Capital One (COF) Commercial Banking president receives 6,794-share stock grant

Rhea-AI Filing Summary

Capital One Financial Corp. President of Commercial Banking, Neal Blinde, reported an equity award of company stock. On February 3, 2026, he acquired 6,794 shares of Common Stock at a price of $0, reflecting a grant rather than a market purchase.

The award is in the form of restricted stock units that vest in one‑third increments beginning on February 15, 2027 and annually thereafter. Following this grant, Blinde beneficially owns 75,878 shares of Capital One common stock in direct ownership.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Blinde Neal

(Last) (First) (Middle)

1680 CAPITAL ONE DRIVE

(Street)

MCLEAN VA 22102

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CAPITAL ONE FINANCIAL CORP [ COF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President, Commercial Banking

3. Date of Earliest Transaction (Month/Day/Year)
02/03/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	02/03/2026		A		6,794	A	$0	75,878	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This restricted stock unit award will vest in 1/3 increments beginning on February 15, 2027 and annually thereafter. Each restricted stock unit represents a contingent right to receive one share of Company common stock.

Remarks:

	/s/ Blaise F. Brennan (POA on file)	02/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Neal Blinde report at Capital One (COF)?

Neal Blinde reported receiving an equity grant of Capital One stock. On February 3, 2026, he acquired 6,794 shares of common stock at $0 per share, reflecting a restricted stock unit award rather than an open-market purchase.

What position does Neal Blinde hold at Capital One (COF) in this Form 4?

Neal Blinde is President, Commercial Banking at Capital One Financial Corp. The Form 4 identifies him as an officer, not a director or 10% owner, and reports his beneficial ownership of company common stock after the equity award.

How many Capital One (COF) shares does Neal Blinde own after this transaction?

After the reported transaction, Neal Blinde beneficially owns 75,878 shares. This total reflects his direct ownership of Capital One common stock following the grant of 6,794 shares reported on the Form 4.

What are the vesting terms of Neal Blinde’s restricted stock units at Capital One (COF)?

The restricted stock units vest in three equal annual installments. Vesting begins on February 15, 2027 and then occurs annually. Each restricted stock unit gives Blinde a contingent right to receive one share of Capital One common stock upon vesting.

Was cash paid for the 6,794 Capital One (COF) shares reported by Neal Blinde?

No cash was paid for these 6,794 shares. The Form 4 shows a transaction price of $0 per share, indicating the shares were granted as a restricted stock unit award rather than bought in the market.

Is Neal Blinde’s reported ownership in Capital One (COF) direct or indirect?

Neal Blinde’s reported ownership is direct. The Form 4 lists his ownership form as “D” for direct, with no disclosure of indirect ownership through entities or other parties in the provided information.