C & F Financial (NASDAQ: CFFI) EVP logs 266-share tax-withholding move

Rhea-AI Filing Summary

C & F Financial Corp executive reports tax-related share disposition. EVP and Chief Credit Officer John A. Seaman III disposed of 266 shares of common stock on February 18, 2026 in a tax-withholding transaction at $77.00 per share. Following this Form 4 event, he directly owns 4,482 common shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Seaman John A III

Role EVP, CHIEF CREDIT OFFICER

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	266	$77.00	$20K

Holdings After Transaction: Common Stock — 4,482 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Seaman John A III

(Last) (First) (Middle)

3600 LA GRANGE PARKWAY

(Street)

TOANO VA 23168

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
C & F FINANCIAL CORP [ CFFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CHIEF CREDIT OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
02/18/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/18/2026		F		266	D	$77	4,482	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Matthew B. Guth, Attorney-in-Fact	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CFFI
9s John A. Seaman III report?

John A. Seaman III reported a tax-related share disposition. He used 266 shares of C & F Financial Corp common stock on February 18, 2026 to satisfy tax obligations, rather than executing an open-market purchase or sale transaction.

How many CFFI shares were involved in the February 18, 2026 Form 4?

The Form 4 shows 266 shares of C & F Financial Corp common stock were disposed of. The transaction was coded cF, d indicating payment of tax liability by delivering previously owned securities, rather than a typical market sale.

What price per share was used in the CFFI tax-withholding transaction?

The tax-withholding disposition used a reference price of $77.00 per share. This amount represents the value applied to the 266 C & F Financial Corp shares delivered to satisfy the reporting person
9s tax liability on the transaction date.

How many CFFI shares does John A. Seaman III own after this Form 4?

After the reported transaction, John A. Seaman III directly owns 4,482 C & F Financial Corp common shares. This figure reflects his direct holdings immediately following the 266-share tax-withholding disposition recorded on February 18, 2026.

Was the CFFI insider transaction an open-market sale or a tax withholding?

The transaction was a tax withholding, not an open-market sale. It is coded cF d and described as payment of a tax liability by delivering securities, indicating shares were used to cover taxes rather than sold on an exchange.

What role does the reporting person hold at C & F Financial Corp (CFFI)?

The reporting person, John A. Seaman III, serves as Executive Vice President and Chief Credit Officer. His Form 4 filing reflects equity activity related to this officer position, specifically a tax-withholding share disposition involving C & F Financial Corp common stock.