CINCINNATI FINANCIAL CORP (CINF) SEC Filings, Aug-Oct 2025

Cincinnati Financial (CINF) insider Steven J. Johnston exercised 11,768 stock options at $61.47 on 10/29/2025 (code M), acquiring common shares, and had 7,779 shares withheld at $151.14 for taxes (code F).

Following these transactions, he directly owned 195,665 shares of common stock. He also reports 186,061.24 phantom stock shares under the company’s Top Hat Savings Plan, which are to be settled upon retirement or other termination of service. Johnston serves as Chairman and is also a Director.

Cincinnati Financial Corp (CINF) reported an insider transaction on Form 4. Director Dirk J. Debbink purchased 1,000 shares of common stock at $153.98 per share on 10/28/2025.

Following this trade, beneficial ownership stands at 58,481.748 shares, held indirectly by a trust. A footnote notes enrollment in quarterly dividend reinvestment, and the beneficially owned shares were adjusted to reflect reinvested dividends.

Cincinnati Financial (CINF) filed its Q3 2025 10‑Q, reporting stronger results. Total revenues were $3,726 million versus $3,320 million a year ago. Net income rose to $1,122 million from $820 million, with diluted EPS of $7.11 versus $5.20. Growth was supported by earned premiums of $2,567 million (from $2,297 million), higher net investment income of $295 million (from $258 million), and net investment gains of $853 million (from $758 million).

Insurance losses and contract holders’ benefits were $1,540 million (from $1,578 million), and underwriting, acquisition and insurance expenses were $754 million (from $683 million). The company recorded favorable prior‑year reserve development of $22 million in the quarter and $176 million year‑to‑date. Investments totaled $31.099 billion and shareholders’ equity was $15.406 billion at September 30, 2025. Year‑to‑date operating cash flow was $2,165 million. The quarterly dividend declared was $0.87 per share. Shares outstanding were 156,018,513 as of October 22, 2025.

Cincinnati Financial Corporation furnished an 8-K to announce third-quarter 2025 results. The company issued a news release titled “Cincinnati Financial Reports Third-Quarter 2025 Results” and distributed “Supplemental Financial Data,” provided as Exhibits 99.1 and 99.2 on October 27, 2025, covering the period ending September 30, 2025.

The information is furnished under Item 2.02 and is not deemed filed under Section 18 of the Exchange Act.

Cincinnati Financial Corporation replaced its prior $300,000,000 credit agreement with a new $400,000,000 unsecured revolving credit facility dated October 10, 2025. The new facility, which expires on October 10, 2030 with two one-year extension options, is fully subscribed by four lenders with the largest commitment of $125,000,000. It supports revolving loans and letters of credit up to an aggregate of $400,000,000, includes a $400,000,000 accordion feature, a $400,000,000 letters-of-credit sublimit and a $75,000,000 swing-line sublimit, and imposes a maximum debt-to-capital covenant of 35%. The terminated facility had matured in February 2026 but was ended effective October 10, 2025.

Insider transactions by Thomas C. Hogan at Cincinnati Financial Corp (CINF)

Thomas C. Hogan, EVP/CLO & Corporate Secretary, reported transactions dated 08/27/2025 showing acquisitions and a sale. He acquired 500 shares through exercise of a stock option with an exercise price of $70.70 and 500 shares reported as a non-derivative acquisition at $70.70, increasing his direct beneficial ownership to 16,560.4185 shares. He also disposed of 116 shares at a price of $153.76, reducing direct holdings to 16,444.4185 shares after the sale. Additionally, he holds 1,102 shares indirectly through the company 401(k) plan. The option referenced vests in three annual installments from the grant date and had an original exercisable/expiration schedule tied to 02/10/2018 and 02/10/2027.

Cincinnati Financial Corporation filed a Current Report on Form 8-K noting a material event: the company issued a news release titled "Cincinnati Financial Corporation Declares Regular Quarterly Cash Dividend" and furnished the cover page formatted as Inline XBRL as Exhibit 104. The filing states the dividend declaration in the news release but does not include the dividend amount, record date, payment date, or any earnings figures within the disclosed text. The company also provided the notice that the furnished information is not "filed" for certain Exchange Act liabilities and will only be incorporated by reference where expressly stated.

Charles O. Schiff, a director of Cincinnati Financial Corp (CINF), reported changes in beneficial ownership on Form 4. The filing shows a sale of 3,500 shares on 08/15/2025 at a reported price of $153.5441 per share. The report lists multiple dispositions and holdings across direct and indirect accounts, including shares held by a charitable foundation, children, a grandchildren's irrevocable trust, and spouse. The filing also notes enrollment in the company's quarterly dividend reinvestment plan, and that beneficially owned share totals were adjusted to reflect reinvested shares.

Steven A. Soloria, Executive Vice President and Chief Investment Officer of Cincinnati Financial Corporation (CINF), reported transactions dated 08/15/2025. He acquired 774 stock option units with an exercise price of $85.67 that vest in three annual installments and expire 02/21/2029, and those options underlie 774 common shares. He also disposed of 580 shares at $152.99 each. After the transactions he directly beneficially owns 14,601 shares and indirectly owns 175 shares through his children.