Welcome to our dedicated page for Cincinnati Finl SEC filings (Ticker: CINF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Cincinnati Financial Corporation (CINF), an Ohio-based property and casualty insurance company. Through these filings, investors can review how the company reports on its commercial lines, personal lines, excess and surplus lines, life insurance, fixed annuities and investment activities.
Cincinnati Financial’s annual reports on Form 10-K and quarterly reports on Form 10-Q contain detailed discussions of underwriting results, segment performance, catastrophe losses, investment income, liquidity, capital resources and risk factors. Safe harbor statements in these filings reference the Private Securities Litigation Reform Act of 1995 and direct readers to risk factor sections that describe insurance-related, financial, operational, technology, regulatory and legal risks.
The company also files frequent current reports on Form 8-K. These 8-K filings furnish earnings releases and supplemental financial data for specific quarters, announce regular quarterly cash dividend declarations, describe changes to credit facilities, and report on corporate governance matters such as board appointments. Some 8-Ks reference investor presentation slides made available on the company’s investor relations site.
On Stock Titan, these filings are updated in near real time as they appear on EDGAR. AI-powered tools can help summarize lengthy documents, highlight key metrics and explain technical sections, allowing users to quickly understand topics such as combined ratio movements, catastrophe impacts, reinsurance arrangements, capital structure changes and disclosed risk factors.
Users interested in insider and executive activity can also review ownership and compensation information in proxy and related filings, while those focused on financial performance can compare data across multiple 10-K and 10-Q reports. This filings page is intended to make Cincinnati Financial’s regulatory disclosures easier to navigate and interpret, without replacing the full text of the official SEC documents.
Cincinnati Financial Corporation executive Luyang Fu, Senior Vice President-Sub, filed an initial ownership report showing existing holdings in the company’s common stock and equity awards. This Form 3 does not record new purchases or sales, but lists what Fu already beneficially owns or controls.
Fu directly holds 9,597.333 shares of common stock and indirectly holds 956.56 shares through the company’s 401(k) plan, where the value can be shifted among investment options. Fu also holds multiple stock option grants covering several hundred shares each at exercise prices between $71.19 and $137.56, along with restricted stock units totaling 1,165 shares that vest between February 2026 and February 2028 if service conditions are met. In addition, Fu owns 2,299.32 phantom stock shares under the Top Hat Savings “Excess Benefits” Plan, to be settled after retirement or other termination of service.
Cincinnati Financial Corporation senior vice president Robert Philip Sandercox filed an initial Form 3 showing his equity holdings in CINF as of January 30, 2026. He directly holds 336.802 shares of common stock and indirectly holds 777.56 shares through the company’s 401(k) plan.
He also holds multiple employee stock options to buy common shares with exercise prices ranging from $70.70 to $137.56 and expiration dates from 2027 to 2035, which generally vest in three annual installments starting one year after grant. In addition, he holds restricted stock units that are scheduled to vest on February 12, 2026, February 22, 2027, and February 22, 2028, subject to service requirements, plus 792.78 phantom stock units under a Top Hat Savings “Excess Benefits” plan that will be settled at retirement or other service termination.
Cincinnati Financial Corp executive files initial ownership report. Senior Vice President-Sub Andrew Michael Schnell reported beneficial ownership of 5,110.123 shares of Cincinnati Financial common stock as of January 30, 2026, all held directly. He also reported restricted stock units and stock options that give rights to receive additional common shares if vesting and service requirements are met.
Cincinnati Financial Corporation reported significantly stronger results for the fourth quarter and solid growth for full-year 2025. Fourth-quarter 2025 net income rose to $676 million, or $4.29 per diluted share, up from $405 million, or $2.56 per share, helped by a $145 million after-tax increase in the fair value of equity securities still held.
Full-year 2025 net income increased to $2.393 billion, or $15.17 per diluted share, compared with $2.292 billion, or $14.53 per share, in 2024. Non-GAAP operating income grew to $1.254 billion for the year, or $7.95 per share, driven by higher after-tax net investment income and partly offset by lower property casualty underwriting profit.
Property casualty operations delivered a 94.9% full-year combined ratio, marking a 14th consecutive year of underwriting profit despite elevated catastrophe losses, including severe wildfires. Book value per share climbed to $102.35 at December 31, 2025, up 15% year over year, supporting an 18.8% value creation ratio. Total investments and cash reached more than $33 billion, and pretax investment income increased 14% for the year as bond interest income rose.
Cincinnati Financial director Cheng-Sheng Peter Wu reported receiving 847 shares of common stock on January 29, 2026. The shares were granted at a price of $0.00 under the Cincinnati Financial Corporation Director's Stock Plan of 2018.
After this grant, Wu beneficially owned 847 shares directly and 956 shares indirectly through a Director Non-Qualified (NQ) Plan. The indirect holdings were adjusted to reflect additional shares purchased via quarterly dividend reinvestment.
Cincinnati Financial Corporation director Edward Scott Wilkins reported a stock grant from the company. On 01/29/2026, he acquired 625 shares of Cincinnati Financial common stock at a price of $0.00 per share, received as a grant under the Cincinnati Financial Corporation Director's Stock Plan of 2018.
After this grant, Wilkins directly beneficially owned a total of 765 shares of Cincinnati Financial common stock.
Cincinnati Financial Corporation director Larry R. Webb reported a stock grant under a company plan. On 01/29/2026, 847 shares of common stock were acquired at $0.00 through the Cincinnati Financial Corporation Director's Stock Plan of 2018, held indirectly via a Director NQ Plan.
After this grant, Webb beneficially owned 4,758 shares through the Director NQ Plan, 275,826 shares directly, 186,257 shares indirectly through a partnership, 43,478 shares through a QTIP marital trust for his spouse, and 1,165 shares held by his spouse. These balances also reflect quarterly dividend reinvestment.
Cincinnati Financial Corporation director John F. Steele Jr. reported a stock grant under the company’s 2018 Director’s Stock Plan. On 01/29/2026, 847 shares of common stock were acquired at $0.00 per share, held indirectly through a Director NQ Plan, bringing that indirect holding to 1,806 shares.
Separately, Steele directly beneficially owns 30,394 common shares. A footnote explains that he is enrolled in quarterly dividend reinvestment, so his beneficial holdings are adjusted as additional shares are purchased through that reinvestment plan.
Cincinnati Financial Corporation director Douglas S. Skidmore reported an equity grant of company stock. On 01/29/2026 he acquired 847 shares of Cincinnati Financial common stock at a price of $0.00 per share through a grant under the company’s Director's Stock Plan of 2018.
After this grant, he directly beneficially owned 43,169 common shares. He also reported indirect holdings of 550 shares through an IRA, 7,600 shares through the Skidmore Sales Profit Sharing Plan, and 330 shares held by his spouse.
Cincinnati Financial Corporation director Charles Odell Schiff reported receiving a grant of 847 shares of common stock on 01/29/2026 under the company’s Director's Stock Plan of 2018 at a price of $0.00 per share.
After this grant, he directly owns 746,581 common shares. He also reports indirect holdings of 181,055 shares through a charitable foundation, 66,428.384 shares held for children, 149,172.314 shares held for a grandchildren's irrevocable trust, and 29,513 shares held by his spouse. Beneficially owned amounts were adjusted to reflect quarterly dividend reinvestment.