STOCK TITAN

Director Tryforos adds CACC stock via 358-share grant, large LLC stakes

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

TRYFOROS THOMAS N reported acquisition or exercise transactions in this Form 4 filing.

CREDIT ACCEPTANCE CORP director Thomas N. Tryforos reported a stock grant and updated holdings. He received an award of 358 shares of Common Stock on June 10, 2026 at a stated price of $0.00 per share, bringing his directly held Common Stock to 1,633 shares.

The filing also lists indirect ownership of Common Stock held through three limited liability companies, with 87,470 shares, 100,319 shares, and 212,846 shares reported as beneficially owned through these entities following the same date.

Positive

  • None.

Negative

  • None.
Insider TRYFOROS THOMAS N
Role null
Type Security Shares Price Value
Grant/Award Common Stock 358 $0.00 --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 1,633 shares (Direct, null); Common Stock — 212,846 shares (Indirect, By limited liability company)
Footnotes (1)
  1. By Elias Charles & Co LLC By LLC A. By LLC B.
Stock grant 358 shares Common Stock grant on June 10, 2026
Grant price $0.00 per share Price for 358-share grant
Direct holdings after grant 1,633 shares Common Stock directly owned after June 10, 2026
Indirect LLC holdings 1 87,470 shares Common Stock held indirectly by limited liability company
Indirect LLC holdings 2 100,319 shares Common Stock held indirectly by limited liability company
Indirect LLC holdings 3 212,846 shares Common Stock held indirectly by limited liability company
Acquisition transactions 1 transaction Grant, award, or other acquisition (Code A)
Holding entries 3 entries Indirect holdings by limited liability companies
Grant, award, or other acquisition financial
"transaction_code_description: Grant, award, or other acquisition"
limited liability company financial
"nature_of_ownership: By limited liability company"
A limited liability company (LLC) is a business structure that separates the owners’ personal assets from the company’s debts and legal obligations, like a protective shield that keeps personal savings and property distinct from business risk. For investors, that protection reduces personal financial exposure and often brings flexible rules for profit sharing and taxes, but it can also affect how easily interests are bought or sold and how decisions are made.
indirect ownership financial
"ownership_type: indirect, ownership_code: I"
Common Stock financial
"security_title: Common Stock"
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
Form 4 regulatory
"INSIDER FILING DATA (Form 4)"
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
TRYFOROS THOMAS N

(Last)(First)(Middle)
25505 WEST TWELVE MILE ROAD

(Street)
SOUTHFIELD MICHIGAN 48034-8334

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [ CACC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/10/2026A358A$01,633D
Common Stock212,846IBy limited liability company(1)
Common Stock100,319IBy limited liability company.(2)
Common Stock87,470IBy limited liability company(3)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. By Elias Charles & Co LLC
2. By LLC A.
3. By LLC B.
Remarks:
/s/ Thomas N. Tryforos06/12/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Thomas N. Tryforos report for CREDIT ACCEPTANCE CORP (CACC)?

Thomas N. Tryforos reported receiving a grant of 358 shares of CREDIT ACCEPTANCE CORP Common Stock. The award was recorded at a price of $0.00 per share, reflecting a compensation-related stock grant rather than an open-market purchase.

How many CREDIT ACCEPTANCE CORP (CACC) shares does Thomas N. Tryforos now hold directly?

After the reported grant, Thomas N. Tryforos directly holds 1,633 shares of CREDIT ACCEPTANCE CORP Common Stock. This figure represents his direct ownership position as of the June 10, 2026 transaction date disclosed in the filing.

What indirect CREDIT ACCEPTANCE CORP (CACC) holdings are reported for entities linked to Thomas N. Tryforos?

The filing lists indirect ownership of 87,470, 100,319, and 212,846 CREDIT ACCEPTANCE CORP shares. These positions are held through limited liability companies identified in the footnotes, indicating substantial holdings associated with entities connected to the reporting person.

Was the CREDIT ACCEPTANCE CORP (CACC) stock grant to Thomas N. Tryforos an open-market purchase?

The 358-share transaction is classified as a “Grant, award, or other acquisition,” not an open-market purchase. It was reported with a transaction price of $0.00 per share, consistent with a compensation-related equity award rather than a market buy.

Does the Form 4 for CREDIT ACCEPTANCE CORP (CACC) show any insider share sales?

The Form 4 does not report any share sales for this period. It includes one acquisition coded as a grant and several holding entries describing indirect ownership levels, without any transactions marked as dispositions or open-market sales.