Director adds Chemung Financial (CHMG) shares via dividend reinvestment

Rhea-AI Filing Summary

Chemung Financial Corp director reports small share acquisition

Director Jeffrey B. Streeter acquired 574 shares of Chemung Financial Corp common stock on January 21, 2026, at a reported price of $57.13 per share. After this transaction, he beneficially owns a total of 33,322.115 shares held directly.

A footnote explains that this total includes shares added through dividends that are periodically issued under Chemung Financial’s Dividend Reinvestment Plan, indicating that at least part of the position grows through automatic dividend reinvestment rather than open-market purchases.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STREETER JEFFREY B

(Last) (First) (Middle)

ONE CHEMUNG CANAL PLAZA

PO BOX 1522

(Street)

ELMIRA NY 14902-1522

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CHEMUNG FINANCIAL CORP [ CHMG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/21/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK	01/21/2026		A		574	A	$57.13	33,322.115(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes dividends issued periodically under the Issuer's Dividend Reinvestment Plan.

Remarks:

	Kathleen E. Cook, Attorney in Fact, Pursuant to Power of Attorney dated 6/25/2025	01/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Chemung Financial Corp (CHMG) report?

The filing shows director Jeffrey B. Streeter acquired 574 shares of Chemung Financial Corp common stock on January 21, 2026, at a reported price of $57.13 per share.

How many Chemung Financial Corp (CHMG) shares does the director own after this transaction?

After the reported acquisition, director Jeffrey B. Streeter beneficially owns 33,322.115 shares of Chemung Financial Corp common stock, held directly.

Was the Chemung Financial (CHMG) insider transaction a purchase or sale?

The transaction is coded "A", indicating an acquisition of 574 shares of Chemung Financial Corp common stock rather than a sale.

How were some of the Chemung Financial (CHMG) shares acquired by the director?

A footnote states the reported holdings include dividends issued periodically under the Issuer's Dividend Reinvestment Plan, so part of the position comes from automatic dividend reinvestment.

Is the Chemung Financial (CHMG) director’s ownership direct or indirect?

The filing lists the 33,322.115 shares as held with direct (D) ownership by director Jeffrey B. Streeter.

Does the Form 4 mention any derivative securities for Chemung Financial Corp (CHMG)?

The Form 4 table for derivative securities shows no reported derivative transactions for this filing; only common stock is listed.