Welcome to our dedicated page for Capital One Financial SEC filings (Ticker: COF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Capital One Financial Corporation (NYSE: COF) files a broad range of documents with the U.S. Securities and Exchange Commission that detail its operations as a financial holding company focused on credit card, auto, consumer and commercial lending. This SEC filings page surfaces those disclosures and pairs them with AI-powered tools to help readers interpret complex financial and legal information.
Through its periodic reports, Capital One provides consolidated financial statements, segment results for Credit Card, Consumer Banking and Commercial Banking, loan and deposit statistics, and regulatory capital measures such as the Common Equity Tier 1 capital ratio under the Basel III Standardized Approach. Earnings releases and financial supplements are furnished on Form 8-K under Item 2.02, often accompanied by reconciliations of non-GAAP measures like adjusted net income, adjusted net interest margin and adjusted efficiency ratios.
Capital One also files numerous current reports on Form 8-K under Item 7.01 to furnish monthly charge-off and delinquency metrics, giving additional visibility into credit performance across its lending portfolios. Other 8-Ks describe capital markets transactions, including public offerings of fixed-to-floating rate senior notes, the issuance of preferred stock series represented by depositary shares, and updates to share repurchase authorizations. Filings list the company’s registered securities, such as common stock, multiple series of Fixed Rate Non-Cumulative Perpetual Preferred Stock depositary shares and 1.650% Senior Notes due 2029, all traded on the New York Stock Exchange.
For users reviewing COF SEC filings, this page offers real-time access to new submissions as they appear on EDGAR. AI-generated summaries highlight key points from lengthy documents, helping readers quickly identify items such as segment performance, capital ratios, debt issuance terms, dividend declarations and notable corporate actions. Filings related to the all-stock acquisition and integration of Discover, as well as the company’s multi-year Community Benefits Plan, are also accessible here.
In addition, this page provides a convenient way to examine disclosures relevant to capital structure and insider-related information, including preferred stock terms, senior notes indentures and compensation-related items reported in 8-Ks. By combining the full text of Capital One’s SEC documents with AI explanations, the filings page is intended to make complex regulatory reporting more understandable for investors, analysts and other interested readers.
CAPITAL ONE FINANCIAL CORP executive Celia Karam, President of the Retail Bank, reported three tax-related share dispositions of common stock. On
Capital One Financial Corp reported that Mark Daniel Mouadeb, its President of Card, had shares of Common Stock automatically withheld on February 15, 2026 to cover tax obligations from restricted stock unit vesting. Three tax-withholding dispositions totaled 2,945 shares at
These withholdings relate to RSU grants made on January 26, 2023, February 1, 2024, and February 4, 2025, as authorized by the award agreements. After these transactions, Mouadeb directly owned 52,484 Capital One shares.
Capital One Financial Corp executive Raghu Ravi reported automatic share withholdings to cover taxes on vesting stock awards. On three transactions dated February 15, 2026, the issuer withheld 546, 551 and 560 shares of common stock at $207.37 per share as tax-withholding dispositions tied to previously granted restricted stock units. After these transactions, Ravi continued to hold tens of thousands of Capital One shares directly.
CAPITAL ONE FINANCIAL CORP executive Sanjiv Yajnik, President of Financial Services, reported three tax-related share dispositions of common stock on February 15, 2026. The transactions, each coded "F," involved 1,327, 1,703, and 1,223 shares at
According to the footnotes, these were automatic withholdings by Capital One to cover Yajnik’s tax obligations upon vesting of restricted stock units granted in
Capital One Financial Corp Chief Credit & Financial Risk Officer Michael Zamsky reported automatic share dispositions to cover tax obligations tied to restricted stock vesting. On February 15, 2026, three tax-withholding dispositions of common stock occurred at $207.37 per share under restricted stock award agreements.
The transactions, coded "F" as tax-withholding dispositions, involved 818, 862, and 769 shares of common stock, reducing his directly held common stock to 30,146 shares after the final transaction.
Capital One Financial Chief Financial Officer Andrew M. Young reported three Form 4 transactions where the company automatically withheld common shares on February 15, 2026 to cover his tax obligations from vesting restricted stock units at $207.37 per share. After these tax-withholding dispositions, he directly held 54,911 common shares and indirectly held 59 shares through a child.
CAPITAL ONE FINANCIAL CORP executive Frank G. LaPrade III reported several automatic share dispositions tied to tax withholding. On February 15, 2026, he delivered blocks of common stock at $207.37 per share to cover taxes owed on vesting restricted stock units from grants made in 2023, 2024, and 2025.
These Form 4 entries are coded as tax-withholding dispositions rather than open-market sales. After these transactions, LaPrade continued to hold tens of thousands of shares directly, plus an additional indirect position represented by equivalent shares in the company’s 401(k) plan.
Capital One Financial Corporation released monthly credit quality metrics for the period ended January 31, 2026. In its domestic credit card portfolio, average loans held for investment were $257,404 million, with net charge-offs of $1,082 million, yielding a 5.04% net charge-off rate. Thirty‑plus day performing delinquencies in this portfolio totaled $10,402 million, a 4.04% delinquency rate.
In consumer banking auto loans, average loans held for investment were $83,965 million and period‑end loans were $84,134 million. Auto net charge-offs were $136 million, a 1.94% net charge-off rate. Thirty‑plus day performing auto delinquencies were $4,003 million, a 4.76% rate, and nonperforming auto loans were $531 million, a 0.63% nonperforming loan rate.
Capital One Financial Corporation filed a current report to share that it will present at the UBS Financial Services Conference 2026 in Miami, Florida. The presentation is scheduled for February 10, 2026, at 2:40 p.m. Eastern Time.
A live audio webcast of the presentation will be accessible through Capital One’s website by visiting the Investor Center under the “Investors” section. The company plans to keep a replay of the presentation available on its site through at least February 24, 2026.
Capital One Financial Corporation detailed 2025 pay decisions and 2026 plans for its chief executive and other named executive officers. For 2025, CEO Richard Fairbank’s total pay package was set at $40 million, mostly in performance-based and deferred awards rather than salary.
The package includes performance share awards tied to growth in tangible book value, adjusted return on tangible common equity, and relative total shareholder return over 2026–2028, a $6.7 million deferred cash bonus, and additional RSUs that vest and settle in 2029. The company also adopted a cash severance policy capping new cash severance above 2.99 times salary plus target bonus without shareholder ratification, a change-of-control severance plan for senior leaders, and an amended executive severance plan defining benefits after involuntary terminations.