Welcome to our dedicated page for Cincinnati Finl SEC filings (Ticker: CINF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Cincinnati Financial Corporation filings document the disclosure record of an Ohio insurance holding company with property casualty, life insurance, annuity, surplus lines and investment operations. Form 8-K reports furnish earnings releases, supplemental financial data, dividend announcements, Regulation FD investor presentations and officer appointment disclosures.
The company's proxy and shareholder-vote filings cover director elections, executive compensation votes, auditor ratification, articles of incorporation matters and shareholder proposals. Its formal disclosures also address operating results, property casualty underwriting measures, investment income, capital management, governance, board structure and executive compensation.
Schnell Andrew Michael reported acquisition or exercise transactions in this Form 4 filing.
Cincinnati Financial Corp reported that senior vice president Andrew Michael Schnell received new equity-based compensation awards. On February 25, 2026, he was granted 3,434 Performance Stock Units, 573 Restricted Stock Units, and 5,310 stock options, all held directly.
The performance stock units may vest on March 1, 2029 if specified performance goals are met, and the number reported is the maximum that may vest. The restricted stock units vest in three annual installments on March 1 if service conditions are satisfied. The stock options vest in three annual installments beginning on the first anniversary of the grant date. Following these awards, Schnell directly holds 5,759.123 shares of common stock.
Cincinnati Financial Corp reported that Senior Vice President Scott Alan Schuler acquired new equity-based awards on February 25, 2026. He received 4,050 Performance Stock Units, 675 Restricted Stock Units, and a stock option for 6,263 shares, all at a grant price of $0.00 per unit or option.
According to the footnotes, certain stock units can vest on March 1, 2029 if performance goals are met, and other restricted stock units vest in three annual installments on March 1 if service requirements are satisfied. The stock option vests in three annual installments beginning on the first anniversary of the grant date. Following these awards, his directly held common stock position is 1,332.535 shares.
Cincinnati Financial executive Michael J. Sewell, CFO, EVP & Treasurer, reported several equity compensation awards and a charitable-style transfer. On February 25, 2026, he was granted 12,852 Performance Stock Units, 1,714 Restricted Stock Units, and 19,880 stock options, all held directly.
The performance stock units can vest on March 1, 2029 if performance goals are met, and this represents the maximum number that may vest. The restricted stock units vest in three annual installments on March 1 if service requirements are met, and the options vest in three annual installments starting one year after grant.
On the same date, Sewell made a bona fide gift of 1,076 shares of common stock, leaving him with 101,629 common shares held directly afterward. He also reported 14,393 phantom stock shares in the company’s Top Hat Savings Plan, to be settled upon retirement or other termination of service.
Soloria Steven Anthony reported acquisition or exercise transactions in this Form 4 filing.
Cincinnati Financial’s EVP and Chief Investment Officer, Steven Anthony Soloria, received new equity-based compensation awards. On February 25, 2026, he was granted 7,552 Performance Stock Units, which may vest on March 1, 2029 if specified performance goals are met; this figure represents the maximum units that can vest.
He was also granted 1,007 Restricted Stock Units that vest in three annual installments on March 1 if service requirements are met, and 11,681 stock options that vest in three annual installments beginning on the first anniversary of the grant date. Following these awards, he directly holds 14,728 shares of common stock and indirectly 175 shares held by his children.
Spray Stephen M reported acquisition or exercise transactions in this Form 4 filing.
Cincinnati Financial Corp reported that President & CEO Stephen M. Spray received equity-based compensation awards. On February 25, 2026, he was granted 22,056 Performance Stock Units, 1,838 Restricted Stock Units, and 34,118 stock options, all at a grant price of $0.00 per unit.
The performance units may vest on March 1, 2029 if performance goals in the grant agreement are met, while the restricted stock units vest in three annual installments on March 1 if service requirements are met. The stock options vest in three annual installments beginning on the first anniversary of the grant date. Following these awards, Spray directly holds 63,774 shares of common stock.
Cincinnati Financial Corp senior vice president Chet Hogan Swisher reported equity awards in the form of performance stock units, restricted stock units, and stock options. On the reported date, he acquired 4,640 performance stock units, 774 restricted stock units, and 7,179 stock options, all at a stated price of $0.00 per unit.
The performance stock units vest on March 1, 2029 if performance goals are met, and the amount shown represents the maximum number that may vest. The restricted stock units vest in three annual installments on March 1 if service requirements are met, and the stock options vest in three annual installments beginning on the first anniversary of the grant date. Following these transactions, his directly held common stock position was 5,267.472 shares.
Van Den Heuvel Will H reported acquisition or exercise transactions in this Form 4 filing.
Cincinnati Financial Corp executive Will H. Van Den Heuvel reported equity compensation grants. On February 25, 2026, he received 7,506 Performance Stock Units, 1,001 Restricted Stock Units, and options for 11,610 shares of common stock, all at a price of $0.00 per unit or option.
The performance stock units may vest on March 1, 2029 if performance goals are met, and the 1,001 restricted stock units vest in three annual installments on March 1 if service requirements are met. The stock options vest in three annual installments beginning one year after the grant date. Following these awards, he reported ownership of 33,055 shares of common stock directly and 3,036 shares held indirectly through the company 401(k) plan.
Cincinnati Financial Corporation presents its 2025 annual report, highlighting growth across insurance operations and a strong balance sheet. Total net written premiums reached $10.442 billion, led by commercial lines at $4.998 billion and personal lines at $3.430 billion.
The company emphasizes its independent agency distribution model across 46 states, with 2,292 property‑casualty agency relationships and expanding personal and excess and surplus lines footprints. It reports solid capitalization, including a property‑casualty written premium‑to‑surplus ratio of 1.0‑to‑1 and risk‑based capital well above regulatory minimums.
Investments remain a key earnings driver, with a portfolio fair value of $30.965 billion, including $18.123 billion in fixed maturities and $12.694 billion in equities. Debt leverage is modest, with a 4.9% debt‑to‑total‑capital ratio, and major rating agencies assign high insurer financial strength ratings with stable outlooks.
Cincinnati Financial Corp senior vice president Andrew Michael Schnell reported multiple stock option exercises and related share withholdings for taxes in common stock on February 17, 2026.
He exercised stock options that delivered several lots of common shares at exercise prices ranging from $70.70 to $85.67 per share. To cover tax obligations, he disposed of multiple small blocks of common stock through tax-withholding transactions at a reported price of $165.24 per share. After these exercises and tax-withholding dispositions, he directly owned 5,911.123 shares of Cincinnati Financial common stock.
Cincinnati Financial Corp director Charles Odell Schiff reported several bona fide gifts of common stock. On February 17, 2026, he made gift transfers of 114 shares held directly, 228 shares held indirectly through his children, and 114 shares held indirectly through his spouse, all at a reported price of $0.00 per share.
After these gifts, reported holdings stood at 746,695 shares directly, 66,656.384 shares indirectly via children, and 29,627 shares indirectly via his spouse. The filing also lists indirect holdings of 181,055 shares by a charitable foundation and 149,172.314 shares by grandchildren's irrevocable trusts as of the same date.