt under Rule 16b-3(d).

What is the relationship of Curtis C. Simard to Bar Harbor Bankshares (BHB)?

Curtis C. Simard is a director of Bar Harbor Bankshares and serves as its President and CEO, as indicated in the filing.

Are the Bar Harbor Bankshares (BHB) shares held directly or indirectly by Curtis C. Simard?

Most of the reported Bar Harbor Bankshares common shares are held indirectly by the Curtis C. Simard Revocable Trust, with an additional 1,917 shares held through a 401(k) account.