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Capital One Financial SEC Filings

COF NYSE

Welcome to our dedicated page for Capital One Financial SEC filings (Ticker: COF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Capital One Financial Corporation (NYSE: COF) files a broad range of documents with the U.S. Securities and Exchange Commission that detail its operations as a financial holding company focused on credit card, auto, consumer and commercial lending. This SEC filings page surfaces those disclosures and pairs them with AI-powered tools to help readers interpret complex financial and legal information.

Through its periodic reports, Capital One provides consolidated financial statements, segment results for Credit Card, Consumer Banking and Commercial Banking, loan and deposit statistics, and regulatory capital measures such as the Common Equity Tier 1 capital ratio under the Basel III Standardized Approach. Earnings releases and financial supplements are furnished on Form 8-K under Item 2.02, often accompanied by reconciliations of non-GAAP measures like adjusted net income, adjusted net interest margin and adjusted efficiency ratios.

Capital One also files numerous current reports on Form 8-K under Item 7.01 to furnish monthly charge-off and delinquency metrics, giving additional visibility into credit performance across its lending portfolios. Other 8-Ks describe capital markets transactions, including public offerings of fixed-to-floating rate senior notes, the issuance of preferred stock series represented by depositary shares, and updates to share repurchase authorizations. Filings list the company’s registered securities, such as common stock, multiple series of Fixed Rate Non-Cumulative Perpetual Preferred Stock depositary shares and 1.650% Senior Notes due 2029, all traded on the New York Stock Exchange.

For users reviewing COF SEC filings, this page offers real-time access to new submissions as they appear on EDGAR. AI-generated summaries highlight key points from lengthy documents, helping readers quickly identify items such as segment performance, capital ratios, debt issuance terms, dividend declarations and notable corporate actions. Filings related to the all-stock acquisition and integration of Discover, as well as the company’s multi-year Community Benefits Plan, are also accessible here.

In addition, this page provides a convenient way to examine disclosures relevant to capital structure and insider-related information, including preferred stock terms, senior notes indentures and compensation-related items reported in 8-Ks. By combining the full text of Capital One’s SEC documents with AI explanations, the filings page is intended to make complex regulatory reporting more understandable for investors, analysts and other interested readers.

Filing
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Capital One Financial Corporation provides an overview of its diversified banking and payments franchise and two major strategic deals. In May 2025, it closed the Discover Financial Services acquisition, transferring $51.8 billion in purchase consideration for $168.6 billion of identifiable assets, including $108.2 billion of loans and $106.9 billion of deposits. This added the Discover, PULSE and Diners Club Global Payment Network businesses and new products such as personal loans.

On January 22, 2026, Capital One agreed to acquire Brex Inc. for $5.15 billion, to be paid in about $2.58 billion cash and roughly 10.6 million shares of common stock, subject to customary regulatory and closing conditions. The company describes three main segments—Credit Card, Consumer Banking and Commercial Banking—and highlights how card lending, deposits, interchange and fees drive revenue.

The filing details an extensive U.S. and international regulatory framework covering capital, liquidity, stress testing, consumer protection, payments, data privacy and sanctions. It also outlines key risks, including macroeconomic volatility, integration of Discover, competition in payments, cyber and technology threats, evolving capital and liquidity rules and new privacy and climate-related expectations. Capital One emphasizes ongoing investments in human capital, technology (including cloud and AI) and risk management as it integrates Discover’s operations and builds out its expanded global payments platform.

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CAPITAL ONE FINANCIAL CORP General Counsel and Corporate Secretary Matthew W. Cooper reported tax-withholding dispositions of company common stock tied to restricted stock unit vesting. On February 15, 2026, a total of 4,474 shares were automatically withheld at $207.37 per share to cover tax obligations.

The shares relate to RSU awards originally granted on January 26, 2023, February 1, 2024, and February 4, 2025, and the transactions were authorized under the applicable award agreements. After these dispositions, Cooper directly owned 96,251 shares of Capital One common stock.

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CAPITAL ONE FINANCIAL CORP executive Dean Lia reported tax-related share withholdings rather than open-market sales. On February 15, 2026, three Form 4 transactions coded “F” show a tax-withholding disposition of 1,262, 1,445, and 1,129 shares of common stock at $207.37 per share.

The issuer automatically withheld these shares to cover Lia’s tax obligations upon vesting of restricted stock units granted in 2023, 2024, and 2025, as authorized by the applicable award agreements. After these dispositions, Lia directly held 66,326 shares of Capital One common stock.

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Capital One Financial senior vice president and chief accounting officer Timothy P. Golden reported three automatic share withholdings to cover taxes on vesting restricted stock units. On February 15, 2026, the issuer withheld 591, 506, and 350 shares of common stock at $207.37 per share as tax-withholding dispositions, as authorized in his restricted stock award agreements. These withholdings related to RSU grants dated January 26, 2023, February 1, 2024, and February 4, 2025. After these non‑open‑market transactions, he directly holds 10,797 Capital One common shares.

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CAPITAL ONE FINANCIAL CORP Chief Human Resources Officer reports tax-related share dispositions. On February 15, 2026, Kaitlin Haggerty had three transactions in Capital One common stock coded as tax-withholding dispositions. In each case, the issuer automatically withheld shares at $207.37 per share to cover tax obligations tied to vesting restricted stock units granted in 2023, 2024, and 2025. After these withholdings, Haggerty continued to hold tens of thousands of Capital One shares directly.

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CAPITAL ONE FINANCIAL CORP Chairman and CEO Richard D. Fairbank reported incentive-related stock transactions involving restricted stock units and common shares. On February 15, 2026, he exercised 24,021 2023 restricted stock units and 21,008 restricted stock units, converting them into an equal number of common shares at a stated price of $0.0000 per share.

According to the disclosure, these restricted stock units were settled in cash, based on the company’s average fair market value over the fifteen trading days before the vesting date. The filing also shows dispositions of 24,021 and 21,008 common shares to the issuer at $218.5000 per share, a transaction type classified as a disposition to the company rather than an open-market sale.

Following these transactions, Fairbank directly owned 4,001,232 shares of Capital One common stock. The restricted stock units originated from grants dated January 26, 2023 for performance years 2022 and 2023.

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Capital One Financial Chief Information Officer Robert M. Alexander reported automatic share disposals to cover taxes on vesting stock awards. On February 15, 2026, the issuer withheld 1,337, 1,483, and 1,069 common shares at $207.37 per share for tax-withholding dispositions tied to restricted stock units granted in 2023, 2024, and 2025. After these non‑market transactions, he held 71,826 common shares directly, plus small indirect holdings of 100 shares through The Alexander Fund and 2 shares through a UGMA account.

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Capital One Financial Corp executive reports tax-related share dispositions. President of Commercial Banking Neal Blinde reported three dispositions of Common Stock on February 15, 2026, totaling several thousand shares at $207.37 per share. The shares were automatically withheld by the company to cover tax obligations upon vesting of prior restricted stock unit awards, and Blinde held 71,686 shares directly after these transactions.

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Capital One Financial Corp executive Kara West reported three tax-withholding dispositions of common stock related to vesting restricted stock units. On February 15, 2026, a total of several hundred shares were automatically withheld by the issuer at $207.37 per share to satisfy tax obligations on RSU grants from January 26, 2023, February 1, 2024, and February 4, 2025. After these non‑open‑market transactions, West continued to hold tens of thousands of Capital One shares directly.

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FAQ

What is the current stock price of Capital One Financial (COF)?

The current stock price of Capital One Financial (COF) is $185.73 as of March 9, 2026.

What is the market cap of Capital One Financial (COF)?

The market cap of Capital One Financial (COF) is approximately 116.7B.

COF Rankings

COF Stock Data

116.74B
609.08M
Credit Services
National Commercial Banks
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United States
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