Citizens (CIA) director exercises RSUs and holds 84,405 shares

Rhea-AI Filing Summary

Citizens, Inc. director Christopher W. Claus exercised 12,012 restricted stock units into Class A common shares and received a new grant of 7,042 RSUs on June 17, 2026. After these compensation-related transactions, he directly holds 84,405.492 Class A shares, with the new RSUs scheduled to vest on June 17, 2027.

Insider Trade Summary

12,012 shares exercised/converted

Mixed 3 txns

Insider Claus Christopher W

Role null

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	12,012	$0.00	--
Grant/Award	Restricted Stock Units	7,042	$0.00	--
Exercise	Citizens, Inc. Class A Common Stock	12,012	$0.00	--

Holdings After Transaction: Restricted Stock Units — 0 shares (Direct, null); Citizens, Inc. Class A Common Stock — 84,405.492 shares (Direct, null)

Footnotes (1)

1. Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock. On June 17, 2025, the reporting person was granted 12,012 restricted stock units, vesting on June 17, 2026. On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027.

Key Figures

RSUs Exercised: 12,012 units New RSU Grant: 7,042 units Shares Held After Transactions: 84,405.492 shares +2 more

5 metrics

RSUs Exercised 12,012 units Exercised into Class A common stock on June 17, 2026

New RSU Grant 7,042 units Granted on June 17, 2026, vesting June 17, 2027

Shares Held After Transactions 84,405.492 shares Class A common stock directly owned after June 17, 2026

Underlying Shares from New RSUs 7,042 shares Each new RSU represents one Class A common share

Underlying Shares from Exercised RSUs 12,012 shares Converted from previously granted RSUs into Class A shares

Key Terms

Restricted Stock Units, derivative security, Class A common stock, grant, award, or other acquisition

4 terms

Restricted Stock Units financial

"On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

derivative security financial

"transaction_code_description: Exercise or conversion of derivative security"

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

Class A common stock financial

"Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock."

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 06/22/2026 - 11:21 AM Accepted by SEC EDGAR 06/22/2026 - 11:20 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Claus Christopher W

(Last) (First) (Middle)

11815 ALTERRA PARKWAY, SUITE 1500

(Street)

AUSTIN TEXAS 78758

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS, INC. [ CIA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Citizens, Inc. Class A Common Stock	06/17/2026		M		12,012	A	(1)	84,405.492	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	06/17/2026		M			12,012	(2)	(2)	Class A Common Stock	12,012	$0	0	D
Restricted Stock Units	(1)	06/17/2026		A		7,042		(3)	(3)	Class A Common Stock	7,042	$0	7,042	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

2. On June 17, 2025, the reporting person was granted 12,012 restricted stock units, vesting on June 17, 2026.

3. On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027.

Remarks:

	/s/Sheryl Kinlaw, Attorney-in-Fact	06/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Citizens (CIA) director Christopher W. Claus report?

Christopher W. Claus reported exercising 12,012 restricted stock units into Citizens Class A common stock and receiving a new grant of 7,042 RSUs, all dated June 17, 2026, as part of his equity-based compensation.

How many Citizens (CIA) shares does Christopher W. Claus hold after these transactions?

After the reported transactions, Christopher W. Claus directly holds 84,405.492 shares of Citizens Class A common stock. This reflects the conversion of 12,012 previously granted RSUs into shares, with no open-market purchases or sales disclosed.

What new equity award did Christopher W. Claus receive from Citizens (CIA)?

On June 17, 2026, Christopher W. Claus received a grant of 7,042 restricted stock units. Each RSU represents a contingent right to receive one share of Citizens Class A common stock, scheduled to vest on June 17, 2027, subject to award terms.

Were any Citizens (CIA) shares sold or bought on the market in this Form 4?

The Form 4 shows no open-market purchases or sales. All reported activity involves the exercise of 12,012 restricted stock units into Citizens Class A common stock and the grant of 7,042 new RSUs as compensation.

What happened to the previously granted 12,012 Citizens (CIA) RSUs?

The 12,012 restricted stock units granted to Christopher W. Claus on June 17, 2025, vested on June 17, 2026, and were exercised into 12,012 shares of Citizens Class A common stock, leaving no remaining units from that specific grant.