What indirect Citizens, Inc. shareholdings related to Jon Stenberg are disclosed?

The filing discloses 130,100 Citizens, Inc. Class A shares held indirectly through Jon Stenberg’s spouse. These shares are categorized as indirect ownership and are reported separately from his 327,574 directly owned shares in the Form 4 insider report.

Citizens (NYSE: CIA) CEO adds 10,000 shares in open-market buy

Filing Impact

(Neutral)

Filing Sentiment

(Positive)

Form Type

Rhea-AI Filing Summary

CITIZENS, INC. President and CEO Jon Stenberg bought 10,000 shares of Class A Common Stock in an open-market transaction. The shares were purchased on May 21, 2026 at an average price of $4.8192 per share, increasing his direct holdings to 327,574 shares.

The filing also notes an additional 130,100 shares of Class A Common Stock held indirectly through his spouse, reported as indirect ownership.

Insights

CEO makes a modest open-market share purchase, signaling routine insider buying.

President and CEO Jon Stenberg executed an open-market purchase of 10,000 Citizens, Inc. Class A Common Stock shares at an average price of $4.8192 on May 21, 2026. His directly held stake rose to 327,574 shares after this transaction.

Open-market CEO purchases are often viewed as a sign of management alignment with shareholders, but this filing does not indicate the percentage of company shares involved. The report also lists 130,100 shares held indirectly through his spouse, which expands the picture of his overall economic exposure.

Insider Trade Summary

Net Buyer: 10,000 shares ($48,192)

Net Buy 2 txns

Insider Stenberg Jon

Role President & CEO

Bought 10,000 shs ($48K)

Type	Security	Shares	Price	Value
Purchase	Citizens, Inc. Class A Common Stock	10,000	$4.8192	$48K
holding	Citizens, Inc. Class A Common Stock	--	--	--

Holdings After Transaction: Citizens, Inc. Class A Common Stock — 327,574 shares (Direct, null); Citizens, Inc. Class A Common Stock — 130,100 shares (Indirect, Spouse)

Footnotes (1)

Key Figures

Shares purchased: 10,000 shares Purchase price: $4.8192 per share Direct holdings after: 327,574 shares +1 more

4 metrics

Shares purchased 10,000 shares Open-market buy on May 21, 2026

Purchase price $4.8192 per share Average price for 10,000 shares bought

Direct holdings after 327,574 shares Direct Class A Common Stock held post-transaction

Indirect spouse holdings 130,100 shares Class A Common Stock held indirectly via spouse

Key Terms

open-market purchase, Class A Common Stock, indirect ownership

3 terms

open-market purchase financial

"Purchase in open market or private transaction"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Class A Common Stock financial

"Citizens, Inc. Class A Common Stock"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

indirect ownership financial

"direct_or_indirect": "I","nature_of_ownership": "Spouse""

Form 4 Insider Transactions: What Each Field Means →

05/26/2026 - 10:28 AM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Stenberg Jon

(Last)

(First)

(Middle)

11815 ALTERRA PARKWAY, SUITE 1500

(Street)

AUSTIN

TEXAS

78758

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS, INC. [ CIA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	President & CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Citizens, Inc. Class A Common Stock	05/21/2026		P		10,000	A	$4.8192	327,574	D
Citizens, Inc. Class A Common Stock								130,100	I	Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

Remarks:

	/s/Jon Stenberg	05/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did CITIZENS, INC. (CIA) report for Jon Stenberg?

CITIZENS, INC. reported that President and CEO Jon Stenberg bought 10,000 Class A Common Stock shares. The open-market purchase occurred on May 21, 2026, and increased his directly owned stake to 327,574 shares, according to the Form 4 insider transaction filing.

At what price did the CIA CEO buy Citizens, Inc. shares in this Form 4?

The CEO bought 10,000 Citizens, Inc. Class A shares at an average price of $4.8192 per share. This open-market purchase on May 21, 2026, reflects the price he was willing to pay to increase his direct equity position in the company.

How many Citizens, Inc. shares does Jon Stenberg own directly after this transaction?

After purchasing 10,000 shares, Jon Stenberg directly owns 327,574 Citizens, Inc. Class A Common Stock shares. This figure represents his direct holdings only, as shown in the Form 4, and excludes separately reported indirect ownership through his spouse.

Was the Citizens, Inc. CEO transaction an open-market purchase or another type of trade?

The transaction was an open-market purchase of 10,000 Citizens, Inc. Class A Common Stock shares. The Form 4 lists transaction code “P,” which denotes a purchase in the open market or a private transaction, and classifies the activity as a non-derivative transaction.